╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡

╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡?

╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ тАФ ╤Н╤В╨╛ ╨┐╨╗╨░╤В╨░, ╨▓╨╖╨╕╨╝╨░╨╡╨╝╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╝╨╕ ╨╝╨╡╨╜╨╡╨┤╨╢╨╡╤А╨░╨╝╨╕ ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓ ╨╖╨░ ╨╕╤Е ╨╛╨┐╤Л╤В ╨▓ ╨▓╤Л╨▒╨╛╤А╨╡ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╤Е ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В╨╛╨▓, ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╤О╤Й╨╕╤Е ╨║╨╛╨╜╨║╤А╨╡╤В╨╜╤Л╨╣ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╣ ╤Д╨╛╨╜╨┤. ╨Ю╨╜ ╨┐╨╛╨║╤А╤Л╨▓╨░╨╡╤В ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╨╡ ╤А╨░╤Б╤Е╨╛╨┤╤Л, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ ╤А╨░╤Б╤Е╨╛╨┤╤Л, ╤Б╨▓╤П╨╖╨░╨╜╨╜╤Л╨╡ ╤Б ╨║╨╛╨╜╤Б╤Г╨╗╤М╤В╨░╤Ж╨╕╨╛╨╜╨╜╤Л╨╝╨╕ ╤Г╤Б╨╗╤Г╨│╨░╨╝╨╕ ╨╕ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨╝ ╨┐╨╛╤А╤В╤Д╨╡╨╗╨╡╨╝.

╨б╤В╤А╤Г╨║╤В╤Г╤А╨░ ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨▓╨░╤А╤М╨╕╤А╤Г╨╡╤В╤Б╤П ╨╛╤В ╨╛╨┤╨╜╨╛╨│╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨│╨╛ ╤Д╨╛╨╜╨┤╨░ ╨║ ╨┤╤А╤Г╨│╨╛╨╝╤Г. ╨Ю╨┤╨╜╨░╨║╨╛ ╤Н╤В╨░ ╨┐╨╗╨░╤В╨░ ╨╛╨▒╤Л╤З╨╜╨╛ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╨┐╤А╨╛╤Ж╨╡╨╜╤В ╨╛╤В ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨│╨╛ ╤Д╨╛╨╜╨┤╨░ ╨┐╨╛╨┤ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨╝ ╨╕╨╗╨╕ AUM. ╨Я╨╛╤Н╤В╨╛╨╝╤Г, ╤З╤В╨╛╨▒╤Л ╨▓╤Л╨▒╤А╨░╤В╤М ╨╜╨░╨╕╨╗╤Г╤З╤И╨╕╨╣ ╨▓╨░╤А╨╕╨░╨╜╤В, ╨╗╤О╨┤╨╕ ╨┤╨╛╨╗╨╢╨╜╤Л ╤Б╤А╨░╨▓╨╜╨╕╤В╤М ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О, ╨┐╤А╨╛╤И╨╗╤Л╨╡ ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╤Л ╨╕ ╨┤╤А╤Г╨│╨╕╨╡ ╨▓╨░╨╢╨╜╤Л╨╡ ╨░╤Б╨┐╨╡╨║╤В╤Л ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╤Е ╤Д╨╛╨╜╨┤╨╛╨▓. ╨Ю╨▒╤Л╤З╨╜╨╛ ╤Н╤В╨░ ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤П ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 0,2%-2% ╨╛╤В AUM.

╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡

• ╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡?
  • ╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡
  • ╨д╨╛╤А╨╝╤Г╨╗╨░
  • ╨Я╤А╨╕╨╝╨╡╤А ╤А╨░╤Б╤З╨╡╤В╨░
  • ╨Э╨░╨╗╨╛╨│╨╛╨╛╨▒╨╗╨╛╨╢╨╡╨╜╨╕╨╡
  • ╨Ъ╨╛╨╝╨╕╤Б╤Б╨╕╤П ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨┐╨╛ ╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤О ╨║ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╤Г ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓
  • ╨з╨░╤Б╤В╨╛ ╨╖╨░╨┤╨░╨▓╨░╨╡╨╝╤Л╨╡ ╨▓╨╛╨┐╤А╨╛╤Б╤Л (FAQ)
  • ╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨Ъ╨╗╤О╤З╨╡╨▓╤Л╨╡ ╨▓╤Л╨▓╨╛╨┤╤Л

• ╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨▓╨╛╨╖╨╜╨░╨│╤А╨░╨╢╨┤╨╡╨╜╨╕╤О, ╨┐╨╡╤А╨╕╨╛╨┤╨╕╤З╨╡╤Б╨║╨╕ ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╨╝╨╛╨╝╤Г ╤Б╨┐╨╡╤Ж╨╕╨░╨╗╨╕╤Б╤В╨░╨╝ ╨┐╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╤П╨╝, ╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╝ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╝ ╨┐╨╛╤А╤В╤Д╨╡╨╗╨╡╨╝ ╨╛╤В ╨╕╨╝╨╡╨╜╨╕ ╤Б╨▓╨╛╨╡╨│╨╛ ╨║╨╗╨╕╨╡╨╜╤В╨░. ╨Ю╨╜ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╤З╨░╤Б╤В╤М╤О ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓ ╨╕ ╨┐╨╛╨║╤А╤Л╨▓╨░╨╡╤В ╤А╨░╤Б╤Е╨╛╨┤╤Л, ╤Б╨▓╤П╨╖╨░╨╜╨╜╤Л╨╡ ╤Б ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨╝ ╤Д╨╛╨╜╨┤╨╛╨╝.
• ╨б╤В╤А╤Г╨║╤В╤Г╤А╨░ ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨▓╨░╤А╤М╨╕╤А╤Г╨╡╤В╤Б╤П ╨╛╤В ╤Д╨╛╨╜╨┤╨░ ╨║ ╤Д╨╛╨╜╨┤╤Г. ╨Ю╨▒╤Л╤З╨╜╨╛ ╤Н╤В╨╛ ╨┐╤А╨╛╤Ж╨╡╨╜╤В ╨╛╤В ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨┐╨╛╨┤ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨╝. ╨н╤В╨╛╤В ╨┐╤А╨╛╤Ж╨╡╨╜╤В ╨║╨╛╨╗╨╡╨▒╨╗╨╡╤В╤Б╤П ╨╛╤В 0,2% ╨┤╨╛ 2%.
• ╨Р╨║╤В╨╕╨▓╨╜╨╛ ╤Г╨┐╤А╨░╨▓╨╗╤П╨╡╨╝╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л ╨▓╨╖╨╕╨╝╨░╤О╤В ╨▒╨╛╨╗╨╡╨╡ ╨▓╤Л╤Б╨╛╨║╤Г╤О ╨┐╨╗╨░╤В╤Г ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡, ╤З╨╡╨╝ ╨┐╨░╤Б╤Б╨╕╨▓╨╜╨╛ ╤Г╨┐╤А╨░╨▓╨╗╤П╨╡╨╝╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л.
• ╨Ы╨╕╤Ж╨░, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╤Е╨╛╤В╤П╤В ╨╕╨╖╨▒╨╡╨╢╨░╤В╤М ╤Г╨┐╨╗╨░╤В╤Л ╤Н╤В╨╛╨╣ ╨║╨╛╨╝╨╕╤Б╤Б╨╕╨╕, ╨╝╨╛╨│╤Г╤В ╨▓╤Л╨▒╤А╨░╤В╤М ╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╨╛╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╨╡.

╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡

╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨┐╨╡╤А╨╕╨╛╨┤╨╕╤З╨╡╤Б╨║╨╛╨╝╤Г ╨┐╨╗╨░╤В╨╡╨╢╤Г, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А ╨┐╨╗╨░╤В╨╕╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨╝╤Г ╤Д╨╛╨╜╨┤╤Г, ╤З╤В╨╛╨▒╤Л ╨▓╨╛╨╖╨╜╨░╨│╤А╨░╨┤╨╕╤В╤М ╤Г╨┐╤А╨░╨▓╨╗╤П╤О╤Й╨╕╤Е ╨░╨║╤В╨╕╨▓╨░╨╝╨╕ ╨╖╨░ ╨╕╤Е ╨╜╨░╨▓╤Л╨║╨╕, ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╨╕ ╨╕ ╨▓╤А╨╡╨╝╤П, ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╤Л╨╡ ╨┤╨╗╤П ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╤П ╨┐╨╛╤А╤В╤Д╨╡╨╗╨╡╨╝. ╨н╤В╨░ ╨┐╨╗╨░╤В╨░ ╨╝╨╛╨╢╨╡╤В ╨▓╨║╨╗╤О╤З╨░╤В╤М ╤А╨░╤Б╤Е╨╛╨┤╤Л ╨╜╨░ ╨╛╨▒╤Й╨╡╨╜╨╕╨╡ ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░╨╝╨╕ ╨╕ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨░╨║╤В╨╕╨▓╨░╨╝╨╕.

╨Ш╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л ╨╛╨▒╤Л╤З╨╜╨╛ ╨▓╨╖╨╕╨╝╨░╤О╤В ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓ ╨▓ ╨▓╨╕╨┤╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨░ ╨╛╤В ╨╛╨▒╤Й╨╡╨╣ ╤Б╤Г╨╝╨╝╤Л ╨░╨║╤В╨╕╨▓╨╛╨▓, ╨╜╨░╤Е╨╛╨┤╤П╤Й╨╕╤Е╤Б╤П ╨┐╨╛╨┤ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨╝. ╨Т ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨░╨╗╤М╤В╨╡╤А╨╜╨░╤В╨╕╨▓╤Л ╤Д╨╛╨╜╨┤ ╨╝╨╛╨╢╨╡╤В ╨▓╨╖╨╕╨╝╨░╤В╤М ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨▓ ╨▓╨╕╨┤╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨░ ╨╛╤В ╨┤╨╛╤Е╨╛╨┤╨░ ╨┐╤А╨╕ ╤Г╤Б╨╗╨╛╨▓╨╕╨╕ ╤Б╨╛╨▒╨╗╤О╨┤╨╡╨╜╨╕╤П ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╨╛╨│╨╛ ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨╛╨│╨╛ ╨╖╨╜╨░╤З╨╡╨╜╨╕╤П. ╨в╨╡╨╝ ╨╜╨╡ ╨╝╨╡╨╜╨╡╨╡, ╨╝╨╛╨╢╨╜╨╛ ╨╜╨░╨╣╤В╨╕ ╨╕ ╨┤╤А╤Г╨│╨╕╨╡ ╤Б╤В╤А╤Г╨║╤В╤Г╤А╤Л.

