╨Я╨╛╨╗╨╜╨░╤П ╤Д╨╛╤А╨╝╨░ IMPS

╨Я╨╛╨╗╨╜╨░╤П ╤Д╨╛╤А╨╝╨░ IMPS тАФ ╤Г╤Б╨╗╤Г╨│╨░ ╨╜╨╡╨╝╨╡╨┤╨╗╨╡╨╜╨╜╨╛╨╣ ╨╛╨┐╨╗╨░╤В╤Л

╨Я╨╛╨╗╨╜╨░╤П ╤Д╨╛╤А╨╝╨░ IMPS тАФ ╤Н╤В╨╛ ╤Г╤Б╨╗╤Г╨│╨░ ╨╜╨╡╨╝╨╡╨┤╨╗╨╡╨╜╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣. ╨н╤В╨╛ ╨╛╨┤╨╜╨░ ╨╕╨╖ ╤Б╨╕╤Б╤В╨╡╨╝, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╨╝╤Л╤Е ╨┤╨╗╤П ╨╝╨│╨╜╨╛╨▓╨╡╨╜╨╜╨╛╨│╨╛ ╨╕ ╤Н╨╗╨╡╨║╤В╤А╨╛╨╜╨╜╨╛╨│╨╛ ╨╝╨╡╨╢╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╛╨│╨╛ ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨░ ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╤З╨╡╤А╨╡╨╖ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╨╡ ╨║╨░╨╜╨░╨╗╤Л, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ ╨╝╨╛╨▒╨╕╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║╨╕╨╜╨│, ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│, ╨▒╨░╨╜╨║╨╛╨╝╨░╤В ╨╕ ╤В. ╨┤., ╨│╨┤╨╡ ╨▓╨╛╨╖╨╝╨╛╨╢╨╜╨╛╤Б╤В╤М ╤В╨░╨║╨╛╨│╨╛ ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨░ ╨┤╨╛╤Б╤В╤Г╨┐╨╜╨░ ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨▓╤Б╨╡╨│╨╛ ╨│╨╛╨┤╨░ 24/7, ╨▓ ╤В╨╛╨╝ ╤З╨╕╤Б╨╗╨╡ ╨▓ ╨┐╤А╨░╨╖╨┤╨╜╨╕╤З╨╜╤Л╨╡ ╨╕ ╨┐╤А╨░╨╖╨┤╨╜╨╕╤З╨╜╤Л╨╡ ╨┤╨╜╨╕. ╨▓╤Л╤Е╨╛╨┤╨╜╤Л╨╡.

╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡

• ╨Я╨╛╨╗╨╜╨░╤П ╤Д╨╛╤А╨╝╨░ IMPS тАФ ╤Г╤Б╨╗╤Г╨│╨░ ╨╜╨╡╨╝╨╡╨┤╨╗╨╡╨╜╨╜╨╛╨╣ ╨╛╨┐╨╗╨░╤В╤Л
  • ╨Ш╤Б╤В╨╛╤А╨╕╤П ╨Ш╨Ь╨Я╨б
  • ╨Ю╤Б╨╛╨▒╨╡╨╜╨╜╨╛╤Б╤В╨╕ ╨Ш╨Ь╨Я╨б
  • ╨Ъ╨░╨║ ╤А╨░╨▒╨╛╤В╨░╨╡╤В ╨Ш╨Ь╨Я╨б?
  • ╨Ъ╨░╨║╨╛╨▓╨░ ╨┐╤А╨╛╤Ж╨╡╨┤╤Г╤А╨░ IMPS?
  • ╨Ъ╨░╨║╨╛╨▓╤Л ╤Б╨▒╨╛╤А╤Л ╨╖╨░ IMPS?
  • ╨Ъ╨░╨║╨╛╨▓╤Л ╤В╨░╨╣╨╝╨╕╨╜╨│╨╕ IMPS?
  • ╨Ъ╨░╨║╨╛╨▓ ╨╗╨╕╨╝╨╕╤В IMPS?
  • ╨в╨╛, ╤З╤В╨╛ ╨╜╤Г╨╢╨╜╨╛ ╨╖╨░╨┐╨╛╨╝╨╜╨╕╤В╤М
  • ╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨Ш╤Б╤В╨╛╤А╨╕╤П ╨Ш╨Ь╨Я╨б

