╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ CD

╨Ш╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡ ╨║╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ CD

╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╤Г ╨┐╨╛╨╝╨╛╨╢╨╡╤В ╨▓╨░╨╝ ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨╛╨▒╤Й╤Г╤О ╤Б╤Г╨╝╨╝╤Г, ╨║╨╛╤В╨╛╤А╨░╤П ╨▒╤Г╨┤╨╡╤В ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨░ ╨▓╨╝╨╡╤Б╤В╨╡ ╤Б ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨░╨╝╨╕, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨▒╤Г╨┤╤Г╤В ╨┐╨╛╨╗╤Г╤З╨╡╨╜╤Л, ╨║╨╛╨│╨┤╨░ ╨▓╤Л ╨▓╨╗╨╛╨╢╨╕╤В╨╡ ╤Б╤Г╨╝╨╝╤Г ╨▓ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В.

.calc-new {╤Д╨╛╨╜: #ececec; ╨╛╤В╤Б╤В╤Г╨┐: 10px 20px; -webkit-box-shadow: 0px 1px 2px 0px rgba (0,0,0,0,55); -moz-box-shadow: 0px 1px 2px 0px rgba (0,0,0,0,55); box-shadow: 0px 1px 2px 0px rgba (0,0,0,0,55); ╨╜╨╕╨╢╨╜╤П╤П ╨│╤А╨░╨╜╨╕╤Ж╨░: 2em; ╤И╨╕╤А╨╕╨╜╨░: -webkit-fill-╨┤╨╛╤Б╤В╤Г╨┐╨╜╨╛; /*display: flex;padding: 1em;*/ } .calc-new .part-two { color: #fff;margin: 0; ╨╛╤В╤Б╤В╤Г╨┐: 20 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣; background-image:linear-gradient(60deg, #3a3a3a 0%,#727273 70%, #9e9e9e 100%); -webkit-box-shadow: ╨▓╤Б╤В╨░╨▓╨║╨░ 3px 3px 11px 0px rgb (144, 144, 144); -moz-box-shadow: ╨▓╤Б╤В╨░╨▓╨║╨░ 3px 3px 11px 0px rgb (144, 144, 144); box-shadow: ╨▓╤Б╤В╨░╨▓╨║╨░ 3px 3px 11px 0px rgb (144, 144, 144); ╤А╨░╨┤╨╕╤Г╤Б ╨│╤А╨░╨╜╨╕╤Ж╤Л: 5px; } .calc-new .part-one { /* float: right; */╤Д╨╛╨╜: ╨┐╤А╨╛╨╖╤А╨░╤З╨╜╤Л╨╣;╨┐╨╛╨╗╨╡: 0;╨╛╤В╤Б╤В╤Г╨┐:0 20 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣; } .calc-new .part-one p{ margin: 0; ╨╖╨░╨┐╨╛╨╗╨╜╨╡╨╜╨╕╨╡: 0; ╤Ж╨▓╨╡╤В: #000; } .calc-new .part-one input{╨│╤А╨░╨╜╨╕╤Ж╨░-╤А╨░╨┤╨╕╤Г╤Б: 0; ╨│╤А╨░╨╜╨╕╤Ж╨░: ╤В╨╛╨╜╨║╨░╤П ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #c3c3c3; ╨╜╨╕╨╢╨╜╤П╤П ╨│╤А╨░╨╜╨╕╤Ж╨░: 2px ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #4CAF50 !╨▓╨░╨╢╨╜╨╛; } .calc-new .part-one hr{ padding: 0.2em 0 0; ╨╜╨╕╨╢╨╜╤П╤П ╨│╤А╨░╨╜╨╕╤Ж╨░: 1px ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #dcdcdc; ╨╝╨░╤А╨╢╨░: 0,5em 0 0,5em; } .calc-new h4{ ╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 1.1em; ╨▓╤Л╤Б╨╛╤В╨░ ╤Б╤В╤А╨╛╨║╨╕: 1,5; ╨╜╨╕╨╢╨╜╤П╤П ╨│╤А╨░╨╜╨╕╤Ж╨░: 0,5em; } .calc-new input:hover,.calc-new input:active{ border-bottom: 2px solid #4CAF50 !important; } .calc-new .tooltip { float: right; } .calc-new .tooltip .tooltiptext { ╨╝╨░╨║╤Б╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤И╨╕╤А╨╕╨╜╨░: 30%; ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤И╨╕╤А╨╕╨╜╨░: 20%; ╤Ж╨▓╨╡╤В ╤Д╨╛╨╜╨░: #fff; ╤Ж╨▓╨╡╤В: #505050; ╨│╤А╨░╨╜╨╕╤Ж╨░: ╤В╨╛╨╜╨║╨░╤П ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #737373; ╨▓╤Л╤А╨░╨▓╨╜╨╕╨▓╨░╨╜╨╕╨╡ ╤В╨╡╨║╤Б╤В╨░: ╨┐╨╛ ╤Ж╨╡╨╜╤В╤А╤Г; ╤А╨░╨┤╨╕╤Г╤Б ╨│╤А╨░╨╜╨╕╤Ж╤Л: 6px; ╨╛╤В╤Б╤В╤Г╨┐: 2px 5px; ╨┐╨╛╨╗╨╛╨╢╨╡╨╜╨╕╨╡: ╨░╨▒╤Б╨╛╨╗╤О╤В╨╜╨╛╨╡; z-╨╕╨╜╨┤╨╡╨║╤Б: 1; ╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 0.7em; /* ╨▓╨╡╤А╤Е: 0px; */ ╤Б╨┐╤А╨░╨▓╨░: 9%; ╨┐╨╗╤Л╤В╤М ╨╜╨░╨╗╨╡╨▓╨╛; ╨▓╨╕╨┤╨╕╨╝╨╛╤Б╤В╤М: ╤Б╨║╤А╤Л╤В╨░╤П; } .calc-new .tooltip:hover .tooltiptext { ╨▓╨╕╨┤╨╕╨╝╨╛╤Б╤В╤М: ╨▓╨╕╨┤╨╕╨╝╨░╤П; } .calc-╨╜╨╛╨▓╤Л╨╣ ╨▓╨▓╨╛╨┤[type=submit]{╤Д╨╛╨╜╨╛╨▓╤Л╨╣ ╤Ж╨▓╨╡╤В: #4CAF50; ╨│╤А╨░╨╜╨╕╤Ж╨░: ╨╜╨╡╤В; ╨▒╨╡╨╗╤Л╨╣ ╤Ж╨▓╨╡╤В; ╤И╨╕╤А╨╕╨╜╨░: ╨░╨▓╤В╨╛; ╤В╨╡╨║╤Б╤В╨╛╨▓╨╛╨╡ ╨╛╤Д╨╛╤А╨╝╨╗╨╡╨╜╨╕╨╡: ╨╜╨╡╤В; ╨┐╨╛╨╗╤П: 0px 2px; ╨║╤Г╤А╤Б╨╛╤А: ╤Г╨║╨░╨╖╨░╤В╨╡╨╗╤М; ╨╛╤В╤Б╤В╤Г╨┐╤Л: 0,2 ╤Б╨╝ 2 ╤Б╨╝; } .calc-new .input-container { display: -ms-flexbox; ╨┤╨╕╤Б╨┐╨╗╨╡╨╣: ╨│╨╕╨▒╨║╨╕╨╣; ╤И╨╕╤А╨╕╨╜╨░: 100%; ╨╜╨╕╨╢╨╜╤П╤П ╨│╤А╨░╨╜╨╕╤Ж╨░: 5px; } .calc-new .icon { padding: 5px; ╤Д╨╛╨╜: #fff; ╨│╤А╨░╨╜╨╕╤Ж╨░ ╤Б╨╗╨╡╨▓╨░: ╤В╨╛╨╜╨║╨╕╨╣ ╤Б╨┐╨╗╨╛╤И╨╜╨╛╨╣ #4caf50 !important; ╤Ж╨▓╨╡╤В: #4bae50; ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤И╨╕╤А╨╕╨╜╨░: 30 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣; ╨▓╤Л╤А╨░╨▓╨╜╨╕╨▓╨░╨╜╨╕╨╡ ╤В╨╡╨║╤Б╤В╨░: ╨┐╨╛ ╤Ж╨╡╨╜╤В╤А╤Г; ╨│╤А╨░╨╜╨╕╤Ж╨░: ╤В╨╛╨╜╨║╨░╤П ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #c3c3c3; ╨▓╤Л╤Б╨╛╤В╨░: 40 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣; ╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 0.9em; } .calc-new .input-field { ╤И╨╕╤А╨╕╨╜╨░: 100%; ╨╛╤В╤Б╤В╤Г╨┐: 10 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣; ╨║╨╛╨╜╤В╤Г╤А: ╨╜╨╡╤В; ╨▓╤Л╤Б╨╛╤В╨░: 40 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣; ╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 0.8em; ╤А╨░╨┤╨╕╤Г╤Б ╨│╤А╨░╨╜╨╕╤Ж╤Л: 5px 0 0 5px; ╨│╤А╨░╨╜╨╕╤Ж╨░: ╤В╨╛╨╜╨║╨░╤П ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #c3c3c3; } .calc-╨╜╨╛╨▓╨░╤П ╨╝╨╡╤В╨║╨░ {margin-left: 10px; ╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 0.8em; ╤Б╨╡╨╝╨╡╨╣╤Б╤В╨▓╨╛ ╤И╤А╨╕╤Д╤В╨╛╨▓: ╤Б╨║╨╛╤А╨╛╨┐╨╕╤Б╤М; ╤Ж╨▓╨╡╤В: #fff;} @media (╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤И╨╕╤А╨╕╨╜╨░: 768 ╨┐╨╕╨║╤Б╨╡╨╗╨╡╨╣) { /*.calc-new { ╤И╨╕╤А╨╕╨╜╨░:45,71795%;}*/ .calc-new .first { ╤П╤Б╨╜╨╛: ╨╛╨▒╨░; ╨┐╨╛╨╗╨╡ ╤Б╨╗╨╡╨▓╨░: 0; /* ╨┐╨╛╨╗╨╡ ╤Б╨┐╤А╨░╨▓╨░: 1em;*/ ╨┐╨╛╨╗╨╡ ╨▓╨╜╨╕╨╖╤Г: 0,5em; } .calc-new .part-one {╤И╨╕╤А╨╕╨╜╨░: 49% !╨▓╨░╨╢╨╜╨╛;} .wherein {╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 0,8em; ╤Ж╨▓╨╡╤В: #000; } .╨│╨┤╨╡ ul{╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░:0.9em; ╤Ж╨▓╨╡╤В: #000; ╨▓╤Л╤Б╨╛╤В╨░ ╤Б╤В╤А╨╛╨║╨╕: 1,7; } .calc-new .fa-info-circle {╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░: 0.8em; ╤Ж╨▓╨╡╤В: #fff; }} ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ CD

