╨Т╤Л╨▒╨╛╤А╨║╨░ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓
╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╨░╤В╤А╨╕╨▒╤Г╤В╨╕╨▓╨╜╨░╤П ╨▓╤Л╨▒╨╛╤А╨║╨░?
╨Т╤Л╨▒╨╛╤А╨║╨░ ╨┐╨╛ ╨░╤В╤А╨╕╨▒╤Г╤В╨░╨╝ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В╤Г ╤Б╤В╨░╤В╨╕╤Б╤В╨╕╤З╨╡╤Б╨║╨╛╨╣ ╨▓╤Л╨▒╨╛╤А╨║╨╕, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╨╝╨╛╨╝╤Г ╨░╤Г╨┤╨╕╤В╨╛╤А╨░╨╝╨╕ ╨┤╨╗╤П ╨░╨╜╨░╨╗╨╕╨╖╨░ ╤Е╨░╤А╨░╨║╤В╨╡╤А╨╕╤Б╤В╨╕╨║ ╨║╨╛╨╜╨║╤А╨╡╤В╨╜╨╛╨╣ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕ ╨╕ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╤П ╤В╨╛╨│╨╛, ╤Н╤Д╤Д╨╡╨║╤В╨╕╨▓╨╜╨╛ ╨╗╨╕ ╤А╨░╨▒╨╛╤В╨░╤О╤В ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П, ╤Г╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╜╤Л╨╡ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛╨╝. ╨Т ╤Н╤В╨╛╨╣ ╨▓╤Л╨▒╨╛╤А╨║╨╡ ╨║╨╛╨╜╨║╤А╨╡╤В╨╜╤Л╨╣ ╨▓╨╕╨┤ ╨┤╨╡╤П╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╨╕ ╨▓╤Л╨▒╨╕╤А╨░╨╡╤В╤Б╤П ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨╛╨▒╤А╨░╨╖╤Ж╨░, ╨╕ ╨┤╨╗╤П ╨╜╨╡╨│╨╛ ╤В╨╡╤Б╤В╨╕╤А╤Г╤О╤В╤Б╤П ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╕╨╡ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П.
╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡
╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡
╨Р╤Г╨┤╨╕╤В тАФ ╤Н╤В╨╛ ╤В╤А╤Г╨┤╨╛╨╡╨╝╨║╨╕╨╣ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б, ╨╕ ╨░╤Г╨┤╨╕╤В╨╛╤А╤Л ╨╜╨╡ ╨╝╨╛╨│╤Г╤В ╨┐╤А╨╛╨▓╨╡╤Б╤В╨╕ ╨┐╤А╨╛╨▓╨╡╤А╨║╤Г 100% ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╣. ╨Ш╨╝╨╡╨╜╨╜╨╛ ╨┐╨╛ ╤Н╤В╨╛╨╣ ╨┐╤А╨╕╤З╨╕╨╜╨╡ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В╤Л ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╤О╤В╤Б╤П ╨░╤Г╨┤╨╕╤В╨╛╤А╨░╨╝╨╕. ╨Р╤Г╨┤╨╕╤В╨╛╤А ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╨╛╤В╤З╨╡╤В ╨╛ ╤В╨╛╤З╨╜╨╛╤Б╤В╨╕ ╨╕ ╨┤╨╛╤Б╤В╨╛╨▓╨╡╤А╨╜╨╛╤Б╤В╨╕ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╣ ╨╛╤В╤З╨╡╤В╨╜╨╛╤Б╤В╨╕ ╨╜╨░ ╨╛╤Б╨╜╨╛╨▓╨░╨╜╨╕╨╕ ╨╝╨╡╤Б╤В╨╜╨╛╨│╨╛ ╨╖╨░╨║╨╛╨╜╨╛╨┤╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨░ ╤Б╤В╤А╨░╨╜╤Л.╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡. ╨Ю╨┤╨╜╨╕╨╝ ╨╕╨╖ ╤В╨░╨║╨╕╤Е ╨┐╤А╨╛╤Ж╨╡╤Б╤Б╨╛╨▓ ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨▓╤Л╨▒╨╛╤А╨║╨░ ╨┐╨╛ ╨░╤В╤А╨╕╨▒╤Г╤В╨░╨╝, ╨┐╤А╨╕ ╨║╨╛╤В╨╛╤А╨╛╨╣ ╨░╤Г╨┤╨╕╤В ╨▓╤Л╨▒╨╕╤А╨░╨╡╤В ╨║╨╛╨╜╨║╤А╨╡╤В╨╜╤Г╤О ╨╛╨▒╨╗╨░╤Б╤В╤М ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╨╕ ╨┐╤А╨╕╨╝╨╡╨╜╤П╨╡╤В ╨▓╤Л╨▒╨╛╤А╨║╤Г ╨┤╨╗╤П ╨┐╤А╨╛╨▓╨╡╤А╨║╨╕ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓ ╨╛╨▒╨╗╨░╤Б╤В╨╕ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П, ╤З╤В╨╛╨▒╤Л ╤Г╨▒╨╡╨┤╨╕╤В╤М╤Б╤П, ╤З╤В╨╛ ╤А╨░╨╖╨╝╨╡╤Й╨╡╨╜╨╜╤Л╨╡ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╤А╨░╨▒╨╛╤В╨░╤О╤В ╤Н╤Д╤Д╨╡╨║╤В╨╕╨▓╨╜╨╛ ╨╕╨╗╨╕ ╨╜╨╡╤В. ╨Я╨╛╤Б╨╗╨╡ ╤В╨╛╨│╨╛, ╨║╨░╨║ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б ╨▓╤Л╨▒╤А╨░╨╜, ╨╛╨╜ ╨┐╤А╨╛╨▓╨╡╤А╤П╨╡╤В╤Б╤П ╨╜╨░ ╤В╨╛╤З╨╜╨╛╤Б╤В╤М ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П. ╨▒╨╕╨╖╨╜╨╡╤Б╨░, ╤Б╨╛╨┤╨╡╨╣╤Б╤В╨▓╨╛╨▓╨░╤В╤М ╨┐╨╛╨┤╨╛╤В╤З╨╡╤В╨╜╨╛╤Б╤В╨╕ ╨▓ ╨▒╨╕╨╖╨╜╨╡╤Б╨╡ ╨╕ ╨┐╤А╨╡╨┤╨╛╤В╨▓╤А╨░╤Й╨░╤В╤М ╤Б╨╗╤Г╤З╨░╨╕ ╨╝╨╛╤И╨╡╨╜╨╜╨╕╤З╨╡╤Б╤В╨▓╨░ ╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕. ╨┐╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡.
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╨Ъ╨░╨║ ╤Н╤В╨╛ ╤А╨░╨▒╨╛╤В╨░╨╡╤В?
╨Я╤А╨╕ ╨▓╤Л╨▒╨╛╤А╨║╨╡ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓ ╤Н╨╗╨╡╨╝╨╡╨╜╤В ╨▒╨╡╤А╨╡╤В╤Б╤П ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨▒╨░╨╖╤Л ╨┤╨╗╤П ╤В╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╨╕ ╤Ж╨╡╨╗╤М ╤Б╨╛╤Б╤В╨╛╨╕╤В ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛╨▒╤Л ╨┐╤А╨╛╨▓╨╡╤А╨╕╤В╤М, ╨╛╨▒╨╗╨░╨┤╨░╨╡╤В ╨╗╨╕ ╨╛╨╜ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╤Л╨╝╨╕ ╤Е╨░╤А╨░╨║╤В╨╡╤А╨╕╤Б╤В╨╕╨║╨░╨╝╨╕ ╨╕╨╗╨╕ ╨╜╨╡╤В. ╨Ф╨╗╤П ╨┐╤А╨╛╨▓╨╡╤А╨║╨╕ ╤В╨╛╨│╨╛ ╨╢╨╡ ╨░╤Г╨┤╨╕╤В╨╛╤А ╨┐╤А╨╛╨▓╨╛╨┤╨╕╤В ╤В╨╡╤Б╤В ╨╜╨░ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╨╛╨╝ ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╡ ╨╖╨░╨┐╨╕╤Б╨╡╨╣ ╨╕ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В, ╤Б╨║╨╛╨╗╤М╨║╨╛ ╤А╨░╨╖ ╨┤╨░╨╜╨╜╨░╤П ╤Д╤Г╨╜╨║╤Ж╨╕╤П ╨┐╨╛╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨▓ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕. ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨░╤Г╨┤╨╕╤В╨╛╤А ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В ╨╕╨╖ ╨▓╤Л╨▒╤А╨░╨╜╨╜╨╛╨╣ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕, ╤Б╨║╨╛╨╗╤М╨║╨╛ ╨╖╨░╨┐╨╕╤Б╨╡╨╣ ╤Б╨╛╨┤╨╡╤А╨╢╨░╤В ╨╛╤И╨╕╨▒╨║╤Г. ╨н╤В╨╛ ╨┤╨░╨╡╤В ╨┐╤А╨╛╤Ж╨╡╨╜╤В ╨╛╤И╨╕╨▒╨║╨╕ ╨╜╨░╤Б╨╡╨╗╨╡╨╜╨╕╤П. ╨Р╤Г╨┤╨╕╤В╨╛╤А╤Л ╤В╨░╨║╨╢╨╡ ╨╖╨░╤А╨░╨╜╨╡╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╕╨╗╨╕, ╤З╤В╨╛ ╨┐╤А╨╡╨┤╨╡╨╗ ╨┤╨╛╨┐╤Г╤Б╨║╨░ ╨▓ ╨┐╤А╨╡╨┤╨╡╨╗╨░╤Е ╤Б ╨╛╤И╨╕╨▒╨║╨░╨╝╨╕ ╤Б╨╗╨╡╨┤╤Г╨╡╤В ╨╕╨│╨╜╨╛╤А╨╕╤А╨╛╨▓╨░╤В╤М. ╨Ю╤Б╨╜╨╛╨▓╤Л╨▓╨░╤П╤Б╤М ╨╜╨░ ╨┤╨╛╨┐╤Г╤Б╤В╨╕╨╝╨╛╨╝ ╨┐╤А╨╡╨┤╨╡╨╗╨╡, ╨░╤Г╨┤╨╕╤В╨╛╤А ╤А╨╡╤И╨░╨╡╤В, ╨╕╨╝╨╡╨╡╤В ╨╗╨╕ ╨▓╤Л╨▒╤А╨░╨╜╨╜╤Л╨╣ ╤Н╨╗╨╡╨╝╨╡╨╜╤В ╨╜╨░╨┤╨╗╨╡╨╢╨░╤Й╨╕╨╣ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╕╨╣ ╨║╨╛╨╜╤В╤А╨╛╨╗╤М ╨╕╨╗╨╕ ╨╜╨╡╤В.
╨Ъ╨░╨║ ╤Г╨║╨░╨╖╨░╨╜╨╛ ╨▓╤Л╤И╨╡, ╤Ж╨╡╨╗╤М ╤Б╨╛╤Б╤В╨╛╨╕╤В ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛╨▒╤Л ╨┐╤А╨╛╨▓╨╡╤А╨╕╤В╤М ╤Н╤Д╤Д╨╡╨║╤В╨╕╨▓╨╜╨╛╤Б╤В╤М ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╨▓ ╨▒╨╕╨╖╨╜╨╡╤Б╨╡.
╨Х╤Б╨╗╨╕ ╨▓╤Л ╤Е╨╛╤В╨╕╤В╨╡ ╤Г╨╖╨╜╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨╛╨▒ ╨░╤Г╨┤╨╕╤В╨╡, ╨▓╤Л ╤В╨░╨║╨╢╨╡ ╨╝╨╛╨╢╨╡╤В╨╡ ╤А╨░╤Б╤Б╨╝╨╛╤В╤А╨╡╤В╤М ╨▓╨╛╨╖╨╝╨╛╨╢╨╜╨╛╤Б╤В╤М ╨┐╤А╨╛╤Е╨╛╨╢╨┤╨╡╨╜╨╕╤П ╨║╤Г╤А╤Б╨╛╨▓, ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╨╡╨╝╤Л╤Е ╨Ъ╤Г╤А╤Б╨╡╤А╨░ тАУ