╨Т ╨╛╨▒╨╝╨╡╨╜ ╨╜╨░ ╨╛╨┐╨╗╨░╤В╤Г ╤Н╤В╨╛╨│╨╛ ╤Б╨▒╨╛╤А╨░ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╤Л ╨┐╨╛╨╗╤Г╤З╨░╤О╤В ╨┤╨╛╤Б╤В╤Г╨┐ ╨║ ╤А╨╡╤Б╤Г╤А╤Б╨░╨╝ ╨╕ ╨╛╨┐╤Л╤В╤Г ╨┐╤А╨╛╤Д╨╡╤Б╤Б╨╕╨╛╨╜╨░╨╗╨╛╨▓ ╨▓ ╨╛╨▒╨╗╨░╤Б╤В╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣. ╨н╨║╤Б╨┐╨╡╤А╤В╤Л ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╤О╤В ╨┐╨╡╤А╤Б╨╛╨╜╨░╨╗╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨╜╤Л╨╡ ╨║╨╛╨╜╤Б╤Г╨╗╤М╤В╨░╤Ж╨╕╨╕, ╤Б╨▓╤П╨╖╨░╨╜╨╜╤Л╨╡ ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╤П╨╝╨╕, ╤А╨░╤Б╨┐╤А╨╡╨┤╨╡╨╗╤П╤О╤В ╤А╨╕╤Б╨║╨╕ ╨╕ ╤А╨╡╨▒╨░╨╗╨░╨╜╤Б╨╕╤А╤Г╤О╤В ╨┐╨╛╤А╤В╤Д╨╡╨╗╨╕, ╤З╤В╨╛╨▒╤Л ╨┐╨╛╨╝╨╛╤З╤М ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░╨╝ ╨┤╨╛╤Б╤В╨╕╤З╤М ╤Б╨▓╨╛╨╕╤Е ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╤Е ╤Ж╨╡╨╗╨╡╨╣. ╨Ъ╨╛╨╝╨╕╤Б╤Б╨╕╤П, ╨▓╨╖╨╕╨╝╨░╨╡╨╝╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╝ ╤Д╨╛╨╜╨┤╨╛╨╝, ╨╛╨▒╤Л╤З╨╜╨╛ ╨╖╨░╨▓╨╕╤Б╨╕╤В ╨╛╤В ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╕╤Е ╤Д╨░╨║╤В╨╛╤А╨╛╨▓, ╨▓╨║╨╗╤О╤З╨░╤П ╤А╨░╨╖╨╝╨╡╤А ╨╕ ╤Б╤В╨╕╨╗╤М ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣. ╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л, ╨┐╤А╨╕╨┤╨╡╤А╨╢╨╕╨▓╨░╤О╤Й╨╕╨╡╤Б╤П ╨┐╨░╤Б╤Б╨╕╨▓╨╜╨╛╨╣ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨╣ ╤Б╤В╤А╨░╤В╨╡╨│╨╕╨╕, ╨▓╨╖╨╕╨╝╨░╤О╤В ╨▒╨╛╨╗╨╡╨╡ ╨╜╨╕╨╖╨║╨╕╨╡ ╨║╨╛╨╝╨╕╤Б╤Б╨╕╨╕, ╤З╨╡╨╝ ╨░╨║╤В╨╕╨▓╨╜╨╛ ╤Г╨┐╤А╨░╨▓╨╗╤П╨╡╨╝╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л. ╨Ъ╤А╨╛╨╝╨╡ ╤В╨╛╨│╨╛, ╤Б╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╤Л╨╝ ╤З╨░╤Б╤В╨╜╤Л╨╝ ╨╗╨╕╤Ж╨░╨╝ ╨╕ ╨╕╨╜╤Б╤В╨╕╤В╤Г╤Ж╨╕╨╛╨╜╨░╨╗╤М╨╜╤Л╨╝ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░╨╝, ╨▓╨╛╨╖╨╝╨╛╨╢╨╜╨╛, ╨┐╤А╨╕╨┤╨╡╤В╤Б╤П ╨┐╨╗╨░╤В╨╕╤В╤М ╨╝╨╡╨╜╤М╤И╤Г╤О ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨▓ ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕ ╨╛╤В AUM.