╨Ь = I ╤Е ( 1 + i/N )nxN

╨Т ╨║╨╛╤В╨╛╤А╨╛╨╣,

• I — ╨╜╨░╤З╨░╨╗╤М╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╨╡╤В╤Б╤П
• ╤П — ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░
• N — ╤З╨░╤Б╤В╨╛╤В╨░ ╨▓╤Л╨┐╨╗╨░╤В╤Л ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓
• n — ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨╛╨▓, ╨╜╨░ ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╤Б╨┤╨╡╨╗╨░╨╜╤Л ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕

I ╨Я╨╡╤А╨▓╨╛╨╜╨░╤З╨░╨╗╤М╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣ $ i ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ % N ╤З╨░╤Б╤В╨╛╤В╨░ ╨▓╤Л╨┐╨╗╨░╤В╤Л ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ n ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨╛╨▓ ╨б╨╛╨┤╨╡╤А╨╢╨░╨╜╨╕╨╡

• ╨Ш╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡ ╨║╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ CD
  • ╨Ю ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╨░╨╝
  • ╨Ъ╨░╨║ ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╤Г?
  • ╨Я╤А╨╕╨╝╨╡╤А╤Л ╨╕╨╜╤В╨╡╤А╨╡╤Б╨╛╨▓ CD
  • ╨Ч╨░╨║╨╗╤О╤З╨╡╨╜╨╕╨╡
  • ╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨Ю ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╨░╨╝

╨д╨╛╤А╨╝╤Г╨╗╨░ ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨╛╨╣ ╤Б╤В╨░╨▓╨║╨╕ ╨┐╨╛ CD ╨▓╤Л╨│╨╗╤П╨┤╨╕╤В ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝:

╨Ь = I * ( 1 + i/N )n * N

╨Т ╨║╨╛╤В╨╛╤А╨╛╨╣,

• M — ╨╛╨▒╤Й╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П
• I — ╨╜╨░╤З╨░╨╗╤М╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╨╡╤В╤Б╤П
• ╤П — ╤Д╨╕╨║╤Б╨╕╤А╨╛╨▓╨░╨╜╨╜╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░
• N — ╤З╨░╤Б╤В╨╛╤В╨░ ╨▓╤Л╨┐╨╗╨░╤В╤Л ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓
• n — ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨╛╨▓, ╨╜╨░ ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╤Б╨┤╨╡╨╗╨░╨╜╤Л ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕.