- ╨Р╤Г╨┤╨╕╤В I: ╨Ъ╨╛╨╜╤Ж╨╡╨┐╤В╤Г╨░╨╗╤М╨╜╤Л╨╡ ╨╛╤Б╨╜╨╛╨▓╤Л ╨░╤Г╨┤╨╕╤В╨░
- ╨Р╤Г╨┤╨╕╤В II: ╨Я╤А╨░╨║╤В╨╕╨║╨░ ╨░╤Г╨┤╨╕╤В╨░
╨Я╤А╨╕╨╝╨╡╤А╤Л ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓
╨Я╤А╨╡╨┤╨┐╨╛╨╗╨╛╨╢╨╕╨╝, ╤З╤В╨╛ ╨▓ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╕ ╤Б ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╕╨╝ ╨║╨╛╨╜╤В╤А╨╛╨╗╨╡╨╝, ╤Г╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╜╤Л╨╝ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛╨╝ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕, ╤Б╤З╨╡╤В╨░-╤Д╨░╨║╤В╤Г╤А╤Л, ╨┐╤А╨╡╨▓╤Л╤И╨░╤О╤Й╨╕╨╡ 100 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р, ╨┤╨╛╨╗╨╢╨╜╤Л ╨┐╨╛╨┤╤В╨▓╨╡╤А╨╢╨┤╨░╤В╤М╤Б╤П ╨╖╨░╨║╨░╨╖╨╛╨╝ ╨╜╨░ ╨┐╨╛╨║╤Г╨┐╨║╤Г. ╤Б ╨┐╨╛╨┤╤А╨╛╨▒╨╜╤Л╨╝ ╨╛╨┐╨╕╤Б╨░╨╜╨╕╨╡╨╝ ╤В╨╛╨▓╨░╤А╨╛╨▓ ╨╕ ╤Г╤Б╨╗╤Г╨│, ╨┤╨░╤В╨╛╨╣ ╨┐╨╛╤Б╤В╨░╨▓╨║╨╕, ╤Г╤Б╨╗╨╛╨▓╨╕╤П╨╝╨╕ ╨╛╨┐╨╗╨░╤В╤Л ╨▓ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╕ ╤Б ╨┤╨╛╨│╨╛╨▓╨╛╤А╨╛╨╝ ╨╕ ╤В.╨┤. ╨┐╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡. ╨Р╤Г╨┤╨╕╤В╨╛╤А ╨╖╨┤╨╡╤Б╤М ╨┐╤А╨╛╨▓╨╡╤А╨╕╤В, ╨┐╨╛╨┤╤В╨▓╨╡╤А╨╢╨┤╨╡╨╜╤Л ╨╗╨╕ ╤Б╤З╨╡╤В╨░ ╨╖╨░╨║╨░╨╖╨╛╨╝ ╨╜╨░ ╨┐╨╛╨║╤Г╨┐╨║╤Г ╨╕╨╗╨╕ ╨╜╨╡╤В, ╤В.╨╡. ╨╖╨░╨║╨░╨╖ ╨╜╨░ ╨┐╨╛╨║╤Г╨┐╨║╤Г ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨╝, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┐╤А╨╛╨▓╨╡╤А╤П╨╡╤В╤Б╤П ╨╖╨░╨║╨░╨╖╨╛╨╝. ╨Р╤Г╨┤╨╕╤В╨╛╤А ╨▓╤Л╨▒╨╕╤А╨░╨╡╤В 100 ╤Б╤З╨╡╤В╨╛╨▓-╤Д╨░╨║╤В╤Г╤А ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨╛╨▒╤А╨░╨╖╤Ж╨░.
╨в╨╡╨┐╨╡╤А╤М, ╨┐╨╛╤Б╨╗╨╡ ╨┐╤А╨╛╨▓╨╡╤А╨║╨╕, ╨░╤Г╨┤╨╕╤В╨╛╤А ╨╛╨▒╨╜╨░╤А╤Г╨╢╨╕╨▓╨░╨╡╤В, ╤З╤В╨╛ ╤З╨╡╤В╤Л╤А╨╡ ╤Б╤З╨╡╤В╨░ ╨╜╨╡ ╨┐╨╛╨┤╤В╨▓╨╡╤А╨╢╨┤╨╡╨╜╤Л ╨╖╨░╨║╨░╨╖╨╛╨╝ ╨╜╨░ ╨┐╨╛╨║╤Г╨┐╨║╤Г. ╨Т ╤Н╤В╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╨╛╤И╨╕╨▒╨║╨░ ╨┐╨╛╨┐╤Г╨╗╤П╤Ж╨╕╨╕ ╨┐╨╛╨╗╤Г╤З╨░╨╡╤В╤Б╤П ╤А╨░╨▓╨╜╨╛╨╣ 4%. ╨Х╤Б╤В╤М ╨╕ ╨┤╤А╤Г╨│╨╕╨╡ ╨┤╨╡╤В╨░╨╗╨╕, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╤Г╤З╨╕╤В╤Л╨▓╨░╤В╤М:
- ╨Ф╨╛╨┐╤Г╤Б╤В╨╕╨╝╨░╤П ╤З╨░╤Б╤В╨╛╤В╨░ ╨╛╤И╨╕╨▒╨╛╨║: 7%
- ╨а╨╕╤Б╨║ ╨▓╤Л╨▒╨╛╤А╨║╨╕: 2%
- ╨Ю╨╢╨╕╨┤╨░╨╡╨╝╤Л╨╣ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П: 5%
╨в╨╡╨┐╨╡╤А╤М ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╨▓╨╡╤А╤Е╨╜╨╡╨│╨╛ ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П = ╨╛╤И╨╕╨▒╨║╨░ ╨│╨╡╨╜╨╡╤А╨░╨╗╤М╨╜╨╛╨╣ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕ + ╤А╨╕╤Б╨║ ╨▓╤Л╨▒╨╛╤А╨║╨╕ = 4% + 2% = 6%
╨Ч╨┤╨╡╤Б╤М ╤А╨╕╤Б╨║ ╨▓╤Л╨▒╨╛╤А╨║╨╕ тАФ ╤Н╤В╨╛ ╤А╨╕╤Б╨║ ╤В╨╛╨│╨╛, ╤З╤В╨╛ ╨▓╤Л╨▒╨╛╤А╨║╨░ ╨╝╨╛╨╢╨╡╤В ╨╜╨╡ ╨╛╤В╤А╨░╨╢╨░╤В╤М ╤Е╨░╤А╨░╨║╤В╨╡╤А╨╕╤Б╤В╨╕╨║╨╕ ╨│╨╡╨╜╨╡╤А╨░╨╗╤М╨╜╨╛╨╣ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕. ╨а╨╕╤Б╨║ ╨▓ ╤Н╤В╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 2%. ╨н╤В╨╛ ╤В╨░╨║╨╢╨╡ ╨╛╨╖╨╜╨░╤З╨░╨╡╤В, ╤З╤В╨╛ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨┤╨╛╤Б╤В╨╛╨▓╨╡╤А╨╜╨╛╤Б╤В╨╕ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 98%, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╨░╤Г╨┤╨╕╤В╨╛╤А ╤Б╤З╨╕╤В╨░╨╡╤В, ╤З╤В╨╛ ╨╕╨╖ 100 ╨╖╨░╨┐╨╕╤Б╨╡╨╣ ╨┤╨▓╨╡ ╨╖╨░╨┐╨╕╤Б╨╕ ╨╜╨╡ ╨▒╤Г╨┤╤Г╤В ╨╛╤В╤А╨░╨╢╨░╤В╤М ╨░╤В╤А╨╕╨▒╤Г╤В╤Л ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕.
╨б╨║╨╛╤А╨╛╤Б╤В╤М ╨▓╨╡╤А╤Е╨╜╨╡╨│╨╛ ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П < ╨Ф╨╛╨┐╤Г╤Б╤В╨╕╨╝╨░╤П ╤З╨░╤Б╤В╨╛╤В╨░ ╨╛╤И╨╕╨▒╨╛╨║.
╨Т ╤Н╤В╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╨╛╨┤╨╕╤В╨╛╤А ╨▒╤Г╨┤╨╡╤В ╤Г╨┤╨╛╨▓╨╗╨╡╤В╨▓╨╛╤А╨╡╨╜, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П ╨╛╤В ╨▓╨╡╤А╤Е╨╜╨╡╨│╨╛ ╨┐╤А╨╡╨┤╨╡╨╗╨░ ╨╜╨░╤Е╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╨┐╤А╨╡╨┤╨╡╨╗╨░╤Е ╨┤╨╛╨┐╤Г╤Б╤В╨╕╨╝╨╛╨│╨╛ ╤Г╤А╨╛╨▓╨╜╤П ╨╛╤И╨╕╨▒╨╛╨║, ╤А╨░╨▓╨╜╨╛╨│╨╛ 7%.