╨Ы╨╕╤Ж╨░, ╨╜╨╡ ╨╢╨╡╨╗╨░╤О╤Й╨╕╨╡ ╨┐╨╗╨░╤В╨╕╤В╤М ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О, ╨╝╨╛╨│╤Г╤В ╨╖╨░╨╜╨╕╨╝╨░╤В╤М╤Б╤П ╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╤Л╨╝ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╨╡╨╝. ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╤Л ╨╝╨╛╨│╤Г╤В ╨║╨╛╨╜╤В╤А╨╛╨╗╨╕╤А╨╛╨▓╨░╤В╤М ╤Б╨▓╨╛╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╤З╤В╨╛ ╤Г╤Б╤В╤А╨░╨╜╤П╨╡╤В ╨┐╨╛╤В╤А╨╡╨▒╨╜╨╛╤Б╤В╤М ╨▓ ╤Б╨┐╨╡╤Ж╨╕╨░╨╗╨╕╤Б╤В╨░╤Е ╨┐╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╤П╨╝. ╨н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╨▓╨║╨╗╤О╤З╨░╤В╤М ╤Б╨╛╨╖╨┤╨░╨╜╨╕╨╡ ╨┐╨╡╤А╤Б╨╛╨╜╨░╨╗╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨╜╨╛╨│╨╛ ╨┐╨╛╤А╤В╤Д╨╡╨╗╤П ╨╕╨╗╨╕ ╤В╨╛╤А╨│╨╛╨▓╨╗╤О ╨╛╤В╨┤╨╡╨╗╤М╨╜╤Л╨╝╨╕ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╝╨╕ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В╨░╨╝╨╕. ╨е╨╛╤В╤П ╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╨╛╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╨╡ ╨╜╨╡ ╤В╤А╨╡╨▒╤Г╨╡╤В ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡, ╨╛╨╜╨╛ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╤А╨╕╤Б╨║╨╛╨▓╨░╨╜╨╜╤Л╨╝ ╨┤╨╗╤П ╨╜╨╡╨╛╨┐╤Л╤В╨╜╤Л╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓.

╨д╨╛╤А╨╝╤Г╨╗╨░

╨д╨╕╨╖╨╕╤З╨╡╤Б╨║╨╕╨╡ ╨╗╨╕╤Ж╨░ ╨╝╨╛╨│╤Г╤В ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╤Б╨╗╨╡╨┤╤Г╤О╤Й╤Г╤О ╤Д╨╛╤А╨╝╤Г╨╗╤Г ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡.

╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ = ╨Я╤А╨╛╤Ж╨╡╨╜╤В ╨┐╨╗╨░╤В╤Л ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ x ╨Р╨║╤В╨╕╨▓╤Л ╨┐╨╛╨┤ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨╝

╨Я╤А╨╕╨╝╨╡╤А ╤А╨░╤Б╤З╨╡╤В╨░

╨Ф╨░╨▓╨░╨╣╤В╨╡ ╨┐╨╛╤Б╨╝╨╛╤В╤А╨╕╨╝ ╨╜╨░ ╤Н╤В╨╛╤В ╨┐╤А╨╕╨╝╨╡╤А, ╤З╤В╨╛╨▒╤Л ╨╗╤Г╤З╤И╨╡ ╨┐╨╛╨╜╤П╤В╤М ╨║╨╛╨╜╤Ж╨╡╨┐╤Ж╨╕╤О.

╨Я╤А╨╡╨┤╨┐╨╛╨╗╨╛╨╢╨╕╨╝, ╤Г ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░ ╨Ф╨╢╨╛╨╜╨░ ╨╡╤Б╤В╤М 50 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨┤╨╗╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╨░ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨░╤П ╤Д╨╕╤А╨╝╨░ XYZ ╨▓╨╖╨╕╨╝╨░╨╡╤В ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨▓ ╤А╨░╨╖╨╝╨╡╤А╨╡ 0,5% ╨▓ ╨│╨╛╨┤. ╨Ю╨╜ ╨╝╨╛╨╢╨╡╤В ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╤Г╤О ╨▓╤Л╤И╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Г ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╨▓╨╛╨╖╨╜╨░╨│╤А╨░╨╢╨┤╨╡╨╜╨╕╤П, ╨║╨╛╤В╨╛╤А╨╛╨╡ ╨╛╨╜ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨╖╨░╨┐╨╗╨░╤В╨╕╤В╤М, ╤З╤В╨╛╨▒╤Л ╨║╨╛╨╝╨┐╨╡╨╜╤Б╨╕╤А╨╛╨▓╨░╤В╤М ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨╣ ╤Д╨╕╤А╨╝╨╡ ╨╡╨╡ ╨╛╨┐╤Л╤В ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╤П ╤Д╨╛╨╜╨┤╨░╨╝╨╕.

╨б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, ╤Н╤В╨░ ╨┐╨╗╨░╤В╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╕╤В (0,5% x 50 000), ╤В. ╨╡. 250 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨▓ ╨│╨╛╨┤.

╨Т ╨╕╨┤╨╡╨░╨╗╨╡ ╨│╨╛╨┤╨╛╨▓╨╛╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨Ф╨╢╨╛╨╜╨░ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╤А╨╡╨▓╤Л╤И╨░╤В╤М ╤Н╤В╤Г ╨┐╨╗╨░╤В╤Г. ╨н╤В╨╛ ╨│╨░╤А╨░╨╜╤В╨╕╤А╤Г╨╡╤В, ╤З╤В╨╛ ╨╛╨╜ ╨╖╨░╤А╨░╨▒╨░╤В╤Л╨▓╨░╨╡╤В ╨┤╨╛╤Б╤В╨░╤В╨╛╤З╨╜╨╛, ╤З╤В╨╛╨▒╤Л ╨┐╨╛╨║╤А╤Л╤В╤М ╤А╨░╤Б╤Е╨╛╨┤╤Л, ╤Б╨▓╤П╨╖╨░╨╜╨╜╤Л╨╡ ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╤П╨╝╨╕, ╨╕ ╨┐╤А╨╕ ╤Н╤В╨╛╨╝ ╨┐╨╛╨╗╤Г╤З╨░╤В╤М ╨┐╤А╨╕╨▒╤Л╨╗╤М.

