╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤

╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨Ч╨╜╨░╤З╨╡╨╜╨╕╨╡

╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░ ╨╕╨╗╨╕ ╤Б╤В╤А╨░╨╜╤Л тАУ ╤Н╤В╨╛ ╨┤╨╛╤Е╨╛╨┤ ╤Б ╨┐╨╛╨┐╤А╨░╨▓╨║╨╛╨╣ ╨╜╨░ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤О. ╨Ю╨╜ ╨╛╤В╨╗╨╕╤З╨░╨╡╤В╤Б╤П ╨╛╤В ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░, ╨▓ ╨║╨╛╤В╨╛╤А╨╛╨╝ ╤В╨░╨║╨╕╨╡ ╨║╨╛╤А╤А╨╡╨║╤В╨╕╤А╨╛╨▓╨║╨╕ ╨╜╨╡ ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╤П╤В╤Б╤П. ╨б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, ╤З╨╡╨╗╨╛╨▓╨╡╨║ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨╛╤В╤Б╨╗╨╡╨╢╨╕╨▓╨░╤В╤М ╤Б╨▓╨╛╤О ╤А╨╡╨░╨╗╤М╨╜╤Г╤О ╨╕ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╤Г╤О ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╤Г╤О ╨┐╨╗╨░╤В╤Г, ╤З╤В╨╛╨▒╤Л ╨┐╨╛╨╜╤П╤В╤М ╤Б╨▓╨╛╤О ╨┐╨╛╨║╤Г╨┐╨░╤В╨╡╨╗╤М╨╜╤Г╤О ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╤М.

╨Ю╨▒ ╤Н╤В╨╛╨╝ ╤Б╨╛╨╛╨▒╤Й╨░╨╡╤В ╨Ш╨Я╨ж (╨╕╨╜╨┤╨╡╨║╤Б ╨┐╨╛╤В╤А╨╡╨▒╨╕╤В╨╡╨╗╤М╤Б╨║╨╕╤Е ╤Ж╨╡╨╜). ╨Ш╨╜╨┤╨╡╨║╤Б ╨┐╨╛╤В╤А╨╡╨▒╨╕╤В╨╡╨╗╤М╤Б╨║╨╕╤Е ╤Ж╨╡╨╜ (╨Ш╨Я╨ж) ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨┐╨╛╨║╨░╨╖╨░╤В╨╡╨╗╨╡╨╝ ╤Б╤А╨╡╨┤╨╜╨╡╨╣ ╤Ж╨╡╨╜╤Л ╨║╨╛╤А╨╖╨╕╨╜╤Л ╤А╨╡╨│╤Г╨╗╤П╤А╨╜╨╛ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╨╝╤Л╤Е ╨┐╨╛╤В╤А╨╡╨▒╨╕╤В╨╡╨╗╤М╤Б╨║╨╕╤Е ╤В╨╛╨▓╨░╤А╨╛╨▓ ╨┐╨╛ ╤Б╤А╨░╨▓╨╜╨╡╨╜╨╕╤О ╤Б ╨▒╨░╨╖╨╛╨▓╤Л╨╝ ╨│╨╛╨┤╨╛╨╝. ╤В╨╛╤З╨║╨░ ╨╛╤В╤Б╤З╨╡╤В╨░. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡). ╨н╤В╨╛ ╨┐╨╛╨║╨░╨╖╨░╤В╨╡╨╗╤М ╨▒╨╗╨░╨│╨╛╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╤П ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░, ╤Г╤А╨╛╨▓╨╜╤П ╨╢╨╕╨╖╨╜╨╕ ╨╕ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨│╨╛ ╨╖╨┤╨╛╤А╨╛╨▓╤М╤П. ╨Ъ╨╛╨│╨┤╨░ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤П ╤Г╨▓╨╡╨╗╨╕╤З╨╕╨▓╨░╨╡╤В╤Б╤П, ╨┐╨░╨┤╨╡╨╜╨╕╨╡ ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░ ╨╛╨▒╨╛╨╖╨╜╨░╤З╨░╨╡╤В╤Б╤П ╨▓ ╨╡╨┤╨╕╨╜╨╕╤Ж╨░╤Е ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕ ╨╜╨░ ╨┤╨╛╨╗╨╗╨░╤А. ╨Х╨╡ ╤В╨░╨║╨╢╨╡ ╨╜╨░╨╖╤Л╨▓╨░╤О╤В ╤А╨╡╨░╨╗╤М╨╜╨╛╨╣ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╛╨╣.

╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡

• ╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨Ч╨╜╨░╤З╨╡╨╜╨╕╨╡
  • ╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░
  • ╨д╨╛╤А╨╝╤Г╨╗╨░ ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░
  • ╨Я╤А╨╕╨╝╨╡╤А ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░
  • ╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨┐╤А╨╛╤В╨╕╨▓ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░
  • ╨з╨░╤Б╤В╨╛ ╨╖╨░╨┤╨░╨▓╨░╨╡╨╝╤Л╨╡ ╨▓╨╛╨┐╤А╨╛╤Б╤Л (FAQ)
  • ╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨Ъ╨╗╤О╤З╨╡╨▓╤Л╨╡ ╨▓╤Л╨▓╨╛╨┤╤Л

• ╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╤Б╨╛╨▒╨╛╨╣ ╤Б╤Г╨╝╨╝╤Г ╨┤╨╡╨╜╨╡╨│, ╨║╨╛╤В╨╛╤А╤Г╤О ╨╖╨░╤А╨░╨▒╨░╤В╤Л╨▓╨░╨╡╤В ╤Д╨╕╨╖╨╕╤З╨╡╤Б╨║╨╛╨╡ ╨╕╨╗╨╕ ╤О╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨╛╨╡ ╨╗╨╕╤Ж╨╛ ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕.
• ╨Э╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╝╨╛╨╢╨╡╤В ╨│╨╛╨┤╨░╨╝╨╕ ╨╛╤Б╤В╨░╨▓╨░╤В╤М╤Б╤П ╨╜╨╡╨╕╨╖╨╝╨╡╨╜╨╜╨╛╨╣, ╨░ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨║╨╛╨╗╨╡╨▒╨╗╨╡╤В╤Б╤П.
• ╨а╨░╤Б╤Е╨╛╨┤╤Л ╨╜╨░ ╨┐╤А╨╛╨┤╤Г╨║╤В╤Л ╨▓ ╤В╨╡╨║╤Г╤Й╨╡╨╝ ╨│╨╛╨┤╤Г ╨┐╨╛ ╤Б╤А╨░╨▓╨╜╨╡╨╜╨╕╤О ╤Б ╨┐╤А╨╡╨┤╤Л╨┤╤Г╤Й╨╕╨╝ ╨│╨╛╨┤╨╛╨╝ ╨┐╨╛╨║╨░╨╖╤Л╨▓╨░╤О╤В ╨▓╨╗╨╕╤П╨╜╨╕╨╡ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕ ╨╕ ╤Н╤Д╤Д╨╡╨║╤В ╤А╨╡╨░╨╗╤М╨╜╨╛╨╣ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╤Л.
• ╨а╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨┐╨╛╨║╨░╨╖╤Л╨▓╨░╨╡╤В, ╨║╨░╨║ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤П ╨▒╨╛╨╗╤М╤И╨╡ ╨▓╤Б╨╡╨│╨╛ ╨▓╨╗╨╕╤П╨╡╤В ╨╜╨░ ╤А╨░╨▒╨╛╤В╨╜╨╕╨║╨╛╨▓ ╤Б ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨╛╨╣ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╛╨╣. ╨Ю╨▒╤Л╤З╨╜╨╛ ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╜╨╡ ╨╕╨╜╨┤╨╡╨║╤Б╨╕╤А╤Г╨╡╤В╤Б╤П ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕.

╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░

╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ тАУ ╤Н╤В╨╛ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤, ╤Б╨║╨╛╤А╤А╨╡╨║╤В╨╕╤А╨╛╨▓╨░╨╜╨╜╤Л╨╣ ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕. ╨н╤В╨╛ ╨╛╨╖╨╜╨░╤З╨░╨╡╤В, ╨│╨┤╨╡ ╤З╨╡╨╗╨╛╨▓╨╡╨║ ╨╜╨░╤Е╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╨║╨╛╨╜╤В╨╡╨║╤Б╤В╨╡ ╨┐╨╛╨║╤Г╨┐╨║╨╕ ╤В╨╛╨▓╨░╤А╨╛╨▓ тАФ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╢╨╕╨╖╨╜╨╕. ╨н╤В╨╛ ╨▓╨╗╨╕╤П╨╡╤В ╨╜╨░ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б ╨┐╨╛╨║╤Г╨┐╨║╨╕ ╨║╨░╨╢╨┤╨╛╨│╨╛ ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░.

╨Ь╨╡╤В╤А╨╕╨║╨░ ╨┐╨╛╨║╤Г╨┐╨░╤В╨╡╨╗╤М╨╜╨╛╨╣ ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╨╕ ╨╕╨╝╨╡╨╡╤В ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╡ ╤Е╨░╤А╨░╨║╤В╨╡╤А╨╕╤Б╤В╨╕╨║╨╕:

• ╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨▓ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В ╨┐╨╛╨║╤Г╨┐╨░╤В╨╡╨╗╤М╨╜╤Г╤О ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╤М ╨╕ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Г╤О ╤Г╤Б╤В╨╛╨╣╤З╨╕╨▓╨╛╤Б╤В╤М ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░ ╨╜╨░ ╨╛╤Б╨╜╨╛╨▓╨╡ ╨┤╨╛╤Е╨╛╨┤╨░ ╨╕ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕. ╨Ш╨╜╤Д╨╗╤П╤Ж╨╕╤П ╨▒╤Л╨╗╨░ ╨║╨╛╨╜╨║╤А╨╡╤В╨╜╤Л╨╝ ╨░╤Б╨┐╨╡╨║╤В╨╛╨╝ ╨╛╨▒╤Й╨╡╤Б╤В╨▓╨░. ╨н╤В╨╛ ╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╨╡ ╨╝╨╡╨╢╨┤╤Г ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╛╨╣ ╨│╤А╨░╨╢╨┤╨░╨╜╨╕╨╜╨░ ╨╕ ╤А╨╛╤Б╤В╨╛╨╝ ╤Ж╨╡╨╜.
• ╨Ш╨╜╤Д╨╗╤П╤Ж╨╕╤П ╨┐╨╛╨┤╨░╨▓╨╗╤П╨╡╤В ╨│╤А╨░╨╢╨┤╨░╨╜ тАФ ╤Г ╨╜╨╕╤Е ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╕ ╨╜╨╡╤В ╨┤╤А╤Г╨│╨╛╨│╨╛ ╨╕╤Б╤В╨╛╤З╨╜╨╕╨║╨░ ╤Д╨╕╨╜╨░╨╜╤Б╨╕╤А╨╛╨▓╨░╨╜╨╕╤П. ╨Ю╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╨░╤П ╨║╨╛╤А╨╖╨╕╨╜╨░ ╤В╨╛╨▓╨░╤А╨╛╨▓, ╨┤╨╛╤Б╤В╤Г╨┐╨╜╤Л╤Е ╨│╨╛╨┤ ╨╜╨░╨╖╨░╨┤, ╤В╨╡╨┐╨╡╤А╤М ╨▒╤Г╨┤╨╡╤В ╤Б╤В╨╛╨╕╤В╤М ╨┤╨╛╤А╨╛╨╢╨╡.
• ╨н╤В╨╛ ╤А╨░╨╖╨╜╨╕╤Ж╨░ ╨╝╨╡╨╢╨┤╤Г ╤Г╤А╨╛╨▓╨╜╨╡╨╝ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨╣ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕ ╨╜╨░ ╨┤╨╛╨╗╨╗╨░╤А ╨┤╨╛╤Е╨╛╨┤╨░. GDPGDPGDP ╨╕╨╗╨╕ ╨▓╨░╨╗╨╛╨▓╨╛╨╣ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╕╨╣ ╨┐╤А╨╛╨┤╤Г╨║╤В ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨╝╤Г ╨╕╨╖╨╝╨╡╤А╨╡╨╜╨╕╤О ╨╛╨▒╤Й╨╡╨╣ ╤А╤Л╨╜╨╛╤З╨╜╨╛╨╣ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╨╕ ╨║╨╛╨╜╨╡╤З╨╜╨╛╨╣ ╨┐╤А╨╛╨┤╤Г╨║╤Ж╨╕╨╕, ╨┐╤А╨╛╨╕╨╖╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╣ ╨▓ ╤Б╤В╤А╨░╨╜╨╡ ╨╖╨░ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╤Л╨╣ ╨┐╨╡╤А╨╕╨╛╨┤. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡ ╨Ш╨╜╨┤╨╡╨║╤Б ╤Ж╨╡╨╜ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╜╨░╨┤╨╡╨╢╨╜╤Л╨╝ ╨┐╨╛╨║╨░╨╖╨░╤В╨╡╨╗╨╡╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕.
• ╨Ф╨╡╤Д╨╗╤П╤Ж╨╕╤П╨Ф╨╡╤Д╨╗╤П╤Ж╨╕╤П╨Ф╨╡╤Д╨╗╤П╤Ж╨╕╤П ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В╤Б╤П ╨║╨░╨║ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨╡ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╨╡, ╨┐╤А╨╕ ╨║╨╛╤В╨╛╤А╨╛╨╝ ╤Ж╨╡╨╜╤Л ╨╜╨░ ╤В╨╛╨▓╨░╤А╤Л ╨╕ ╤Г╤Б╨╗╤Г╨│╨╕ ╨┐╨╛╤Б╤В╨╛╤П╨╜╨╜╨╛ ╤Б╨╜╨╕╨╢╨░╤О╤В╤Б╤П, ╨░ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕ ╤Б╤В╨░╨╜╨╛╨▓╨╕╤В╤Б╤П ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╤Л╨╝. ╨б╨╕╤В╤Г╨░╤Ж╨╕╤П ╨▓ ╤Ж╨╡╨╗╨╛╨╝ ╨▓╨╛╨╖╨╜╨╕╨║╨░╨╡╤В ╨╕╨╖-╨╖╨░ ╤Б╨╛╨║╤А╨░╤Й╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨╣ ╨╝╨░╤Б╤Б╤Л ╨▓ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╡.╨з╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡, ╤Б ╨┤╤А╤Г╨│╨╛╨╣ ╤Б╤В╨╛╤А╨╛╨╜╤Л, ╤Н╤В╨╛ ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╤Л╨╣ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕. ╨Ш╨╜╤Д╨╗╤П╤Ж╨╕╤П ╨╕ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╜╨░╤Е╨╛╨┤╤П╤В╤Б╤П ╨▓ ╨╛╨▒╤А╨░╤В╨╜╨╛ ╨┐╤А╨╛╨┐╨╛╤А╤Ж╨╕╨╛╨╜╨░╨╗╤М╨╜╨╛╨╣ ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕.

╨в╨╡╨┐╨╡╤А╤М ╨┤╨░╨▓╨░╨╣╤В╨╡ ╨┐╤А╨╕╨╝╨╡╨╜╨╕╨╝ ╨║╨╛╨╜╤Ж╨╡╨┐╤Ж╨╕╤О ╨║ ╨│╨╕╨┐╨╛╤В╨╡╤В╨╕╤З╨╡╤Б╨║╨╛╨╝╤Г ╤Б╤Ж╨╡╨╜╨░╤А╨╕╤О. ╨Т 2017 ╨│╨╛╨┤╤Г ╤З╨╡╨╗╨╛╨▓╨╡╨║ ╤Б ╨│╨╛╨┤╨╛╨▓╨╛╨╣ ╨╖╨░╤А╨┐╨╗╨░╤В╨╛╨╣ ╨▓ 100 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨╜╨░╤З╨░╨╗ ╤А╨░╨▒╨╛╤В╤Г ╨▒╨╡╨╖ ╨┐╨╛╨▓╤Л╤И╨╡╨╜╨╕╤П ╨┐╨╛ ╤Б╨╗╤Г╨╢╨▒╨╡ ╨╕ ╨╛╤Ж╨╡╨╜╨║╨╕. ╨Х╤Б╨╗╨╕ ╨│╨╛╨┤╨╛╨▓╨╛╨╣ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 3%, ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╤М 100 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨║╨░╨╢╨┤╤Л╨╣ ╨│╨╛╨┤ ╨┐╨░╨┤╨░╨╡╤В ╨╜╨░ 3% ╨┐╨╛ ╨╝╨╡╤А╨╡ ╤В╨╛╨│╨╛, ╨║╨░╨║ ╤В╨╛╨▓╨░╤А╤Л ╨╕ ╤Г╤Б╨╗╤Г╨│╨╕ ╤Б╤В╨░╨╜╨╛╨▓╤П╤В╤Б╤П ╨┤╨╛╤А╨╛╨╢╨╡.

╨Я╨╛╤Б╨╗╨╡ ╨┐╨╡╤А╨▓╨╛╨│╨╛ ╨│╨╛╨┤╨░ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 97000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨╖╨░ ╤В╨╛╨▓╨░╤А╤Л ╨╕ ╤Г╤Б╨╗╤Г╨│╨╕. ╨Э╨░ ╨▓╤В╨╛╤А╨╛╨╣ ╨│╨╛╨┤ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╤М ╤Г╨╝╨╡╨╜╤М╤И╨░╨╡╤В╤Б╤П ╨┤╨╛ 94 090 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓. ╨Х╤Б╨╗╨╕ ╨╝╤Л ╨┐╤А╨╕╨╝╨╡╨╜╨╕╨╝ ╨╡╨│╨╛ ╨║ ╨┐╨╛╤Б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╤Л╨╝ ╨│╨╛╨┤╨░╨╝, ╨║ 2022 ╨│╨╛╨┤╤Г ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╕╤В 85 873 ╨┤╨╛╨╗╨╗╨░╤А╨░.