╨в╨░╨▒╨╗╨╕╤Ж╨░ ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓
╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╛╤Б╤В╨╕ ╨ж╨╡╨╜╨╜╨╛╤Б╤В╨╕╨г╤А╨╛╨▓╨╡╨╜╤М ╨┤╨╛╤Б╤В╨╛╨▓╨╡╤А╨╜╨╛╤Б╤В╨╕ 98% ╨Т ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╝ ╨▓╤Л╤И╨╡ ╨┐╤А╨╕╨╝╨╡╤А╨╡ ╨░╤Г╨┤╨╕╤В╨╛╤А ╨┐╨╛╨╗╨░╨│╨░╨╡╤В, ╤З╤В╨╛ ╤А╨╕╤Б╨║ ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 2%. ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨┤╨╛╤Б╤В╨╛╨▓╨╡╤А╨╜╨╛╤Б╤В╨╕ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 98% (100%-2%).╨Ю╨╢╨╕╨┤╨░╨╡╨╝╨░╤П ╤Б╨║╨╛╤А╨╛╤Б╤В╤М ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П 5% ╨н╤В╨╛╤В ╨┐╨╛╨║╨░╨╖╨░╤В╨╡╨╗╤М ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╨░╤Г╨┤╨╕╤В╨╛╤А╤Б╨║╤Г╤О ╨╛╤Ж╨╡╨╜╨║╤Г ╤Д╨░╨║╤В╨╕╤З╨╡╤Б╨║╨╛╨╣ ╨╛╤И╨╕╨▒╨║╨╕ ╨▓ ╨│╨╡╨╜╨╡╤А╨░╨╗╤М╨╜╨╛╨╣ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕.╨Ф╨╛╨┐╤Г╤Б╤В╨╕╨╝╨░╤П ╤З╨░╤Б╤В╨╛╤В╨░ ╨╛╤И╨╕╨▒╨╛╨║ 7% ╨н╤В╨╛ ╨╝╨░╨║╤Б╨╕╨╝╨░╨╗╤М╨╜╤Л╨╣ ╨┐╤А╨╡╨┤╨╡╨╗, ╨▓ ╨┐╤А╨╡╨┤╨╡╨╗╨░╤Е ╨║╨╛╤В╨╛╤А╨╛╨│╨╛ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨┤╨╛╨┐╤Г╤Й╨╡╨╜╨╛ ╨╜╨╡╤Б╨╛╨▒╨╗╤О╨┤╨╡╨╜╨╕╨╡ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П.╨б╨║╨╛╤А╨╛╤Б╤В╤М ╨▓╨╡╤А╤Е╨╜╨╡╨│╨╛ ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П 6% ╨а╨░╤Б╤Б╤З╨╕╤В╤Л╨▓╨░╨╡╤В╤Б╤П ╨║╨░╨║ ╤Б╤Г╨╝╨╝╨░ ╤Д╨░╨║╤В╨╕╤З╨╡╤Б╨║╨╛╨╣ ╨╛╤И╨╕╨▒╨║╨╕ ╨│╨╡╨╜╨╡╤А╨░╨╗╤М╨╜╨╛╨╣ ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╨╕ ╨╕ ╤А╨╕╤Б╨║╨░ ╨▓╤Л╨▒╨╛╤А╨║╨╕. ╨Ю╨╜ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╤Б╨╛╨▒╨╛╨╣ ╤Д╨░╨║╤В╨╕╤З╨╡╤Б╨║╤Г╤О ╤Б╨║╨╛╤А╨╛╤Б╤В╤М ╨╛╤В╨║╨╗╨╛╨╜╨╡╨╜╨╕╤П ╨╛╤В ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П. ╨Р╤Г╨┤╨╕╤В╨╛╤А ╤Б╤А╨░╨▓╨╜╨╕╨▓╨░╨╡╤В ╤Н╤В╨╛ ╤Б ╨┤╨╛╨┐╤Г╤Б╤В╨╕╨╝╨╛╨╣ ╤З╨░╤Б╤В╨╛╤В╨╛╨╣ ╨╛╤И╨╕╨▒╨╛╨║ ╨╕ ╨┤╨╡╨╗╨░╨╡╤В ╨░╤Г╨┤╨╕╤В╨╛╤А╤Б╨║╨╕╨╡ ╨▓╤Л╨▓╨╛╨┤╤Л.
╨Я╨╗╨░╨╜ ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓
╨Я╨╗╨░╨╜ ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨┐╨╛ ╨░╤В╤А╨╕╨▒╤Г╤В╨░╨╝ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨┐╨╗╨░╨╜╤Г, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨░╤Г╨┤╨╕╤В╨╛╤А ╤А╨░╨╖╤А╨░╨▒╨░╤В╤Л╨▓╨░╨╡╤В ╨┤╨╗╤П ╨┐╤А╨╛╨▓╨╡╤А╨║╨╕ ╤Н╤Д╤Д╨╡╨║╤В╨╕╨▓╨╜╨╛╤Б╤В╨╕ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╨▓ ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╕. ╨а╨╡╨╖╤Г╨╗╤М╤В╨░╤В╤Л ╤Г╨┐╤А╨░╨╢╨╜╨╡╨╜╨╕╤П ╨┐╨╛╨╝╨╛╨│╨░╤О╤В ╨░╤Г╨┤╨╕╤В╨╛╤А╤Г ╤А╨╡╤И╨╕╤В╤М, ╤Д╤Г╨╜╨║╤Ж╨╕╨╛╨╜╨╕╤А╤Г╤О╤В ╨╗╨╕ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╨┤╨╛╨╗╨╢╨╜╤Л╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝ ╨╕╨╗╨╕ ╨╜╨╡╤В, ╤В. ╨╡. ╨╡╤Б╤В╤М ╨╗╨╕ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╡ ╨╕╨╗╨╕ ╨╜╨╡╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╡.