╨Э╨░╨╗╨╛╨│╨╛╨╛╨▒╨╗╨╛╨╢╨╡╨╜╨╕╨╡

╨Ш╨╜╨▓╨╡╤Б╤В╨╛╤А╤Л ╨┤╨╛╨╗╨╢╨╜╤Л ╤Г╤З╨╕╤В╤Л╨▓╨░╤В╤М, ╤З╤В╨╛ ╤Б╨▒╨╛╤А╤Л, ╤Г╨┐╨╗╨░╤З╨╡╨╜╨╜╤Л╨╡ ╨╖╨░ ╤Е╤А╨░╨╜╨╡╨╜╨╕╨╡, ╨┐╤А╨╛╨┤╨░╨╢╤Г ╨╕╨╗╨╕ ╨┐╨╛╨║╤Г╨┐╨║╤Г ╨╗╤О╨▒╨╛╨│╨╛ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨│╨╛ ╨░╨║╤В╨╕╨▓╨░, ╨╜╨╡ ╨┐╨╛╨┤╨╗╨╡╨╢╨░╤В ╨▓╤Л╤З╨╡╤В╤Г ╨┐╨╛╨┤╨╛╤Е╨╛╨┤╨╜╨╛╨│╨╛ ╨╜╨░╨╗╨╛╨│╨░. ╨Ъ╤А╨╛╨╝╨╡ ╤В╨╛╨│╨╛, ╤Б╨▒╨╛╤А╤Л, ╤Г╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╨╝╤Л╨╡ ╤Д╨╕╨╖╨╕╤З╨╡╤Б╨║╨╕╨╝╨╕ ╨╗╨╕╤Ж╨░╨╝╨╕ ╨┤╨╗╤П ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╨┤╨╕╨▓╨╕╨┤╨╡╨╜╨┤╨╛╨▓ ╨╕╨╗╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓, ╨╜╨╡ ╨┐╨╛╨┤╨╗╨╡╨╢╨░╤В ╨╜╨░╨╗╨╛╨│╨╛╨▓╤Л╨╝ ╨╗╤М╨│╨╛╤В╨░╨╝. ╨в╨░╨║╨╕╨╡ ╤Б╨▒╨╛╤А╤Л ╨╝╨╛╨│╤Г╤В ╨▓╨║╨╗╤О╤З╨░╤В╤М ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╨╕╨╗╨╕ ╨▒╤А╨╛╨║╨╡╤А╤Б╨║╨╕╨╡ ╤Б╨▒╨╛╤А╤Л, ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╨╡ ╨╕ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨░╤А╨╜╤Л╨╡ ╤Б╨▒╨╛╤А╤Л, ╨║╨╛╨╝╨╕╤Б╤Б╨╕╨╛╨╜╨╜╤Л╨╡ ╤Б╨▒╨╛╤А╤Л ╨╕ ╤В. ╨┤.