╨Ф╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В (CD) тАФ ╤Н╤В╨╛ ╤В╨╕╨┐ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨│╨╛ ╨┐╤А╨╛╨┤╤Г╨║╤В╨░, ╨╛╨▒╨╛╨╖╨╜╨░╤З╨░╤О╤Й╨╕╨╣ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В ╨Ф╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В ╨Ф╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В (CD) тАФ ╤Н╤В╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╣ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В, ╨▓ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╝ ╨▓╤Л╨┐╤Г╤Б╨║╨░╨╡╨╝╤Л╨╣ ╨▒╨░╨╜╨║╨░╨╝╨╕, ╤В╤А╨╡╨▒╤Г╤О╤Й╨╕╨╣ ╨╛╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓ ╨▒╨╗╨╛╨║╨╕╤А╨╛╨▓╨║╨╕ ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨╜╨░ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╤Л╨╣ ╤Б╤А╨╛╨║ ╨┤╨╗╤П ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╨▓╤Л╤Б╨╛╨║╨╛╨╣ ╨┐╤А╨╕╨▒╤Л╨╗╨╕. ╨Я╨╛ ╤Б╤Г╤В╨╕, ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╨╕ ╤В╤А╨╡╨▒╤Г╤О╤В ╨╛╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓ ╨╛╤В╨║╨╗╨░╨┤╤Л╨▓╨░╤В╤М ╤Б╨▓╨╛╨╕ ╤Б╨▒╨╡╤А╨╡╨╢╨╡╨╜╨╕╤П ╨╕ ╨╛╤Б╤В╨░╨▓╨╗╤П╤В╤М ╨╕╤Е ╨╜╨╡╤В╤А╨╛╨╜╤Г╤В╤Л╨╝╨╕ ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╨╛╨│╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨░ ╨▓╤А╨╡╨╝╨╡╨╜╨╕. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡. ╨н╤В╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╨┐╤А╨╕ ╨║╨╛╤В╨╛╤А╤Л╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А ╨▒╨╗╨╛╨║╨╕╤А╤Г╨╡╤В ╤Б╨▓╨╛╨╕ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░, ╤З╤В╨╛╨▒╤Л ╨╖╨░╤А╨░╨▒╨╛╤В╨░╤В╤М ╨╜╨╡╨╝╨╜╨╛╨│╨╛ ╨▒╨╛╨╗╨╡╨╡ ╨▓╤Л╤Б╨╛╨║╤Г╤О ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Г╤О ╤Б╤В╨░╨▓╨║╤Г, ╤З╨╡╨╝ ╨┤╤А╤Г╨│╨╕╨╡ ╨┐╤А╨╛╨┤╤Г╨║╤В╤Л. ╨Х╤Б╨╗╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╨╡╤В ╨╜╨░ ╨▒╨╛╨╗╨╡╨╡ ╨┤╨╗╨╕╤В╨╡╨╗╤М╨╜╤Л╨╣ ╨┐╨╡╤А╨╕╨╛╨┤, ╨╛╨╜ ╨┐╨╛╨╗╤Г╤З╨╕╤В ╨▒╨╛╨╗╤М╤И╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓, ╤В╨░╨║ ╨║╨░╨║ ╤Б╤В╨░╨▓╨║╨░ ╨▒╤Г╨┤╨╡╤В ╨▓╤Л╤И╨╡.