╨Т 2010 ╨│╨╛╨┤╤Г ╨╝╨╡╤Е╨░╨╜╨╕╨╖╨╝ IMPS ╨▒╤Л╨╗ ╨╖╨░╨┐╤Г╤Й╨╡╨╜ ╨╜╨░ ╤Н╨║╤Б╨┐╨╡╤А╨╕╨╝╨╡╨╜╤В╨░╨╗╤М╨╜╨╛╨╣ ╨╛╤Б╨╜╨╛╨▓╨╡ ╨Э╨░╤Ж╨╕╨╛╨╜╨░╨╗╤М╨╜╨╛╨╣ ╨┐╨╗╨░╤В╨╡╨╢╨╜╨╛╨╣ ╨║╨╛╤А╨┐╨╛╤А╨░╤Ж╨╕╨╡╨╣ ╨Ш╨╜╨┤╨╕╨╕ (╨▓ ╨╜╨░╤Б╤В╨╛╤П╤Й╨╡╨╡ ╨▓╤А╨╡╨╝╤П ╤Г╨┐╤А╨░╨▓╨╗╤П╨╡╤В IMPS) ╨┐╨╡╤А╨▓╨╛╨╜╨░╤З╨░╨╗╤М╨╜╨╛ ╤Б ╨▒╨░╨╜╨║╨░╨╝╨╕, ╨▓ ╤В╨╛╨╝ ╤З╨╕╤Б╨╗╨╡ Bank of India, State Bank of India, ICICI Bank ╨╕ Union Bank. ╨Ш╨╜╨┤╨╕╨╕ ╨┤╨╗╤П ╨╝╨╛╨▒╨╕╨╗╤М╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣. ╨Я╤А╨╕╨╝╨╡╤А╨╜╨╛ ╤З╨╡╤А╨╡╨╖ ╨│╨╛╨┤ ╨║ ╨╜╨╕╨╝ ╨┤╨╛╨▒╨░╨▓╨╕╨╗╨╕╤Б╤М ╨╕ ╨┤╤А╤Г╨│╨╕╨╡ ╨▒╨░╨╜╨║╨╕. ╨Я╨╛╤Б╨╗╨╡ ╤Г╤Б╨┐╨╡╤И╨╜╨╛╨│╨╛ ╨╖╨░╨┐╤Г╤Б╨║╨░ ╨┐╨╕╨╗╨╛╤В╨╜╨╛╨│╨╛ ╨┐╤А╨╛╨╡╨║╤В╨░ 22 ╨╜╨╛╤П╨▒╤А╤П 2010 ╨│╨╛╨┤╨░ ╨╛╨▒╤К╨╡╨║╤В IMPS ╨▒╤Л╨╗ ╨╖╨░╨┐╤Г╤Й╨╡╨╜ ╨┤╨╗╤П ╨┐╤Г╨▒╨╗╨╕╨║╨╕.

╨Ю╤Б╨╛╨▒╨╡╨╜╨╜╨╛╤Б╤В╨╕ ╨Ш╨Ь╨Я╨б

╨Э╨╕╨╢╨╡ ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╤Л ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╨╡ ╤Д╤Г╨╜╨║╤Ж╨╕╨╕ IMPS:

• ╨Т ╨╛╤В╨╗╨╕╤З╨╕╨╡ ╨╛╤В RTGS ╨╕ ╨Э╨Х╨д╨в╨Ш, ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ IMPS ╨╜╨╡ ╨┐╤А╨╕╨▓╤П╨╖╨░╨╜╤Л ╨║╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╕. ╨Ъ╨╗╨╕╨╡╨╜╤В╤Л ╨╝╨╛╨│╤Г╤В ╤Б╨▓╨╛╨▒╨╛╨┤╨╜╨╛ ╨╕╨╜╨╕╤Ж╨╕╨╕╤А╨╛╨▓╨░╤В╤М IMPS-╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕, ╨║╨╛╨│╨┤╨░ ╨╕╨╝ ╨╖╨░╤Е╨╛╤З╨╡╤В╤Б╤П, ╨╜╨╡ ╨┐╤А╨╕╨╜╤Г╨╢╨┤╨░╤П ╤Б╨╡╨▒╤П ╨┐╨╛╨╗╨░╨│╨░╤В╤М╤Б╤П ╨╜╨░ ╤З╨░╤Б╤Л ╤А╨░╨▒╨╛╤В╤Л ╨▒╨░╨╜╨║╨░.
• ╨Я╨╗╨░╤В╨╡╨╢╨╕ IMPS ╨╝╨╛╨│╤Г╤В ╨┐╤А╨╛╨▓╨╛╨┤╨╕╤В╤М╤Б╤П ╨▓ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╤А╨╡╨╢╨╕╨╝╨░╤Е, ╤В╨░╨║╨╕╤Е ╨║╨░╨║ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В╤Л, SMS, ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╣ ╤Б╤З╨╡╤В, ╨║╨╛╨┤╤Л MMID ╨╕ ╤В. ╨┤. ╨Ъ╨╗╨╕╨╡╨╜╤В╤Л ╨╝╨╛╨│╤Г╤В ╨▓╤Л╨▒╤А╨░╤В╤М ╨╗╤Г╤З╤И╨╕╨╣ ╤Б╨┐╨╛╤Б╨╛╨▒ ╨╛╨┐╨╗╨░╤В╤Л, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╛╨╜╨╕ ╤Б╤З╨╕╤В╨░╤О╤В ╤Г╨┤╨╛╨▒╨╜╤Л╨╝, ╨╕ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╡╨╜╨╜╨╛ ╨▓╤Л╨▒╤А╨░╤В╤М ╤Б╨┐╨╛╤Б╨╛╨▒ ╨╕╤Е ╨╛╨▒╤А╨░╨▒╨╛╤В╨║╨╕.