╨Ф╨╛ ╨┐╤А╨╕╨╜╤П╤В╨╕╤П ╨Ч╨░╨║╨╛╨╜╨░ ╨╛ ╤Б╨╛╨║╤А╨░╤Й╨╡╨╜╨╕╨╕ ╨╜╨░╨╗╨╛╨│╨╛╨▓ ╨╕ ╨╖╨░╨╜╤П╤В╨╛╤Б╤В╨╕ ╨╛╤В 2017 ╨│╨╛╨┤╨░ ╨╝╨╛╨╢╨╜╨╛ ╨▒╤Л╨╗╨╛ ╨┐╨╡╤А╨╡╤З╨╕╤Б╨╗╤П╤В╤М ╨╕ ╨▓╤Л╤З╨╕╤В╨░╤В╤М ╨╗╤О╨▒╤Л╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Б╨▒╨╛╤А╤Л, ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╤Л╨╡ ╨┤╨╗╤П ╤Б╨▒╨╛╤А╨░ ╨╜╨░╨╗╨╛╨│╨╛╨╛╨▒╨╗╨░╨│╨░╨╡╨╝╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░, ╨╡╤Б╨╗╨╕ ╨▓╤Л╤З╨╡╤В╤Л ╨┐╤А╨╡╨▓╤Л╤И╨░╨╗╨╕ 2% ╨╛╤В ╤Б╨║╨╛╤А╤А╨╡╨║╤В╨╕╤А╨╛╨▓╨░╨╜╨╜╨╛╨╣ ╨▓╨░╨╗╨╛╨▓╨╛╨╣ ╨┐╤А╨╕╨▒╤Л╨╗╨╕. ╨в╨╡╨╝ ╨╜╨╡ ╨╝╨╡╨╜╨╡╨╡, ╤В╨░╨║╨╕╨╡ ╨▓╤Л╤З╨╡╤В╤Л ╨┐╤А╨╕╨╛╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╤Л ╨║╨░╨║ ╨╝╨╕╨╜╨╕╨╝╤Г╨╝ ╨┤╨╛ 2025 ╨│╨╛╨┤╨░. ╨Х╤Б╨╗╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╤Л ╨┤╨╡╤В╨░╨╗╨╕╨╖╨╕╤А╤Г╤О╤В ╨▓╤Л╤З╨╡╤В╤Л, ╨╛╨╜╨╕ ╨╝╨╛╨│╤Г╤В ╨╕╨╝╨╡╤В╤М ╨▓╨╛╨╖╨╝╨╛╨╢╨╜╨╛╤Б╤В╤М ╨▓╤Л╤З╨╡╤Б╤В╤М ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤А╨░╤Б╤Е╨╛╨┤╤Л, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╤В╨╜╨╛╤Б╤П╤В╤Б╤П ╨║ ╨╗╤О╨▒╤Л╨╝ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨░╨╝, ╨▓╤Л╨┐╨╗╨░╤З╨╡╨╜╨╜╤Л╨╝ ╨╜╨░ ╨┤╨╡╨╜╤М╨│╨╕, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨╜╨╕ ╨╖╨░╨╜╤П╨╗╨╕ ╨┤╨╗╤П ╨┐╨╛╨║╤Г╨┐╨║╨╕ ╨╜╨░╨╗╨╛╨│╨╛╨╛╨▒╨╗╨░╨│╨░╨╡╨╝╤Л╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣.

╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨┐╨╛ ╤Б╤А╨░╨▓╨╜╨╡╨╜╨╕╤О ╤Б ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨╛╨╝ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓

╨Т╤Л╨┤╨╡╨╗╨╡╨╜╨╕╨╡ ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╝ ╤Д╨╕╤А╨╝╨░╨╝ ╨╕╨╗╨╕ ╨▓╨╖╨░╨╕╨╝╨╜╤Л╨╝ ╤Д╨╛╨╜╨┤╨░╨╝ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╤А╨░╨╖╤Г╨╝╨╜╤Л╨╝ ╨┤╨╗╤П ╨╗╤О╨┤╨╡╨╣, ╤Б╤В╤А╨╡╨╝╤П╤Й╨╕╤Е╤Б╤П ╨║ ╨╜╨░╨║╨╛╨┐╨╗╨╡╨╜╨╕╤О ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨░. ╨в╨╡╨╝ ╨╜╨╡ ╨╝╨╡╨╜╨╡╨╡, ╨╗╤О╨┤╨╕, ╨┐╨╗╨╛╤Е╨╛ ╨╖╨╜╨░╨║╨╛╨╝╤Л╨╡ ╤Б ╨╝╨╕╤А╨╛╨╝ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣, ╤З╨░╤Б╤В╨╛ ╨┐╤Г╤В╨░╤О╤В ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓ (MER) ╨╕ ╨┐╨╗╨░╤В╤Г ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡. ╨Я╨╛╤Н╤В╨╛╨╝╤Г, ╨┐╤А╨╡╨╢╨┤╨╡ ╤З╨╡╨╝ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╤В╤М, ╨╛╨╜╨╕ ╨┤╨╛╨╗╨╢╨╜╤Л ╨┐╨╛╨╜╤П╤В╤М, ╤З╨╡╨╝ ╨╛╤В╨╗╨╕╤З╨░╤О╤В╤Б╤П ╤Н╤В╨╕ ╨┤╨▓╨░ ╨╜╨░╤З╨╕╤Б╨╗╨╡╨╜╨╕╤П. ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨▓ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╡╨╣ ╤В╨░╨▒╨╗╨╕╤Ж╨╡ ╨▓╤Л╨┤╨╡╨╗╨╡╨╜╤Л ╨╛╤В╨╗╨╕╤З╨╕╤В╨╡╨╗╤М╨╜╤Л╨╡ ╤Е╨░╤А╨░╨║╤В╨╡╤А╨╕╤Б╤В╨╕╨║╨╕ ╤Н╤В╨╕╤Е ╨┤╨▓╤Г╤Е ╤Б╨▒╨╛╤А╨╛╨▓.