╨Р╤Г╨┤╨╕╤В╨╛╤А ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В ╤Ж╨╡╨╗╤М ╨░╤Г╨┤╨╕╤В╨░ ╨Р╤Г╨┤╨╕╤В╨╛╤А ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В ╤Ж╨╡╨╗╤М ╨░╤Г╨┤╨╕╤В╨░ ╨Ю╤Б╨╜╨╛╨▓╨╜╨░╤П ╤Ж╨╡╨╗╤М ╨░╤Г╨┤╨╕╤В╨░ ╤Б╨╛╤Б╤В╨╛╨╕╤В ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛╨▒╤Л ╨┐╨╛╨╗╤Г╤З╨╕╤В╤М ╤А╨░╨╖╤Г╨╝╨╜╤Г╤О ╤Г╨▓╨╡╤А╨╡╨╜╨╜╨╛╤Б╤В╤М ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨░╤П ╨╛╤В╤З╨╡╤В╨╜╨╛╤Б╤В╤М ╨╜╨╡ ╤Б╨╛╨┤╨╡╤А╨╢╨╕╤В ╨║╨░╨║╨╕╤Е-╨╗╨╕╨▒╨╛ ╨╕╤Б╨║╨░╨╢╨╡╨╜╨╕╨╣ ╨▓╤Б╨╗╨╡╨┤╤Б╤В╨▓╨╕╨╡ ╨╛╤И╨╕╨▒╨║╨╕ ╨╕╨╗╨╕ ╨╝╨╛╤И╨╡╨╜╨╜╨╕╤З╨╡╤Б╤В╨▓╨░. ╨Ф╤А╤Г╨│╨░╤П ╤Ж╨╡╨╗╤М ╤Б╨╛╤Б╤В╨╛╨╕╤В ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛╨▒╤Л ╤Б╨╛╨╛╨▒╤Й╨╕╤В╤М ╨╛ ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╨░╤Е ╨╜╨╡╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╨╣ ╤Н╨║╤Б╨┐╨╡╤А╤В╨╕╨╖╤Л, ╨┐╤А╨╛╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╣ ╤В╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡, ╨┐╨╛╨┐╤Г╨╗╤П╤Ж╨╕╨╕, ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨╕ ╨║╨╛╨╜╤В╤А╨╛╨╗╤М╨╜╨╛╨│╨╛ ╤Н╨╗╨╡╨╝╨╡╨╜╤В╨░, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┐╤А╨╛╨▓╨╡╤А╤П╨╡╤В╤Б╤П.
╨Ш╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡
╨Р╤Г╨┤╨╕╤В╨╛╤А╤Л ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╤О╤В ╨▓╤Л╨▒╨╛╤А╨║╤Г ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓ ╨┤╨╗╤П ╤В╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╨▓ ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╕. ╨Э╨░ ╨╛╤Б╨╜╨╛╨▓╨░╨╜╨╕╨╕ ╤Н╤В╨╛╨│╨╛ ╨░╤Г╨┤╨╕╤В╨╛╤А ╨╝╨╛╨╢╨╡╤В ╤Б╨┤╨╡╨╗╨░╤В╤М ╨▓╤Л╨▓╨╛╨┤ ╨╛ ╤Б╨╛╨▒╨╗╤О╨┤╨╡╨╜╨╕╨╕ ╨╕╨╗╨╕ ╨╜╨╡╤Б╨╛╨▒╨╗╤О╨┤╨╡╨╜╨╕╨╕ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П. ╨Т╨░╨╢╨╜╨╛, ╤З╤В╨╛╨▒╤Л ╨╝╨╡╤Е╨░╨╜╨╕╨╖╨╝╤Л ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П, ╤Г╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╜╤Л╨╡ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛╨╝, ╤А╨░╨▒╨╛╤В╨░╨╗╨╕ ╤Н╤Д╤Д╨╡╨║╤В╨╕╨▓╨╜╨╛, ╨╕ ╨╛╨╜╨╕ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╤О╤В ╨▓╨░╨╢╨╜╤Г╤О ╤З╨░╤Б╤В╤М ╨┐╤А╨╛╤Ж╨╡╤Б╤Б╨░ ╨░╤Г╨┤╨╕╤В╨░.