• ╨Т ╨╛╤В╨╗╨╕╤З╨╕╨╡ ╨╛╤В RTGS ╨╕ ╨Э╨Х╨д╨в╨Ш, ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ IMPS ╨╜╨╡ ╨┐╤А╨╕╨▓╤П╨╖╨░╨╜╤Л ╨║╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╕. ╨Ъ╨╗╨╕╨╡╨╜╤В╤Л ╨╝╨╛╨│╤Г╤В ╤Б╨▓╨╛╨▒╨╛╨┤╨╜╨╛ ╨╕╨╜╨╕╤Ж╨╕╨╕╤А╨╛╨▓╨░╤В╤М IMPS-╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕, ╨║╨╛╨│╨┤╨░ ╨╕╨╝ ╨╖╨░╤Е╨╛╤З╨╡╤В╤Б╤П, ╨╜╨╡ ╨┐╤А╨╕╨╜╤Г╨╢╨┤╨░╤П ╤Б╨╡╨▒╤П ╨┐╨╛╨╗╨░╨│╨░╤В╤М╤Б╤П ╨╜╨░ ╤З╨░╤Б╤Л ╤А╨░╨▒╨╛╤В╤Л ╨▒╨░╨╜╨║╨░.
• ╨Я╨╗╨░╤В╨╡╨╢╨╕ IMPS ╨╝╨╛╨│╤Г╤В ╨┐╤А╨╛╨▓╨╛╨┤╨╕╤В╤М╤Б╤П ╨▓ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╤А╨╡╨╢╨╕╨╝╨░╤Е, ╤В╨░╨║╨╕╤Е ╨║╨░╨║ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В╤Л, SMS, ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╣ ╤Б╤З╨╡╤В, ╨║╨╛╨┤╤Л MMID ╨╕ ╤В. ╨┤. ╨Ъ╨╗╨╕╨╡╨╜╤В╤Л ╨╝╨╛╨│╤Г╤В ╨▓╤Л╨▒╤А╨░╤В╤М ╨╗╤Г╤З╤И╨╕╨╣ ╤Б╨┐╨╛╤Б╨╛╨▒ ╨╛╨┐╨╗╨░╤В╤Л, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╛╨╜╨╕ ╤Б╤З╨╕╤В╨░╤О╤В ╤Г╨┤╨╛╨▒╨╜╤Л╨╝, ╨╕ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╡╨╜╨╜╨╛ ╨▓╤Л╨▒╤А╨░╤В╤М ╤Б╨┐╨╛╤Б╨╛╨▒ ╨╕╤Е ╨╛╨▒╤А╨░╨▒╨╛╤В╨║╨╕.
• ╨Т╨╛╨╖╨╝╨╛╨╢╨╜╨╛╤Б╤В╤М ╤В╨░╨║╨╛╨│╨╛ ╤В╤А╨░╨╜╤Б╤Д╨╡╤А╨░ ╨┤╨╛╤Б╤В╤Г╨┐╨╜╨░ ╨║╤А╤Г╨│╨╗╤Л╨╣ ╨│╨╛╨┤ 24/7, ╨▓ ╤В╨╛╨╝ ╤З╨╕╤Б╨╗╨╡ ╨▓ ╨┐╤А╨░╨╖╨┤╨╜╨╕╤З╨╜╤Л╨╡ ╨╕ ╨▓╤Л╤Е╨╛╨┤╨╜╤Л╨╡ ╨┤╨╜╨╕.
• ╨Я╨╗╨░╤В╨╡╨╢╨╕ IMPS ╨▓╤Л╨┐╨╛╨╗╨╜╤П╤О╤В╤Б╤П ╨▒╤Л╤Б╤В╤А╨╛ ╨╕ ╨╝╨│╨╜╨╛╨▓╨╡╨╜╨╜╨╛, ╤З╤В╨╛ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤В ╨║╨╗╨╕╨╡╨╜╤В╨░╨╝ ╨╝╨╜╨╛╨│╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╕.
• ╨Я╨╗╨░╤В╨╡╨╢╨╕ IMPS ╨╜╨░ 100% ╨▒╨╡╨╖╨╛╨┐╨░╤Б╨╜╤Л ╨╕ ╨╜╨░╨┤╨╡╨╢╨╜╤Л, ╨┐╨╛╤Н╤В╨╛╨╝╤Г ╨║╨╗╨╕╨╡╨╜╤В╨░╨╝ ╨╜╨╡ ╨┐╤А╨╕╨┤╨╡╤В╤Б╤П ╨▒╨╡╤Б╨┐╨╛╨║╨╛╨╕╤В╤М╤Б╤П ╨╛ ╨║╤А╨░╨╢╨╡ ╨╕╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓.

╨Ъ╨░╨║ ╤А╨░╨▒╨╛╤В╨░╨╡╤В ╨Ш╨Ь╨Я╨б?