╨Т╤Л╨┐╨╗╨░╤В╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨│╨╛╨┤╨╛╨▓╨╛╨╣, ╨┐╨╛╨╗╤Г╨│╨╛╨┤╨╛╨▓╨╛╨╣ ╨╕╨╗╨╕ ╨╡╨╢╨╡╨║╨▓╨░╤А╤В╨░╨╗╤М╨╜╨╛╨╣, ╨▓ ╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛╤Б╤В╨╕ ╨╛╤В ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨│╨╛ ╤Г╤З╤А╨╡╨╢╨┤╨╡╨╜╨╕╤П. ╨Э╨╡╨║╨╛╤В╨╛╤А╤Л╨╝╨╕ ╨╕╨╖ ╨╜╨╕╤Е ╤П╨▓╨╗╤П╤О╤В╤Б╤П ╨▒╨░╨╜╨║╨╕, NBFC, ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕, ╨▒╤А╨╛╨║╨╡╤А╤Б╨║╨╕╨╡ ╤Д╨╕╤А╨╝╤Л, ╤Б╤В╤А╨░╤Е╨╛╨▓╤Л╨╡ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ ╨╕ ╤В╤А╨░╤Б╤В╨╛╨▓╤Л╨╡ ╨║╨╛╤А╨┐╨╛╤А╨░╤Ж╨╕╨╕. ╤З╨╕╤В╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╤В╨╡╤А╨╝╨╕╨╜╨╛╨▓. ╨Я╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╤О╤В ╤Б╨╛╨▒╨╛╨╣ ╤Б╨╗╨╛╨╢╨╜╤Л╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л. ╨б╨╗╨╛╨╢╨╜╤Л╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л. ╨б╨╗╨╛╨╢╨╜╤Л╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л тАФ ╤Н╤В╨╛ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л, ╨╜╨░╤З╨╕╤Б╨╗╤П╨╡╨╝╤Л╨╡ ╨╜╨░ ╤Б╤Г╨╝╨╝╤Г ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╣ ╤Б╤Г╨╝╨╝╤Л ╨╕ ╨╛╨▒╤Й╨╡╨╣ ╤Б╤Г╨╝╨╝╤Л ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓, ╨╜╨░╨║╨╛╨┐╨╗╨╡╨╜╨╜╤Л╤Е ╨╜╨░ ╨╜╨╡╨╡ ╨┤╨╛ ╤Б╨╕╤Е ╨┐╨╛╤А. ╨Ю╨╜ ╨╕╨│╤А╨░╨╡╤В ╤А╨╡╤И╨░╤О╤Й╤Г╤О ╤А╨╛╨╗╤М ╨▓ ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╨╕ ╨▒╨╛╨╗╨╡╨╡ ╨▓╤Л╤Б╨╛╨║╨╛╨╣ ╨┐╤А╨╕╨▒╤Л╨╗╨╕ ╨╛╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣. ╨г╨╖╨╜╨░╨╣╤В╨╡ ╨▒╨╛╨╗╤М╤И╨╡, ╨╕ ╤Н╤В╨╛╤В ╨║╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╤А╨░╤Б╤Б╤З╨╕╤В╨░╨╡╤В ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╤Г╤О╤Й╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝ ╨╕ ╨┐╤А╨╡╨┤╨╛╤Б╤В╨░╨▓╨╕╤В ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В ╨▓ ╨▓╨╕╨┤╨╡ ╨╛╨▒╤Й╨╡╨╣ ╤Б╤Г╨╝╨╝╤Л ╨┐╨╛ ╨╕╤Б╤В╨╡╤З╨╡╨╜╨╕╨╕ ╤Б╤А╨╛╨║╨░, ╨▓╨║╨╗╤О╤З╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л.

╨Ъ╨░╨║ ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╤Г?

╨Э╤Г╨╢╨╜╨╛ ╨▓╤Л╨┐╨╛╨╗╨╜╨╕╤В╤М ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╡ ╤И╨░╨│╨╕, ╤З╤В╨╛╨▒╤Л ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨┐╨╛ CD ╨▓╨╝╨╡╤Б╤В╨╡ ╤Б ╨╛╨▒╤Й╨╡╨╣ ╤Б╤Г╨╝╨╝╨╛╨╣ ╨┐╤А╨╕ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╨╕.

╨и╨░╨│ тДЦ 1: ╨Ю╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╨╡ ╨╜╨░╤З╨░╨╗╤М╨╜╤Г╤О ╤Б╤Г╨╝╨╝╤Г, ╨║╨╛╤В╨╛╤А╤Г╤О ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╤В╤М. ╨н╤В╨╛ ╨▒╤Г╨┤╤Г╤В ╨┐╨╡╤А╨▓╨╛╨╜╨░╤З╨░╨╗╤М╨╜╤Л╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕.

╨и╨░╨│ тДЦ 2: ╨Т╤Л╤П╤Б╨╜╨╕╤В╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Г╤О ╤Б╤В╨░╨▓╨║╤Г, ╤Г╨║╨░╨╖╨░╨╜╨╜╤Г╤О ╨▓ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╨╛╨╝ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В╨╡, ╨╕ ╤З╨░╤Б╤В╨╛╤В╤Г ╨╡╨╡ ╨▓╤Л╨┐╨╗╨░╤В╤Л. ╨Ш╨╝╨╡╨╜╨╜╨╛ ╤Б╤В╨╛╨╗╤М╨║╨╛ ╨▒╤Г╨┤╨╡╤В ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╤В╤М╤Б╤П ╤З╨╡╤А╨╡╨╖ ╨│╨╛╨┤, ╨╛╨▒╨╛╨╖╨╜╨░╤З╨╡╨╜╨╜╤Л╨╣ ╨Э.