╨д╨╛╤А╨╝╤Г╨╗╨░ ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░

╨б╤Г╤Й╨╡╤Б╤В╨▓╤Г╨╡╤В ╤В╤А╨╕ ╨╛╨▒╤Й╨╡╨┐╤А╨╕╨╜╤П╤В╤Л╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Л ╨┤╨╗╤П ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╤П ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░:

1. ╨а╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ = ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ тАУ (╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ x ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕)
2. ╨а╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ = ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░/(1 + ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕)
3. ╨а╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ = (1 тАУ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕) x ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░

╨Т ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕ ╨╛╤В ╨╕╨╝╨╡╤О╤Й╨╕╤Е╤Б╤П ╨┐╨╡╤А╨╡╨╝╨╡╨╜╨╜╤Л╤Е ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╤В╤Б╤П ╨╛╨┤╨╜╨░ ╨╕╨╖ ╤Д╨╛╤А╨╝╤Г╨╗.

╨Я╤А╨╕╨╝╨╡╤А ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░

╨Я╨╛ ╨┤╨░╨╜╨╜╤Л╨╝ JPMorgan Chase & Co., ╨┐╨╡╨╜╤Б╨╕╨╕ ╨▓ ╨Т╨╡╨╗╨╕╨║╨╛╨▒╤А╨╕╤В╨░╨╜╨╕╨╕, ╨б╨и╨Р, ╨п╨┐╨╛╨╜╨╕╨╕ ╨╕ ╨Х╨▓╤А╨╛╨┐╨╡ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╤О╤В ╨▒╨╛╨╗╨╡╨╡ 30 ╤В╤А╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓. ╨С╤Г╨╝╨╡╤А╤Л ╨╕ ╨╕╨╝ ╨┐╨╛╨┤╨╛╨▒╨╜╤Л╨╡ ╨╝╨╛╨│╤Г╤В ╨┐╨╛╤В╨╡╤А╤П╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨▓╤Б╨╡╨│╨╛ ╨╛╤В ╤Ж╨╡╨╜╨╛╨▓╨╛╨╡ ╨┤╨░╨▓╨╗╨╡╨╜╨╕╨╡, ╤А╨╛╤Б╤В ╤Б╤В╨░╨▓╨╛╨║ ╨╕ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕╨Ю╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕╨Ю╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨╛╤В╨╜╨╛╤Б╤П╤В╤Б╤П ╨║ ╨┤╨╛╨╗╨│╨╛╨▓╤Л╨╝ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В╨░╨╝, ╨▓╤Л╨┐╤Г╤Й╨╡╨╜╨╜╤Л╨╝ ╨┐╤А╨░╨▓╨╕╤В╨╡╨╗╤М╤Б╤В╨▓╨░╨╝╨╕ ╨╕╨╗╨╕ ╨║╨╛╤А╨┐╨╛╤А╨░╤Ж╨╕╤П╨╝╨╕ ╨┤╨╗╤П ╨┐╤А╨╕╨╛╨▒╤А╨╡╤В╨╡╨╜╨╕╤П ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓ ╨╜╨░ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╤Л╨╣ ╨┐╨╡╤А╨╕╨╛╨┤.╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡ тАФ ╨╜╨░ ╨╜╨╕╤Е ╨┐╤А╨╕╤Е╨╛╨┤╨╕╤В╤Б╤П 45% ╨░╨║╤В╨╕╨▓╨╛╨▓, ╨┐╤А╨╕╨╜╨░╨┤╨╗╨╡╨╢╨░╤Й╨╕╤Е ╨┐╨╡╨╜╤Б╨╕╨╛╨╜╨╜╤Л╨╝ ╤Д╨╛╨╜╨┤╨░╨╝╨Я╨╡╨╜╤Б╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л╨Я╨╡╨╜╤Б╨╕╨╛╨╜╨╜╤Л╨╣ ╤Д╨╛╨╜╨┤ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨╗╤О╨▒╨╛╨╝╤Г ╨┐╨╗╨░╨╜╤Г ╨╕╨╗╨╕ ╤Б╤Е╨╡╨╝╨╡, ╤Б╨╛╨╖╨┤╨░╨╜╨╜╨╛╨╣ ╤А╨░╨▒╨╛╤В╨╛╨┤╨░╤В╨╡╨╗╨╡╨╝, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨│╨╡╨╜╨╡╤А╨╕╤А╤Г╨╡╤В ╤А╨╡╨│╤Г╨╗╤П╤А╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨┤╨╗╤П ╤А╨░╨▒╨╛╤В╨╜╨╕╨║╨╛╨▓ ╨┐╨╛╤Б╨╗╨╡ ╨╕╤Е ╨▓╤Л╤Е╨╛╨┤╨░ ╨╜╨░ ╨┐╨╡╨╜╤Б╨╕╤О. ╨н╤В╨╛╤В ╨╛╨▒╤К╨╡╨┤╨╕╨╜╨╡╨╜╨╜╤Л╨╣ ╨▓╨╖╨╜╨╛╤Б ╨╛╤В ╨┐╨╡╨╜╤Б╨╕╨╛╨╜╨╜╨╛╨│╨╛ ╨┐╨╗╨░╨╜╨░ ╨║╨╛╨╜╤Б╨╡╤А╨▓╨░╤В╨╕╨▓╨╜╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╨╡╤В╤Б╤П ╨▓ ╨│╨╛╤Б╤Г╨┤╨░╤А╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╡ ╤Ж╨╡╨╜╨╜╤Л╨╡ ╨▒╤Г╨╝╨░╨│╨╕, ╨░╨║╤Ж╨╕╨╕ ┬л╨│╨╛╨╗╤Г╨▒╤Л╤Е ╤Д╨╕╤И╨╡╨║┬╗ ╨╕ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨│╨╛ ╤Г╤А╨╛╨▓╨╜╤П, ╤З╤В╨╛╨▒╤Л ╨╛╨▒╨╡╤Б╨┐╨╡╤З╨╕╤В╤М ╨┤╨╛╤Б╤В╨░╤В╨╛╤З╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤. ╤З╨╕╤В╨░╤В╤М ╨┤╨░╨╗╤М╤И╨╡ ╨╕ ╤Б╤В╤А╨░╤Е╨╛╨▓╤Й╨╕╨║╨╛╨▓ тАФ ╨╜╨░ ╨║╤А╤Г╨┐╨╜╨╡╨╣╤И╨╕╤Е ╨╝╨╕╤А╨╛╨▓╤Л╤Е ╤А╤Л╨╜╨║╨░╤Е.