╨Ъ╨╗╨╕╨╡╨╜╤В╤Л ╨╝╨╛╨│╤Г╤В ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╨╡ ╨║╨░╨╜╨░╨╗╤Л ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╣ IMPS, ╨▓╨║╨╗╤О╤З╨░╤П ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨╡ ╨┐╤А╨╕╨╗╨╛╨╢╨╡╨╜╨╕╨╡, ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│ ╨╕ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В. ╨Э╨╛╨╝╨╡╤А ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨│╨╛ ╤В╨╡╨╗╨╡╤Д╨╛╨╜╨░ ╨╕ MMID ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤П ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╤Л ╨┤╨╗╤П ╤Б╨╛╨▓╨╡╤А╤И╨╡╨╜╨╕╤П ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ ╤З╨╡╤А╨╡╨╖ ╨╝╨╛╨▒╨╕╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║╨╕╨╜╨│╨Ь╨╛╨▒╨╕╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║╨╕╨╜╨│╨Ь╨╛╨▒╨╕╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║╨╕╨╜╨│ (╨╝-╨▒╨░╨╜╨║╨╕╨╜╨│) ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╤О ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨│╨╛ ╤Г╤Б╤В╤А╨╛╨╣╤Б╤В╨▓╨░ ╨┤╨╗╤П ╨┤╨╛╤Б╤В╤Г╨┐╨░ ╨║ ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╝ ╨╕ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╝ ╤Г╤Б╨╗╤Г╨│╨░╨╝, ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╨╡╨╝╤Л╨╝ ╨▒╨░╨╜╨║╨░╨╝╨╕. ╨н╤В╨╛ ╨┐╨╛╨╖╨▓╨╛╨╗╤П╨╡╤В ╨║╨╗╨╕╨╡╨╜╤В╨░╨╝ ╨┐╤А╨╛╨▓╨╡╤А╤П╤В╤М ╨▒╨░╨╗╨░╨╜╤Б ╤Б╨▓╨╛╨╡╨│╨╛ ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╛╨│╨╛ ╤Б╤З╨╡╤В╨░, ╨┐╤А╨╛╨▓╨╛╨┤╨╕╤В╤М ╨╛╨╜╨╗╨░╨╣╨╜-╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕, ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨╕╤В╤М ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░, ╨╛╨┐╨╗╨░╤З╨╕╨▓╨░╤В╤М ╤Б╤З╨╡╤В╨░ ╨╕ ╤В. ╨┤., ╨╜╨╡ ╨┐╨╛╤Б╨╡╤Й╨░╤П ╨▒╨░╨╜╨║╨╕. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡, ╨╕ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╤О ╨╝╨╛╨╢╨╜╨╛ ╨┐╤А╨╛╨▓╨╡╤А╨╕╤В╤М, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╤П ╨╜╨╛╨╝╨╡╤А ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨│╨╛ ╤В╨╡╨╗╨╡╤Д╨╛╨╜╨░ ╨╕ MPIN ╨┐╨╗╨░╤В╨╡╨╗╤М╤Й╨╕╨║╨░.

╨Э╨╛╨╝╨╡╤А ╤Б╤З╨╡╤В╨░ ╨╕ IFSC ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤П ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╤Л ╨┤╨╗╤П ╤Б╨╛╨▓╨╡╤А╤И╨╡╨╜╨╕╤П ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ ╤З╨╡╤А╨╡╨╖ ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│. ╨в╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╤П ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨┐╤А╨╛╨▓╨╡╤А╨╡╨╜╨░ ╤Б ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡╨╝ ╨┐╨░╤А╨╛╨╗╤П ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│╨░ ╨╕╨╗╨╕ ╨┐╨░╤А╨╛╨╗╤П ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ ╨╕ OTP ╨┐╨╗╨░╤В╨╡╨╗╤М╤Й╨╕╨║╨░, ╨╕ ╨╡╤Б╨╗╨╕ ╨▓╤Л ╨╖╨░╨▒╤Г╨┤╨╡╤В╨╡ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╤О, ╤Б╨╛╨▓╨╡╤А╤И╨╡╨╜╨╜╤Г╤О ╤З╨╡╤А╨╡╨╖ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В, ╤З╨╡╨╗╨╛╨▓╨╡╨║╤Г ╨╜╤Г╨╢╨╜╨░ ╤В╨╛╨╗╤М╨║╨╛ ╨┤╨╡╨╣╤Б╤В╨▓╤Г╤О╤Й╨░╤П ╨║╨░╤А╤В╨░ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В╨░, ╨░ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╤О ╨╝╨╛╨╢╨╜╨╛ ╨┐╤А╨╛╨▓╨╡╤А╨╕╤В╤М ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О PIN-╨║╨╛╨┤╨░ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В╨░.

╨Ъ╨░╨║╨╛╨▓╨░ ╨┐╤А╨╛╤Ж╨╡╨┤╤Г╤А╨░ IMPS?

╨Я╤А╨╛╤Ж╨╡╨┤╤Г╤А╨░ ╨Ш╨Ь╨Я╨б ╨▓╤Л╨│╨╗╤П╨┤╨╕╤В ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝:

╨Ф╨╗╤П ╨╛╤Б╤Г╤Й╨╡╤Б╤В╨▓╨╗╨╡╨╜╨╕╤П ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨░ ╨▓ ╤Н╨╗╨╡╨║╤В╤А╨╛╨╜╨╜╨╛╨╝ ╨▓╨╕╨┤╨╡ ╨▓ ╤А╨╡╨╢╨╕╨╝╨╡ IMPS ╤Б ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡╨╝ ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│╨░:

• ╨з╨╡╨╗╨╛╨▓╨╡╨║ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╨╛╤Б╨╡╤В╨╕╤В╤М ╤Б╨░╨╣╤В ╨▒╨░╨╜╨║╨░ ╨╕ ╨▓╨╛╨╣╤В╨╕ ╨▓ ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╣ ╤Б╤З╨╡╤В ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│╨░.
• ╨Ф╨╛╨▒╨░╨▓╤М╤В╨╡ ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤П, ╨▓╨▓╨╡╨┤╤П ╤А╨╡╨║╨▓╨╕╨╖╨╕╤В╤Л ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤П, ╨║╨╛╤В╨╛╤А╨╛╨╝╤Г ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╨┐╨╡╤А╨╡╨▓╨╡╨┤╨╡╨╜╤Л ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░. ╨Ф╨░╨╜╨╜╤Л╨╡, ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╤Л╨╡ ╨┤╨╗╤П ╨┤╨╛╨▒╨░╨▓╨╗╨╡╨╜╨╕╤П ╨▒╨╡╨╜╨╡╤Д╨╕╤Ж╨╕╨░╤А╨░, ╨▓╨║╨╗╤О╤З╨░╤О╤В IFSC, ╨╜╨╛╨╝╨╡╤А ╤Б╤З╨╡╤В╨░ ╨╕ ╨╕╨╝╤П ╨▒╨╡╨╜╨╡╤Д╨╕╤Ж╨╕╨░╤А╨░ ╨▓ ╤Б╨╗╤Г╤З╨░╨╡ ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨░ ╨╗╨╕╤Ж╨░ ╨╜╨░ ╤Б╤З╨╡╤В.
• ╨Я╨╛╤Б╨╗╨╡ ╨┤╨╛╨▒╨░╨▓╨╗╨╡╨╜╨╕╤П ╨▒╨╡╨╜╨╡╤Д╨╕╤Ж╨╕╨░╤А╨░ ╨╡╨│╨╛ ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╤Г╤В╨▓╨╡╤А╨┤╨╕╤В╤М ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О OTP.
• ╨Я╨╛╤Б╨╗╨╡ ╤Н╤В╨╛╨│╨╛ ╨▒╨░╨╜╨║ ╨┐╨╛╨┤╤В╨▓╨╡╤А╨┤╨╕╤В ╨┤╨╛╨▒╨░╨▓╨╗╨╡╨╜╨╜╨╛╨│╨╛ ╨▒╨╡╨╜╨╡╤Д╨╕╤Ж╨╕╨░╤А╨░, ╨╕ ╤З╨╡╤А╨╡╨╖ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╤З╨░╤Б╨╛╨▓, ╨║╨░╨║ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╛ ╨▒╨░╨╜╨║╨╛╨╝, ╨▒╨╡╨╜╨╡╤Д╨╕╤Ж╨╕╨░╤А ╨▒╤Г╨┤╨╡╤В ╨┤╨╛╨▒╨░╨▓╨╗╨╡╨╜.
• ╨Ч╨░╤В╨╡╨╝ ╨▒╤Г╨┤╨╡╤В ╨▓╤Л╨▒╤А╨░╨╜ ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤М, ╨╕ ╨▒╤Г╨┤╤Г╤В ╨▓╨▓╨╡╨┤╨╡╨╜╤Л ╤В╨░╨║╨╕╨╡ ╨┤╨░╨╜╨╜╤Л╨╡, ╨║╨░╨║ ╤Б╤Г╨╝╨╝╨░, ╨┐╤А╨╕╨╝╨╡╤З╨░╨╜╨╕╤П ╨╕ ╤В. ╨┤., ╨┤╨╗╤П ╨┤╨░╨╗╤М╨╜╨╡╨╣╤И╨╡╨╣ ╨╛╨▒╤А╨░╨▒╨╛╤В╨║╨╕ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕.
• ╨Э╨░╨║╨╛╨╜╨╡╤Ж, ╨┐╨╛╨┤╤В╨▓╨╡╤А╨╢╨┤╨╡╨╜╨╕╨╡ ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╨┐╨╡╤А╨╡╨▓╨╡╨┤╨╡╨╜╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▒╤Г╨┤╨╡╤В ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╛ ╨╛╤В ╨▒╨░╨╜╨║╨░.

╨Ф╨╗╤П ╨╛╤Б╤Г╤Й╨╡╤Б╤В╨▓╨╗╨╡╨╜╨╕╤П ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨░ ╨▓ ╤Н╨╗╨╡╨║╤В╤А╨╛╨╜╨╜╨╛╨╝ ╨▓╨╕╨┤╨╡ ╨▓ ╤А╨╡╨╢╨╕╨╝╨╡ IMPS ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨│╨╛ ╨▒╨░╨╜╨║╨╕╨╜╨│╨░:

• ╨з╨╡╨╗╨╛╨▓╨╡╨║ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨▓╨╛╨╣╤В╨╕ ╨▓ ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨╡ ╨┐╤А╨╕╨╗╨╛╨╢╨╡╨╜╨╕╨╡ ╨▒╨░╨╜╨║╨░ ╨╕ ╨┐╨╛╤Б╨╡╤В╨╕╤В╤М ╨▓╨║╨╗╨░╨┤╨║╤Г ┬л╨Я╨╡╤А╨╡╨▓╨╛╨┤ ╤Б╤А╨╡╨┤╤Б╤В╨▓┬╗ ╨╕╨╗╨╕ ┬л╨Ю╤В╨┐╤А╨░╨▓╨╕╤В╤М ╨┤╨╡╨╜╤М╨│╨╕┬╗.
• ╨Ф╨░╨╗╨╡╨╡ ╨▓╨▓╨╡╨┤╨╕╤В╨╡ ╨┤╨░╨╜╨╜╤Л╨╡ ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤П, ╨║╨╛╤В╨╛╤А╨╛╨╝╤Г ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╨┐╨╡╤А╨╡╨▓╨╡╨┤╨╡╨╜╤Л ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░. ╨Ф╨╡╤В╨░╨╗╨╕ ╨▓╨║╨╗╤О╤З╨░╤О╤В ╨╕╨┤╨╡╨╜╤В╨╕╤Д╨╕╨║╨░╤Ж╨╕╨╛╨╜╨╜╤Л╨╣ ╨╜╨╛╨╝╨╡╤А ╨╝╨╛╨▒╨╕╨╗╤М╨╜╤Л╤Е ╨┤╨╡╨╜╨╡╨│ (MMID), ╨╜╨╛╨╝╨╡╤А ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨│╨╛ ╤В╨╡╨╗╨╡╤Д╨╛╨╜╨░ ╨╕ ╨╕╨╝╤П ╨┐╨╛╨╗╤Г╤З╨░╤В╨╡╨╗╤П ╨▓ ╤Б╨╗╤Г╤З╨░╨╡ ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨░ ╨╛╤В ╤З╨╡╨╗╨╛╨▓╨╡╨║╨░ ╨║ ╤З╨╡╨╗╨╛╨▓╨╡╨║╤Г.
• ╨Я╨╛╤Б╨╗╨╡ ╨┤╨╛╨▒╨░╨▓╨╗╨╡╨╜╨╕╤П ╨┤╨░╨╜╨╜╤Л╤Е ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨┐╨╛╨┤╤В╨▓╨╡╤А╨┤╨╕╤В╤М ╨╡╨│╨╛ ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨╝╨╛╨▒╨╕╨╗╤М╨╜╨╛╨│╨╛ PIN-╨║╨╛╨┤╨░ (MPIN), ╨╕ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨▒╤Г╨┤╤Г╤В ╨┐╨╡╤А╨╡╨▓╨╡╨┤╨╡╨╜╤Л ╨┐╨╛╤Б╨╗╨╡ ╤В╨╛╨│╨╛, ╨║╨░╨║ ╨▒╨░╨╜╨║ ╨┐╨╛╨┤╤В╨▓╨╡╤А╨┤╨╕╤В ╨╝╨╛╨▒╨╕╨╗╤М╨╜╤Л╨╣ PIN-╨║╨╛╨┤ (MPIN).
• ╨Э╨░╨║╨╛╨╜╨╡╤Ж, ╨┐╨╛╨┤╤В╨▓╨╡╤А╨╢╨┤╨╡╨╜╨╕╨╡ ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╨┐╨╡╤А╨╡╨▓╨╡╨┤╨╡╨╜╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▒╤Г╨┤╨╡╤В ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╛ ╨╛╤В ╨▒╨░╨╜╨║╨░.