╨Я╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░
- ╨н╤В╨╛ ╨┐╨╛╨╝╨╛╨│╨░╨╡╤В ╨░╤Г╨┤╨╕╤В╨╛╤А╤Г ╨┐╤А╨╛╨▓╨╡╤А╨╕╤В╤М ╨╜╨░╨╗╨╕╤З╨╕╨╡ ╨╕ ╤А╨░╨▒╨╛╤В╤Г ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П.
- ╨Ю ╨╜╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨░╤Е, ╨╛╨▒╨╜╨░╤А╤Г╨╢╨╡╨╜╨╜╤Л╤Е ╨▓ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░╤Е ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╡╨│╨╛ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П, ╤Б╨╛╨╛╨▒╤Й╨░╨╡╤В╤Б╤П ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╤Г, ╨║╨╛╤В╨╛╤А╨╛╨╡ ╨╝╨╛╨╢╨╡╤В ╨┐╤А╨╕╨╜╤П╤В╤М ╨╝╨╡╤А╤Л ╨┤╨╗╤П ╤Г╨╗╤Г╤З╤И╨╡╨╜╨╕╤П ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨║╨╛╨╜╤В╤А╨╛╨╗╤П.
╨Э╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨╕
- ╨Я╤А╨╛╤Ж╨╡╤Б╤Б ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨┐╨╛ ╨┐╤А╨╕╨╖╨╜╨░╨║╨░╨╝ ╤В╨░╨║╨╢╨╡ ╨╜╨░╨║╨╗╨░╨┤╤Л╨▓╨░╨╡╤В ╨╛╨│╤А╨░╨╜╨╕╤З╨╡╨╜╨╕╤П ╨╜╨░ ╨▓╤Л╨▒╨╛╤А╨║╤Г, ╨╖╨░╨║╨╗╤О╤З╨░╤О╤Й╤Г╤О╤Б╤П ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛ ╨▓╤Л╨▒╨╛╤А╨║╨░ ╨╝╨╛╨╢╨╡╤В ╨╜╨╡ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╤В╤М ╨▓╤Б╤О ╤Б╨╛╨▓╨╛╨║╤Г╨┐╨╜╨╛╤Б╤В╤М. ╨Х╤Б╨╗╨╕ ╨╛╤Ж╨╡╨╜╨║╨░ ╤А╨╕╤Б╨║╨░ ╨▓╤Л╨▒╨╛╤А╨║╨╕ ╨╜╨╡╨▓╨╡╤А╨╜╨░, ╤Н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╨┐╨╛╨▓╨╗╨╕╤П╤В╤М ╨╜╨░ ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╤Л.
- ╨Ю╨╜ ╨╜╨╡ ╨┤╨░╨╡╤В ╨╜╨╕╨║╨░╨║╨╕╤Е ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╡╨╜╨╜╤Л╤Е ╨▓╤Л╨▓╨╛╨┤╨╛╨▓.
╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕
╨н╤В╨╛ ╨▒╤Л╨╗╨╛ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨┐╨╛ ╨▓╤Л╨▒╨╛╤А╨║╨╡ ╨░╤В╤А╨╕╨▒╤Г╤В╨╛╨▓ ╨▓ ╨░╤Г╨┤╨╕╤В╨╡. ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨╛╨▒╤Б╤Г╨╢╨┤╨░╨╡╨╝, ╨║╨░╨║ ╤Н╤В╨╛ ╤А╨░╨▒╨╛╤В╨░╨╡╤В, ╨░ ╤В╨░╨║╨╢╨╡ ╨┐╤А╨╕╨╝╨╡╤А╤Л, ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░ ╨╕ ╨╜╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨╕. ╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Г╨╖╨╜╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨╛ ╤Д╨╕╨╜╨░╨╜╤Б╨╕╤А╨╛╨▓╨░╨╜╨╕╨╕ ╨╕╨╖ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╤Е ╤Б╤В╨░╤В╨╡╨╣ тАУ
- ╨Р╤Г╨┤╨╕╤В╨╛╤А╤Б╨║╨╕╨╣ ╤В╨╡╤Б╤В
- ╨Я╤А╨╛╨╝╨╡╨╢╤Г╤В╨╛╤З╨╜╤Л╨╣ ╨░╤Г╨┤╨╕╤В
- ╨ж╨╡╨╗╤М ╨░╤Г╨┤╨╕╤В╨░
- ╨б╤Г╨┤╨╡╨▒╨╜╨╛-╨╝╨╡╨┤╨╕╤Ж╨╕╨╜╤Б╨║╨╕╨╣ ╨░╤Г╨┤╨╕╤В
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