╨н╤В╨╕ ╤Д╨╛╨╜╨┤╤Л ╤Г╨▓╨╡╨╗╨╕╤З╨╕╨╗╨╕ ╤А╨░╨╖╨╝╨╡╤Й╨╡╨╜╨╕╨╡ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╣, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╨┐╨╛╨╗╨╕╤В╨╕╨║╨░ ╨╗╨╡╨│╨║╨╕╤Е ╨┤╨╡╨╜╨╡╨│ ╨┐╨╛╨▒╤Г╨╢╨┤╨░╨╡╤В ╨┐╤А╨░╨▓╨╕╤В╨╡╨╗╤М╤Б╤В╨▓╨░ ╨╕ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ ╨▒╤А╨░╤В╤М ╨╖╨░╨╣╨╝╤Л ╨┐╨╛ ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╤Л╨╝ ╤Б╤В╨░╨▓╨║╨░╨╝.

╨Х╤Б╤В╤М ╨╛╨▒╤А╨░╤В╨╜╨░╤П ╤Б╤В╨╛╤А╨╛╨╜╨░; ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤П ╨▒╨╛╨╗╤М╤И╨╡ ╨▓╤Б╨╡╨│╨╛ ╨┐╨╛╨▓╨╗╨╕╤П╨╡╤В ╨╜╨░ ╨╗╤О╨┤╨╡╨╣ ╤Б ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨╛╨╣ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╛╨╣, ╨╛╤Б╨╛╨▒╨╡╨╜╨╜╨╛ ╨╡╤Б╨╗╨╕ ╨╕╤Е ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╜╨╡ ╨╕╨╜╨┤╨╡╨║╤Б╨╕╤А╤Г╨╡╤В╤Б╤П ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕. ╨С╨╛╨╗╤М╤И╨╕╨╜╤Б╤В╨▓╨╛ ╨┐╨╡╨╜╤Б╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨┐╨╛╨┐╨░╨┤╨░╤О╤В ╨▓ ╤Н╤В╤Г ╨║╨░╤В╨╡╨│╨╛╤А╨╕╤О тАФ ╨╕╤Е ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╜╨╡ ╨┐╨╛╤Б╨┐╨╡╨▓╨░╨╡╤В ╨╖╨░ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╡╨╣ ╨╕ ╤А╨╛╤Б╤В╨╛╨╝ ╤Ж╨╡╨╜.

╨б╤В╨░╤А╤И╨╡╨╡ ╨┐╨╛╨║╨╛╨╗╨╡╨╜╨╕╨╡ ╨╜╨░╤Е╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╨╜╨╡╨▓╤Л╨│╨╛╨┤╨╜╨╛╨╝ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╝ ╨┐╨╛╨╗╨╛╨╢╨╡╨╜╨╕╨╕ ╨╕╨╖-╨╖╨░ ╤В╨╛╨│╨╛, ╤З╤В╨╛ ╨┐╤А╨╡╨┤╨┐╨╛╤З╨╕╤В╨░╨╡╤В ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╤Г╤О ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╤Г╤О ╨┐╨╗╨░╤В╤Г. ╨Э╨░╤З╨╕╨╜╨░╤П ╤Б 2021 ╨│╨╛╨┤╨░, ╨╕╨╜╨┤╨╡╨║╤Б ╨Ъ╨░╨╖╨╜╨░╤З╨╡╨╣╤Б╤В╨▓╨░ ╤Б╤В╨░╨╗ ╤Б╨▓╨╕╨┤╨╡╤В╨╡╨╗╨╡╨╝ ╤Г╨▒╤Л╤В╨║╨╛╨▓ тАФ ╨┐╨╛╤Б╨╗╨╡╨┤╨╜╨╕╨╣ ╤А╨░╨╖ ╤Н╤В╨╛ ╨┐╤А╨╛╨╕╨╖╨╛╤И╨╗╨╛ ╨▓ 1974 ╨│╨╛╨┤╤Г тАФ ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╨д╨╡╨┤╨╡╤А╨░╨╗╤М╨╜╨░╤П ╤А╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╤Б╨╕╤Б╤В╨╡╨╝╨░ ╨┐╤Л╤В╨░╨╗╨░╤Б╤М ╨╖╨░╨║╤А╨╡╨┐╨╕╤В╤М ╨┐╨╛╤Б╨╗╨╡╨┤╤Б╤В╨▓╨╕╤П ╨┐╨░╨╜╨┤╨╡╨╝╨╕╨╕. ╨Т ╨┐╨╛╤Б╨╗╨╡╨┤╨╜╨╡╨╡ ╨▓╤А╨╡╨╝╤П ╨│╨╛╤Б╤Г╨┤╨░╤А╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╡ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨б╨и╨Р╨У╨╛╤Б╤Г╨┤╨░╤А╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╡ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕╨У╨╛╤Б╤Г╨┤╨░╤А╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╡ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╤О╤В ╤Б╨╛╨▒╨╛╨╣ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╣ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┐╨╛╨╖╨▓╨╛╨╗╤П╨╡╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░╨╝ ╤Б╤Б╤Г╨╢╨░╤В╤М ╨┤╨╡╨╜╤М╨│╨╕ ╨┐╤А╨░╨▓╨╕╤В╨╡╨╗╤М╤Б╤В╨▓╤Г ╨▓ ╨╛╨▒╨╝╨╡╨╜ ╨╜╨░ ╤Б╤В╨░╨▒╨╕╨╗╤М╨╜╤Л╨╣ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤.╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡ ╨┐╨╛╤В╨╡╤А╤П╨╗╨╕ 1,5%.