╨Ъ╨░╨║╨╛╨▓╤Л ╤Б╨▒╨╛╤А╤Л ╨╖╨░ IMPS?

╨б╨▒╨╛╤А╤Л, ╨▓╨╖╨╕╨╝╨░╨╡╨╝╤Л╨╡ ╨▒╨░╨╜╨║╨░╨╝╨╕ ╨╖╨░ ╨┐╤А╨╛╨▓╨╡╨┤╨╡╨╜╨╕╨╡ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╣ ╨▓ ╤А╨╡╨╢╨╕╨╝╨╡ IMPS, ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л ╨┤╨╗╤П ╨║╨░╨╢╨┤╨╛╨│╨╛ ╨▒╨░╨╜╨║╨░-╤Г╤З╨░╤Б╤В╨╜╨╕╨║╨░ ╨┤╨╗╤П ╤Б╨▓╨╛╨╕╤Е ╨║╨╗╨╕╨╡╨╜╤В╨╛╨▓, ╨╕ ╨╛╨┤╨╕╨╜╨░╨║╨╛╨▓╤Л╨╡ ╤А╨╡╤И╨╡╨╜╨╕╤П ╨┐╤А╨╕╨╜╨╕╨╝╨░╤О╤В╤Б╤П ╤В╨╛╨╗╤М╨║╨╛ ╨▒╨░╨╜╨║╨░╨╝╨╕. ╨Ъ╨░╨║ ╨╕ ╨▓ ╤Б╨╗╤Г╤З╨░╨╡ ╤Б ╨У╨╛╤Б╤Г╨┤╨░╤А╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╝ ╨▒╨░╨╜╨║╨╛╨╝ ╨Ш╨╜╨┤╨╕╨╕ (SBI), ╨║╨╛╨╝╨╕╤Б╤Б╨╕╤П ╨╖╨░ ╨┐╨╡╤А╨╡╨▓╨╛╨┤ ╨┤╨╡╨╜╨╡╨│ ╤Б ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡╨╝ IMPS ╨╜╨╡ ╨▓╨╖╨╕╨╝╨░╨╡╤В╤Б╤П ╤Б 1 ╨░╨▓╨│╤Г╤Б╤В╨░ 2019 ╨│╨╛╨┤╨░, ╤В╨╛╨│╨┤╨░ ╨║╨░╨║ ╨▓ ╤Б╨╗╤Г╤З╨░╨╡ ╤Б ╨Я╤А╨╛╨╝╤Л╤И╨╗╨╡╨╜╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨╛╨╣ ╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨╣ ╨║╨╛╤А╨┐╨╛╤А╨░╤Ж╨╕╨╡╨╣ ╨Ш╨╜╨┤╨╕╨╕ (ICICI) Bank INR 5 ╨▓╨╖╨╕╨╝╨░╨╡╤В╤Б╤П ╤Б ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╣ ╨┤╨╛ 1 ╨╗╨░╨║╤Е╨░ ╨╕╨╜╨┤╨╕╨╣╤Б╨║╨╕╤Е ╤А╤Г╨┐╨╕╨╣ ╨╕ 15 ╨╕╨╜╨┤╨╕╨╣╤Б╨║╨╕╤Е ╤А╤Г╨┐╨╕╨╣ ╤Б ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╣ ╨╝╨╡╨╢╨┤╤Г 1 ╨╗╨░╨║╤Е╨╛╨╝ ╨╕ 2 ╨╗╨░╨║╤Е╨░╨╝╨╕ ╨╕╨╜╨┤╨╕╨╣╤Б╨║╨╕╤Е ╤А╤Г╨┐╨╕╨╣. ╨в╨░╨║ ╤З╤В╨╛, ╨╖╨░╨▒╤Л╨▓ ╨╛ ╨┤╨╡╤В╨░╨╗╤П╤Е ╤Б╨▒╨╛╤А╨╛╨▓, ╨▓╨╖╨╕╨╝╨░╨╡╨╝╤Л╤Е ╨╖╨░ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ IMPS, ╤Б╨╗╨╡╨┤╤Г╨╡╤В ╨╛╨▒╤А╨░╤В╨╕╤В╤М╤Б╤П ╨║ ╨▓╨╡╨▒-╤Б╨░╨╣╤В╤Г ╨▒╨░╨╜╨║╨░.