╨Я╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡╨Ъ╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓╨Ш╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╕╤А╨╝╤Л ╨▓╨╖╨╕╨╝╨░╤О╤В ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨║╨╛╨╝╨┐╨╡╨╜╤Б╨░╤Ж╨╕╨╕ ╨╖╨░ ╨┐╤А╨╡╨┤╨╛╤Б╤В╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╤Б╨▓╨╛╨╡╨│╨╛ ╨╛╨┐╤Л╤В╨░ ╨╕ ╨▓╤А╨╡╨╝╨╡╨╜╨╕ ╨┤╨╗╤П ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╝ ╨┐╨╛╤А╤В╤Д╨╡╨╗╨╡╨╝. ╨н╤В╨╛ ╨╛╨▒╤Й╨░╤П ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╤М ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╨▓ ╨▓╨╖╨░╨╕╨╝╨╜╤Л╨╣ ╤Д╨╛╨╜╨┤. ╨Т╨╖╨░╨╕╨╝╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л ╨▓╨╖╨╕╨╝╨░╤О╤В ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨┤╨╗╤П ╨┐╨╛╨║╤А╤Л╤В╨╕╤П ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╛╨╜╨╜╤Л╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓ ╤Д╨╛╨╜╨┤╨░. ╨н╤В╨╛ ╤З╨░╤Б╤В╤М ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓. ╨а╨Т╨Ъ ╤Д╨╛╨╜╨┤╨░ ╨▓╨║╨╗╤О╤З╨░╨╡╤В ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╨╡ ╤Б╨▒╨╛╤А╤Л, ╨▓ ╤В╨╛╨╝ ╤З╨╕╤Б╨╗╨╡ ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡. ╨Т ╨▒╨╛╨╗╤М╤И╨╕╨╜╤Б╤В╨▓╨╡ ╤Б╨╗╤Г╤З╨░╨╡╨▓ ╤Н╤В╨░ ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤П ╨╜╨╕╨╢╨╡, ╤З╨╡╨╝ ╨а╨Т╨Ъ. ╨Ю╨▒╤Л╤З╨╜╨╛ ╨а╨Т╨Ъ ╨▓╤Л╤И╨╡. ╤З╨╡╨╝ ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡.

╨з╨░╤Б╤В╨╛ ╨╖╨░╨┤╨░╨▓╨░╨╡╨╝╤Л╨╡ ╨▓╨╛╨┐╤А╨╛╤Б╤Л (FAQ)

1. ╨п╨▓╨╗╤П╨╡╤В╤Б╤П ╨╗╨╕ ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╛╨╜╨╜╤Л╨╝╨╕ ╤А╨░╤Б╤Е╨╛╨┤╨░╨╝╨╕?

╨н╤В╨░ ╨┐╨╗╨░╤В╨░ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╜╨░╨╕╨▒╨╛╨╗╨╡╨╡ ╨╖╨╜╨░╤З╨╕╤В╨╡╨╗╤М╨╜╨╛╨╣ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╤О╤Й╨╡╨╣ ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╛╨╜╨╜╤Л╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓ ╤Д╨╛╨╜╨┤╨░. ╨н╤В╨╛ ╨┐╨╛╤Б╤В╨╛╤П╨╜╨╜╨░╤П ╨┐╨╗╨░╤В╨░, ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╨╝╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨╝ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨╝╤Г ╨║╨╛╨╜╤Б╤Г╨╗╤М╤В╨░╨╜╤В╤Г, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╤Г╨┐╤А╨░╨▓╨╗╤П╨╡╤В ╨┐╨╛╤А╤В╤Д╨╡╨╗╨╡╨╝, ╨┐╤А╨╕╨╜╨╕╨╝╨░╤П ╨▓╤Б╨╡ ╤А╨╡╤И╨╡╨╜╨╕╤П ╨╛ ╨┐╨╛╨║╤Г╨┐╨║╨╡ ╨╕ ╨┐╤А╨╛╨┤╨░╨╢╨╡.

2. ╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М╤О?

╨н╤В╨╛ ╨┐╨╗╨░╤В╨░, ╨▓╨╖╨╕╨╝╨░╨╡╨╝╨░╤П ╤Г╨┐╤А╨░╨▓╨╗╤П╤О╤Й╨╕╨╝╨╕ ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М╤О ╨║╨░╨╢╨┤╤Л╨╣ ╨╝╨╡╤Б╤П╤Ж ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М╤О. ╨н╤В╨╛ ╨┐╤А╨╛╤Ж╨╡╨╜╤В ╨╛╤В ╨┤╨╛╤Е╨╛╨┤╨░ ╨╛╤В ╨░╤А╨╡╨╜╨┤╤Л, ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╨╝╤Л╨╣ ╨║╨░╨╢╨┤╤Л╨╣ ╨╝╨╡╤Б╤П╤Ж. ╨Ъ╨░╨║ ╨▓╨░╤А╨╕╨░╨╜╤В, ╤Н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨░╤П ╨┐╨╗╨░╤В╨░. ╨Я╤А╨╛╤Ж╨╡╨╜╤В ╨╛╨▒╤Л╤З╨╜╨╛ ╨║╨╛╨╗╨╡╨▒╨╗╨╡╤В╤Б╤П ╨╛╤В 4% ╨┤╨╛ 7%. ╨в╨╡╨╝ ╨╜╨╡ ╨╝╨╡╨╜╨╡╨╡, ╤Г╨┐╤А╨░╨▓╨╗╤П╤О╤Й╨╕╨╡ ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М╤О ╨▓╨╖╨╕╨╝╨░╤О╤В 10% ╨╕ ╨▒╨╛╨╗╨╡╨╡ ╨╖╨░ ╨╜╨╡╨▒╨╛╨╗╤М╤И╨╕╨╡ ╨╛╨▒╤К╨╡╨║╤В╤Л.

3. ╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╤Е╨╛╤А╨╛╤И╨░╤П ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡?

╨Ъ╨╛╨╝╨╕╤Б╤Б╨╕╤П ╨╝╨╡╨╜╨╡╨╡ 0,2% ╨╜╨╕╨╖╨║╨░╤П ╨╕ ╤Б╤З╨╕╤В╨░╨╡╤В╤Б╤П ╨╛╤З╨╡╨╜╤М ╤Е╨╛╤А╨╛╤И╨╡╨╣. ╨б ╨┤╤А╤Г╨│╨╛╨╣ ╤Б╤В╨╛╤А╨╛╨╜╤Л, ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤П ╨▒╨╛╨╗╨╡╨╡ 1% ╨▓╤Л╤Б╨╛╨║╨░; ╤Н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╤Б╤К╨╡╤Б╤В╤М ╨┤╨╛╨╗╨│╨╛╤Б╤А╨╛╤З╨╜╤Г╤О ╨┐╤А╨╕╨▒╤Л╨╗╤М ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░. ╨Я╨╛╤Н╤В╨╛╨╝╤Г, ╨╡╤Б╨╗╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А ╨╖╨░╨╝╨╡╤В╨╕╤В ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╨▒╨╛╨╗╨╡╨╡ 1,5% ╨╕, ╨║╨╛╨╜╨╡╤З╨╜╨╛ ╨╢╨╡, ╨▒╨╛╨╗╨╡╨╡ 2%, ╨╛╨╜ ╨╝╨╛╨╢╨╡╤В ╨╖╨░╤Е╨╛╤В╨╡╤В╤М ╨▓╨╖╨│╨╗╤П╨╜╤Г╤В╤М ╨╜╨░ ╨┤╤А╤Г╨│╨╕╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л. ╨Ъ╨╛╨╜╨╡╤З╨╜╨╛, ╤Н╤В╨╛ ╨╜╨╡ ╨╡╨┤╨╕╨╜╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╣ ╨░╤Б╨┐╨╡╨║╤В, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╤Б╨╗╨╡╨┤╤Г╨╡╤В ╤Г╤З╨╕╤В╤Л╨▓╨░╤В╤М ╨┐╤А╨╕ ╤А╨░╤Б╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╨╕ ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▓ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л. ╨Ш╨╝ ╤Б╨╗╨╡╨┤╤Г╨╡╤В ╨╛╨▒╤А╨░╤В╨╕╤В╤М ╨▓╨╜╨╕╨╝╨░╨╜╨╕╨╡ ╨╜╨░ ╨┤╤А╤Г╨│╨╕╨╡ ╤Д╨░╨║╤В╨╛╤А╤Л, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨░╤П ╤Б╤В╤А╨░╤В╨╡╨│╨╕╤П, ╨┐╤А╨╛╤И╨╗╤Л╨╡ ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╤Л ╨╕ ╤В. ╨┤.

4. ╨Х╤Б╤В╤М ╨╗╨╕ ╤Г REIT ╨┐╨╗╨░╤В╨░ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡?

╨Ф╨░, REIT ╨▓╨╖╨╕╨╝╨░╤О╤В ╤Н╤В╤Г ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤О ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨░ ╤Б╤В╨░╤В╤М╤П ╨▒╤Л╨╗╨░ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛╨╝ ╨┐╨╛ ╨┐╨╗╨░╤В╨╡ ╨╖╨░ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╕ ╨╡╨╡ ╨╖╨╜╨░╤З╨╡╨╜╨╕╤О. ╨Ь╤Л ╨╛╨▒╤К╤П╤Б╨╜╤П╨╡╨╝ ╨╡╨│╨╛ ╤Д╨╛╤А╨╝╤Г╨╗╤Г, ╨┐╤А╨╕╨╝╨╡╤А ╨╕ ╨╜╨░╨╗╨╛╨│╨╛╨╛╨▒╨╗╨╛╨╢╨╡╨╜╨╕╨╡ ╨╕ ╤Б╤А╨░╨▓╨╜╨╕╨▓╨░╨╡╨╝ ╨╡╨│╨╛ ╤Б ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨╛╨╝ ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╤З╨╡╤Б╨║╨╕╤Е ╤А╨░╤Б╤Е╨╛╨┤╨╛╨▓. ╨Т╤Л ╤В╨░╨║╨╢╨╡ ╨╝╨╛╨╢╨╡╤В╨╡ ╨╜╨░╨╣╤В╨╕ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨┐╨╛╨╗╨╡╨╖╨╜╤Л╤Е ╤Б╤В╨░╤В╨╡╨╣ ╨╖╨┤╨╡╤Б╤М —

• ╨Я╨░╨╡╨▓╨╛╨╣ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╣ ╤Д╨╛╨╜╨┤
• ╨Т╨╖╨░╨╕╨╝╨╜╤Л╨╣ ╤Д╨╛╨╜╨┤ ╨┐╤А╨╛╤В╨╕╨▓ SIP
• ╨Ч╨░╨║╤А╤Л╤В╤Л╨╣ ╨▓╨╖╨░╨╕╨╝╨╜╤Л╨╣ ╤Д╨╛╨╜╨┤