╨Т ╤В╨╛ ╨▓╤А╨╡╨╝╤П ╨║╨░╨║ ╨┐╨╡╨╜╤Б╨╕╨╛╨╜╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л ╨╜╨░╤Б╨╗╨░╨╢╨┤╨░╨╗╨╕╤Б╤М ╨▒╤Л╤З╤М╨╕╨╝ ╤А╨╛╤Б╤В╨╛╨╝ ╨┤╨╛ ╨┐╤А╨╛╤И╨╗╨╛╨│╨╛ ╨│╨╛╨┤╨░, ╨▒╨╛╨╗╨╡╨╡ ╤Б╤В╨░╤А╨░╤П ╤В╨╛╨╗╨┐╨░ ╤В╨╡╨┐╨╡╤А╤М ╨▒╨╛╤А╨╡╤В╤Б╤П ╤Б ╨║╨╗╨░╤Б╤Б╨╛╨╝ ╨░╨║╤В╨╕╨▓╨╛╨▓. ╨Ъ╨╗╨░╤Б╤Б ╨░╨║╤В╨╕╨▓╨╛╨▓. ╨Р╨║╤В╨╕╨▓╤Л ╨║╨╗╨░╤Б╤Б╨╕╤Д╨╕╤Ж╨╕╤А╤Г╤О╤В╤Б╤П ╨┐╨╛ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╨╝ ╨║╨╗╨░╤Б╤Б╨░╨╝ ╨▓ ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕ ╨╛╤В ╨╕╤Е ╤В╨╕╨┐╨░, ╤Ж╨╡╨╗╨╕ ╨╕╨╗╨╕ ╨╛╤Б╨╜╨╛╨▓╤Л ╨┤╨╛╤Е╨╛╨┤╨╜╨╛╤Б╤В╨╕ ╨╕╨╗╨╕ ╤А╤Л╨╜╨║╨╛╨▓. ╨Ю╤Б╨╜╨╛╨▓╨╜╤Л╨╡ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░, ╨░╨║╤Ж╨╕╨╛╨╜╨╡╤А╨╜╤Л╨╣ ╨║╨░╨┐╨╕╤В╨░╨╗ (╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕ ╨▓ ╨░╨║╤Ж╨╕╨╛╨╜╨╡╤А╨╜╤Л╨╣ ╨║╨░╨┐╨╕╤В╨░╨╗, ╤Б╨▒╨╡╤А╨╡╨│╨░╤В╨╡╨╗╤М╨╜╤Л╨╡ ╤Б╤Е╨╡╨╝╤Л, ╤Б╨▓╤П╨╖╨░╨╜╨╜╤Л╨╡ ╤Б ╨░╨║╤Ж╨╕╨╛╨╜╨╡╤А╨╜╤Л╨╝ ╨║╨░╨┐╨╕╤В╨░╨╗╨╛╨╝), ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М, ╤В╨╛╨▓╨░╤А╤Л (╨╖╨╛╨╗╨╛╤В╨╛, ╤Б╨╡╤А╨╡╨▒╤А╨╛, ╨▒╤А╨╛╨╜╨╖╨░), ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╨╡ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨╕ ╨╕╤Е ╤Н╨║╨▓╨╕╨▓╨░╨╗╨╡╨╜╤В╤Л, ╨┤╨╡╤А╨╕╨▓╨░╤В╨╕╨▓╤Л (╨░╨║╤Ж╨╕╨╕, ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕, ╨┤╨╛╨╗╨│╨╛╨▓╤Л╨╡ ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨░) ╨╕ ╨░╨╗╤М╤В╨╡╤А╨╜╨░╤В╨╕╨▓╨╜╤Л╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ ╤Е╨╡╨┤╨╢-╤Д╨╛╨╜╨┤╤Л ╨╕ ╨▒╨╕╤В╨║╨╛╨╣╨╜╤Л. ╤П╨▓╨╗╤П╤О╤В╤Б╤П ╨┐╤А╨╕╨╝╨╡╤А╨░╨╝╨╕. ╨┐╨╡╤А╨╡╨▓╨╛╨┤ ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╤Л╤Е ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╨╛╨▓. ╨Э╨░╨┐╤А╨╛╤В╨╕╨▓, ╨╝╨╛╨╗╨╛╨┤╤Л╨╡ ╤В╤А╨╡╨╣╨┤╨╡╤А╤Л ╨║╨░╨╢╤Г╤В╤Б╤П ╨▒╨╛╨╗╨╡╨╡ ╤А╨░╤Б╤Б╨╗╨░╨▒╨╗╨╡╨╜╨╜╤Л╨╝╨╕. ╨н╤В╨╛╤В ╨┐╤А╨╕╨╝╨╡╤А ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░ ╨┐╨╛╨┤╤З╨╡╤А╨║╨╕╨▓╨░╨╡╤В ╨▓╨╗╨╕╤П╨╜╨╕╨╡ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕ ╨╜╨░ ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨╢╨╕╨╖╨╜╨╕.

╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨┐╤А╨╛╤В╨╕╨▓ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░

• ╨а╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨║╨╛╤А╤А╨╡╨║╤В╨╕╤А╤Г╨╡╤В╤Б╤П ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕; ╤Н╤В╨╛ ╨╜╨╡ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨╛╨╝╤Г ╨┤╨╛╤Е╨╛╨┤╤Г ╨╕╨╗╨╕ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨╛╨╣ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╡.
• ╨Э╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ тАФ ╤Н╤В╨╛ ╤Б╤Г╨╝╨╝╨░, ╨║╨╛╤В╨╛╤А╤Г╤О ╨╖╨░╤А╨░╨▒╨░╤В╤Л╨▓╨░╨╡╤В ╤З╨╡╨╗╨╛╨▓╨╡╨║, ╨░ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ тАФ ╤Н╤В╨╛ ╤Д╨░╨║╤В╨╕╤З╨╡╤Б╨║╨░╤П ╨┐╨╛╨║╤Г╨┐╨░╤В╨╡╨╗╤М╨╜╨░╤П ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╤М ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░.
• ╨Э╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╝╨╛╨╢╨╡╤В ╨│╨╛╨┤╨░╨╝╨╕ ╨╛╤Б╤В╨░╨▓╨░╤В╤М╤Б╤П ╨╜╨╡╨╕╨╖╨╝╨╡╨╜╨╜╨╛╨╣, ╨░ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨║╨╛╨╗╨╡╨▒╨╗╨╡╤В╤Б╤П.
• ╨а╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╜╨░╤Е╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╨╛╨▒╤А╨░╤В╨╜╨╛╨╣ ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕ ╨╛╤В ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕.
• ╨а╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨▓ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╡ ╨▓╨░╤А╤М╨╕╤А╤Г╨╡╤В╤Б╤П, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╨╜╨╡╨║╨╛╤В╨╛╤А╤Л╨╡ ╤Д╨░╨║╤В╨╛╤А╤Л ╨╜╨╡╨╗╤М╨╖╤П ╤Б╤З╨╕╤В╨░╤В╤М ╨┐╨╛╤Б╤В╨╛╤П╨╜╨╜╤Л╨╝╨╕. ╨Э╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░, ╤Б ╨┤╤А╤Г╨│╨╛╨╣ ╤Б╤В╨╛╤А╨╛╨╜╤Л, ╨╛╤Б╤В╨░╨╡╤В╤Б╤П ╨┐╤А╨╡╨╢╨╜╨╡╨╣.
• ╨Ъ╨╛╨│╨┤╨░ ╨┤╨╡╨╗╨╛ ╨┤╨╛╤Е╨╛╨┤╨╕╤В ╨┤╨╛ ╨┐╨╛╨╜╨╕╨╝╨░╨╜╨╕╤П ╤В╨░╨║╨╕╤Е ╨▓╨░╨╢╨╜╤Л╤Е ╨┐╨╛╨╜╤П╤В╨╕╨╣, ╨║╨░╨║ ╨╜╨░╤Ж╨╕╨╛╨╜╨░╨╗╤М╨╜╨░╤П ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨░╨н╨║╨╛╨╜╨╛╨╝╨╕╨║╨░╨н╨║╨╛╨╜╨╛╨╝╨╕╨║╨░ ╨▓╨║╨╗╤О╤З╨░╨╡╤В ╨▓ ╤Б╨╡╨▒╤П ╨╛╤В╨┤╨╡╨╗╤М╨╜╤Л╤Е ╨╗╨╕╤Ж, ╨║╨╛╨╝╨╝╨╡╤А╤З╨╡╤Б╨║╨╕╨╡ ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╤П ╨╕ ╨┐╤А╨░╨▓╨╕╤В╨╡╨╗╤М╤Б╤В╨▓╨╛, ╤Г╤З╨░╤Б╤В╨▓╤Г╤О╤Й╨╡╨╡ ╨▓ ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╤Б╤В╨▓╨╡, ╤А╨░╤Б╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╨╕, ╨╛╨▒╨╝╨╡╨╜╨╡ ╨╕ ╨┐╨╛╤В╤А╨╡╨▒╨╗╨╡╨╜╨╕╨╕ ╨┐╤А╨╛╨┤╤Г╨║╤В╨╛╨▓ ╨╕ ╤Г╤Б╨╗╤Г╨│ ╨▓ ╨╛╨▒╤Й╨╡╤Б╤В╨▓╨╡.╨з╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡, ╨▒╨╗╨░╨│╨╛╨┐╨╛╨╗╤Г╤З╨╕╨╡ ╨│╤А╨░╨╢╨┤╨░╨╜, ╨┤., ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨▒╨╛╨╗╨╡╨╡ ╨▓╤Б╨╡╨╛╨▒╤К╨╡╨╝╨╗╤О╤Й╨╡╨╣, ╤З╨╡╨╝ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░.

╨з╨░╤Б╤В╨╛ ╨╖╨░╨┤╨░╨▓╨░╨╡╨╝╤Л╨╡ ╨▓╨╛╨┐╤А╨╛╤Б╤Л (FAQ)

╨а╨░╨╖╨╜╨╕╤Ж╨░ ╨╝╨╡╨╢╨┤╤Г ╨┤╨╛╤Е╨╛╨┤╨╛╨╝ ╨╕ ╤А╨╡╨░╨╗╤М╨╜╤Л╨╝ ╨┤╨╛╤Е╨╛╨┤╨╛╨╝?

╨Ф╨╛╤Е╨╛╨┤ тАУ ╤Н╤В╨╛ ╤Б╤Г╨╝╨╝╨░ ╨┤╨╡╨╜╨╡╨│, ╨║╨╛╤В╨╛╤А╤Г╤О ╨╖╨░╤А╨░╨▒╨░╤В╤Л╨▓╨░╨╡╤В ╤Д╨╕╨╖╨╕╤З╨╡╤Б╨║╨╛╨╡ ╨╕╨╗╨╕ ╤О╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨╛╨╡ ╨╗╨╕╤Ж╨╛. ╨Э╨╛ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╤В╨░╨║╨╢╨╡ ╨║╨╛╤А╤А╨╡╨║╤В╨╕╤А╤Г╨╡╤В╤Б╤П ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕. ╨н╤В╨╛ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨░╤П ╨║╨╛╨╜╤Ж╨╡╨┐╤Ж╨╕╤П, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╨╝╨░╤П ╨┤╨╗╤П ╨┐╨╛╨╜╨╕╨╝╨░╨╜╨╕╤П ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╣ ╤Б╤В╨░╨▒╨╕╨╗╤М╨╜╨╛╤Б╤В╨╕ ╨╕ ╨┐╨╛╨║╤Г╨┐╨░╤В╨╡╨╗╤М╨╜╨╛╨╣ ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╨╕.