╨Ъ╨░╨║╨╛╨▓╤Л ╤В╨░╨╣╨╝╨╕╨╜╨│╨╕ IMPS?

╨Т ╤Б╨╗╤Г╤З╨░╨╡, ╨╡╤Б╨╗╨╕ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ IMPS ╨╝╨╛╨│╤Г╤В ╨▒╤Л╤В╤М ╨┐╨╡╤А╨╡╨▓╨╡╨┤╨╡╨╜╤Л ╨▓ ╨╗╤О╨▒╨╛╨╡ ╨▓╤А╨╡╨╝╤П, ╤В.╨╡. ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨▓╤Б╨╡╨│╨╛ ╨│╨╛╨┤╨░ 24/7, ╨▓ ╤В╨╛╨╝ ╤З╨╕╤Б╨╗╨╡ ╨▓ ╨┐╤А╨░╨╖╨┤╨╜╨╕╤З╨╜╤Л╨╡ ╨╕ ╨▓╤Л╤Е╨╛╨┤╨╜╤Л╨╡ ╨┤╨╜╨╕, ╨╡╤Б╨╗╨╕ ╨▓╤Б╨╡ ╤А╨╡╨║╨▓╨╕╨╖╨╕╤В╤Л, ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╤Л╨╡ ╨┤╨╗╤П ╤В╨░╨║╨╕╤Е ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╣, ╨┤╨╛╤Б╤В╤Г╨┐╨╜╤Л ╤Г ╨╛╤В╨┐╤А╨░╨▓╨╕╤В╨╡╨╗╤П, ╨╜╨╡╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛ ╨╛╤В ╨╡╨│╨╛ ╤В╨╡╨║╤Г╤Й╨╡╨│╨╛ ╨╝╨╡╤Б╤В╨╛╨╜╨░╤Е╨╛╨╢╨┤╨╡╨╜╨╕╤П.

╨Ъ╨░╨║╨╛╨▓ ╨╗╨╕╨╝╨╕╤В IMPS?

╨Ы╨╕╨╝╨╕╤В ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╕ ╨┤╨╗╤П ╨┐╤А╨╛╨▓╨╡╨┤╨╡╨╜╨╕╤П ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╕ ╨▓ ╤А╨╡╨╢╨╕╨╝╨╡ IMPS ╤Г╤Б╤В╨░╨╜╨░╨▓╨╗╨╕╨▓╨░╨╡╤В╤Б╤П ╨╕ ╤Г╨║╨░╨╖╤Л╨▓╨░╨╡╤В╤Б╤П ╨▒╨░╨╜╨║╨░╨╝╨╕-╤Г╤З╨░╤Б╤В╨╜╨╕╨║╨░╨╝╨╕ ╨┤╨╗╤П ╤Б╨▓╨╛╨╕╤Е ╨║╨╗╨╕╨╡╨╜╤В╨╛╨▓. ╨в╨╡╨╝ ╨╜╨╡ ╨╝╨╡╨╜╨╡╨╡, ╨▓ ╤Б╨╗╤Г╤З╨░╨╡ ╨▒╨╛╨╗╤М╤И╨╕╨╜╤Б╤В╨▓╨░ ╨▒╨░╨╜╨║╨╛╨▓ 200 000 ╨╕╨╜╨┤╨╕╨╣╤Б╨║╨╕╤Е ╤А╤Г╨┐╨╕╨╣ ╤П╨▓╨╗╤П╤О╤В╤Б╤П ╨▓╨╡╤А╤Е╨╜╨╕╨╝ ╨╗╨╕╨╝╨╕╤В╨╛╨╝ ╨╜╨░ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╤О, ╨╕ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ ╤Б╨▓╨╡╤А╤Е ╤Н╤В╨╛╨│╨╛ ╤А╨░╨╖╨╝╨╡╤А╨░ ╨╜╨╡ ╨╝╨╛╨│╤Г╤В ╨▒╤Л╤В╤М ╨▓╤Л╨┐╨╛╨╗╨╜╨╡╨╜╤Л ╤Б ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡╨╝ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ IMPS. ╨Ш╤В╨░╨║, ╨┤╨╗╤П ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╨┐╨╛╨┤╤А╨╛╨▒╨╜╨╛╨╣ ╨╕╨╜╤Д╨╛╤А╨╝╨░╤Ж╨╕╨╕ ╨╛ ╨╗╨╕╨╝╨╕╤В╨╡ IMPS ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨╛╨▒╤А╨░╤В╨╕╤В╤М╤Б╤П ╨╜╨░ ╤Б╨░╨╣╤В ╨▒╨░╨╜╨║╨░.