╨Ъ╨░╨║╨╛╨▓ ╤Н╤Д╤Д╨╡╨║╤В ╤А╨╡╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░?

╨Ю╨╜ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╤Л╨╝ ╨╕╨╗╨╕ ╨┐╨╛╨╗╨╛╨╢╨╕╤В╨╡╨╗╤М╨╜╤Л╨╝ ╨▓ ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕ ╨╛╤В ╨╕╨╖╨╝╨╡╨╜╨╡╨╜╨╕╤П ╤Ж╨╡╨╜╤Л. ╨Х╤Б╨╗╨╕ ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨┐╨╛╤Б╤В╨╛╤П╨╜╨╜╨░, ╨░ ╤Ж╨╡╨╜╨░ ╤Б╨╜╨╕╨╢╨░╨╡╤В╤Б╤П, ╤В╨╛ ╨╜╨░ ╤В╤Г ╨╢╨╡ ╤Б╤Г╨╝╨╝╤Г ╨┤╨╡╨╜╨╡╨│ ╨╝╨╛╨╢╨╜╨╛ ╨║╤Г╨┐╨╕╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╤В╨╛╨▓╨░╤А╨╛╨▓. ╨Э╨░╨╛╨▒╨╛╤А╨╛╤В, ╨╡╤Б╨╗╨╕ ╤Ж╨╡╨╜╨░ ╨▓╨╛╨╖╤А╨░╤Б╤В╨░╨╡╤В, ╤В╨╛ ╨╢╨╡ ╤Б╨░╨╝╨╛╨╡ ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨▓╨╡╤Й╨╡╨╣ ╨╜╨╡╨╗╤М╨╖╤П ╨║╤Г╨┐╨╕╤В╤М ╨╜╨░ ╤В╤Г ╨╢╨╡ ╤Б╤Г╨╝╨╝╤Г ╨┤╨╡╨╜╨╡╨│.

╨Ъ╨░╨║ ╤А╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤ ╨▓╨╗╨╕╤П╨╡╤В ╨╜╨░ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤О?

╨Ъ╨╛╨│╨┤╨░ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╤Г╨▓╨╡╨╗╨╕╤З╨╕╨▓╨░╨╡╤В╤Б╤П, ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤П ╨▓╤Л╨│╨╗╤П╨┤╨╕╤В ╨╜╨╡╨▒╨╛╨╗╤М╤И╨╛╨╣, ╨░ ╨┐╨╛╨║╤Г╨┐╨░╤В╨╡╨╗╤М╨╜╨░╤П ╤Б╨┐╨╛╤Б╨╛╨▒╨╜╨╛╤Б╤В╤М ╤Г╨▓╨╡╨╗╨╕╤З╨╕╨▓╨░╨╡╤В╤Б╤П. ╨Ъ╨╛╨│╨┤╨░ ╤А╨╡╨░╨╗╤М╨╜╨░╤П ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╤Б╨╜╨╕╨╢╨░╨╡╤В╤Б╤П, ╨┤╨░╨╢╨╡ ╤А╨░╨╖╤Г╨╝╨╜╤Л╨╡ ╤Ж╨╡╨╜╤Л ╨▓╤Л╨│╨╗╤П╨┤╤П╤В ╨╖╨░╨▓╤Л╤И╨╡╨╜╨╜╤Л╨╝╨╕; ╨▓ ╨╗╤О╨▒╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╨╗╤О╨┤╨╕ ╤Б ╨▓╤Л╤Б╨╛╨║╨╛╨╣ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╛╨╣ ╨╜╨╡ ╤Б╨╗╨╕╤И╨║╨╛╨╝ ╨▒╨╡╤Б╨┐╨╛╨║╨╛╤П╤В╤Б╤П ╨╛ ╨┐╨╛╨▓╤Л╤И╨╡╨╜╨╕╨╕ ╤Ж╨╡╨╜.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨╛ ╨▒╤Л╨╗╨╛ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨┐╨╛ ╤А╨╡╨░╨╗╤М╨╜╨╛╨╝╤Г ╨┤╨╛╤Е╨╛╨┤╤Г ╨╕ ╨╡╨│╨╛ ╨╖╨╜╨░╤З╨╡╨╜╨╕╤О. ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨╛╨▒╤К╤П╤Б╨╜╤П╨╡╨╝ ╤А╨╡╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤, ╨╡╨│╨╛ ╤Д╨╛╤А╨╝╤Г╨╗╤Г, ╨┐╤А╨╕╨╝╨╡╤А╤Л ╨╕ ╨╡╨│╨╛ ╨╛╤В╨╗╨╕╤З╨╕╤П ╨╛╤В ╨╜╨╛╨╝╨╕╨╜╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╨╛╤Е╨╛╨┤╨░. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡ ╨╛╨▒ ╤Н╤В╨╛╨╝ ╨▓╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Г╨╖╨╜╨░╤В╤М ╨╕╨╖ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╤Е ╤Б╤В╨░╤В╨╡╨╣ тАФ

• ╨Ю╨▒╤Л╤З╨╜╤Л╨╣ ╨┤╨╛╤Е╨╛╨┤
• ╨г╤З╨╡╤В ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕
• ╨Ш╨╜╤Д╨╗╤П╤Ж╨╕╤П ╤Б╨┐╤А╨╛╤Б╨░