╨в╨╛, ╤З╤В╨╛ ╨╜╤Г╨╢╨╜╨╛ ╨╖╨░╨┐╨╛╨╝╨╜╨╕╤В╤М

╨б╤А╨╡╨┤╤Б╤В╨▓╨╛ IMPS ╨┐╨╛╨╖╨▓╨╛╨╗╤П╨╡╤В ╨╝╨│╨╜╨╛╨▓╨╡╨╜╨╜╨╛ ╨┐╨╡╤А╨╡╨▓╨╛╨┤╨╕╤В╤М ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨▓ ╤Н╨╗╨╡╨║╤В╤А╨╛╨╜╨╜╨╛╨╝ ╨▓╨╕╨┤╨╡ ╤Б ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡╨╝ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╨║╨░╨╜╨░╨╗╨╛╨▓, ╤В╨░╨║╨╕╤Е ╨║╨░╨║ ╨╝╨╛╨▒╨╕╨╗╤М╨╜╤Л╨╡ ╨┐╤А╨╕╨╗╨╛╨╢╨╡╨╜╨╕╤П, ╨╕╨╜╤В╨╡╤А╨╜╨╡╤В-╨▒╨░╨╜╨║╨╕╨╜╨│ ╨╕ ╨▒╨░╨╜╨║╨╛╨╝╨░╤В╤Л. ╨Я╨╗╨░╤В╨╡╨╢╨╕ IMPS ╨▓╤Л╨┐╨╛╨╗╨╜╤П╤О╤В╤Б╤П ╨▒╤Л╤Б╤В╤А╨╛ ╨╕ ╨▒╨╡╨╖╨╛╨┐╨░╤Б╨╜╨╛ ╨╕ ╨┐╨╛╨╖╨▓╨╛╨╗╤П╤О╤В ╨╛╤Б╤Г╤Й╨╡╤Б╤В╨▓╨╗╤П╤В╤М ╨┐╨╡╤А╨╡╨▓╨╛╨┤╤Л ╨▓ ╨╗╤О╨▒╨╛╨╡ ╨▓╤А╨╡╨╝╤П, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╨╛╨╜╨╕ ╨┤╨╛╤Б╤В╤Г╨┐╨╜╤Л ╨┤╨╗╤П ╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╨╡╨╗╨╡╨╣ 24 ╤З╨░╤Б╨░ ╨▓ ╤Б╤Г╤В╨║╨╕ 7 ╨┤╨╜╨╡╨╣ ╨▓ ╨╜╨╡╨┤╨╡╨╗╤О. ╨Ы╨╕╨╝╨╕╤В ╨╕ ╤Б╨▒╨╛╤А╤Л ╨╖╨░ ╤В╤А╨░╨╜╨╖╨░╨║╤Ж╨╕╨╕ IMPS ╨▓╨░╤А╤М╨╕╤А╤Г╤О╤В╤Б╤П ╨╛╤В ╨▒╨░╨╜╨║╨░ ╨║ ╨▒╨░╨╜╨║╤Г, ╨╕ ╨┤╨╗╤П ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╤В╨╛╤З╨╜╨╛╨╣ ╨╕╨╜╤Д╨╛╤А╨╝╨░╤Ж╨╕╨╕ ╤Б╨╗╨╡╨┤╤Г╨╡╤В ╨╛╨▒╤А╨░╤В╨╕╤В╤М╤Б╤П ╨║ ╨▓╨╡╨▒-╤Б╨░╨╣╤В╤Г ╨▒╨░╨╜╨║╨░.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨╛ ╨▒╤Л╨╗╨╛ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨┐╨╛ ╨┐╨╛╨╗╨╜╨╛╨╣ ╤Д╨╛╤А╨╝╨╡ IMPS (╤Б╨╗╤Г╨╢╨▒╨░ ╨╜╨╡╨╝╨╡╨┤╨╗╨╡╨╜╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣) ╨╕ ╨╡╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╤О. ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨╛╨▒╤Б╤Г╨╢╨┤╨░╨╡╨╝, ╨║╨░╨║ ╤А╨░╨▒╨╛╤В╨░╨╡╤В IMPS, ╨┐╤А╨╛╤Ж╨╡╨┤╤Г╤А╨░ IMPS, ╨░ ╤В╨░╨║╨╢╨╡ ╨╡╨╡ ╤Д╤Г╨╜╨║╤Ж╨╕╨╕, ╤Б╨▒╨╛╤А╤Л, ╤Б╤А╨╛╨║╨╕ ╨╕ ╨╛╨│╤А╨░╨╜╨╕╤З╨╡╨╜╨╕╤П. ╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╨╛╨▒╤А╨░╤В╨╕╤В╤М╤Б╤П ╨║ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╤Б╤В╨░╤В╤М╤П╨╝, ╤З╤В╨╛╨▒╤Л ╤Г╨╖╨╜╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨╛ ╤Д╨╕╨╜╨░╨╜╤Б╨░╤Е:

• ╨Я╨╛╨╗╨╜╨░╤П ╤Д╨╛╤А╨╝╨░ LIC
• IDBI ╨╛╨╖╨╜╨░╤З╨░╨╡╤В?
• ╨Я╨╛╨╗╨╜╨░╤П ╤Д╨╛╤А╨╝╨░ KPI
• ╨Э╨░╤И ╨░╨║╨║╨░╤Г╨╜╤В
• ╨а╨╡╨░╨╗╤М╨╜╤Л╨╡ ╤Б╤З╨╡╤В╨░ ╨Ч╨╜╨░╤З╨╡╨╜╨╕╨╡