╨и╨░╨│ тДЦ 3: ╨в╨╡╨┐╨╡╤А╤М ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╨╡ ╨┐╨╡╤А╨╕╨╛╨┤ ╨╕╨╗╨╕ ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨╗╨╡╤В, ╨╜╨░ ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨╜ ╨▒╤Г╨┤╨╡╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜.

╨и╨░╨│ тДЦ 4: ╨а╨░╨╖╨┤╨╡╨╗╨╕╤В╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Г╤О ╤Б╤В╨░╨▓╨║╤Г ╨╜╨░ ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╤А╨░╨╖, ╨║╨╛╨│╨┤╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨▒╤Г╨┤╤Г╤В ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╤В╤М╤Б╤П ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨│╨╛╨┤╨░. ╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨╡╤Б╨╗╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 5% ╨╕ ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╤В╤Б╤П ╤А╨░╨╖ ╨▓ ╨┐╨╛╨╗╨│╨╛╨┤╨░, ╤Н╤В╨╛ ╨╛╨╖╨╜╨░╤З╨░╨╡╤В, ╤З╤В╨╛ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨▒╤Г╨┤╤Г╤В ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╤В╤М╤Б╤П ╨┤╨▓╨░╨╢╨┤╤Л, ╨╕, ╤Б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ ╨▒╤Г╨┤╨╡╤В ╤А╨░╨▓╨╜╨░ 5%/2, ╤З╤В╨╛ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 2,5%.

╨и╨░╨│ тДЦ 5: ╨в╨╡╨┐╨╡╤А╤М ╤Г╨╝╨╜╨╛╨╢╤М╤В╨╡ ╤Б╤Г╨╝╨╝╤Г ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣ ╨╜╨░ ╨┐╤А╨╕╨╝╨╡╨╜╨╕╨╝╤Г╤О ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Г╤О ╤Б╤В╨░╨▓╨║╤Г, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╤П ╨▓╤Л╤И╨╡╤Г╨┐╨╛╨╝╤П╨╜╤Г╤В╤Г╤О ╤Д╨╛╤А╨╝╤Г╨╗╤Г.

╨и╨░╨│ тДЦ 6: ╨Я╨╛╨╗╤Г╤З╨╡╨╜╨╜╨░╤П ╤Ж╨╕╤Д╤А╨░ ╨▒╤Г╨┤╨╡╤В ╤Б╤Г╨╝╨╝╨╛╨╣ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╨╛╨│╨╛ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В╨░, ╨▓╨║╨╗╤О╤З╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л.

.free_excel_div{╤Д╨╛╨╜:#d9d9d9;╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░:16px;╤А╨░╨┤╨╕╤Г╤Б ╨│╤А╨░╨╜╨╕╤Ж╤Л:7px;╨┐╨╛╨╖╨╕╤Ж╨╕╤П:╨╛╤В╨╜╨╛╤Б╨╕╤В╨╡╨╗╤М╨╜╨░╤П;margin:30px;padding:25px 25px 25px 45px}.free_excel_div:before{content:»»;╤Д╨╛╨╜:url(╤Ж╨╡╨╜╤В╤А ╤Ж╨╡╨╜╤В╤А ╨▒╨╡╨╖ ╨┐╨╛╨▓╤В╨╛╤А╨░ #207245;╤И╨╕╤А╨╕╨╜╨░:70px;╨▓╤Л╤Б╨╛╤В╨░:70px;╨┐╨╛╨╖╨╕╤Ж╨╕╤П:╨░╨▒╤Б╨╛╨╗╤О╤В╨╜╨░╤П;╨▓╨╡╤А╤Е:50%;margin-top:-35px;╤Б╨╗╨╡╨▓╨░:-35px;╨│╤А╨░╨╜╨╕╤Ж╨░:5px ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #fff;╨│╤А╨░╨╜╨╕╤Ж╨░-╤А╨░╨┤╨╕╤Г╤Б:50%} ╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Б╨║╨░╤З╨░╤В╤М ╤Н╤В╨╛╤В ╤И╨░╨▒╨╗╨╛╨╜ Excel ╨┤╨╗╤П ╨║╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╤Г ╨╖╨┤╨╡╤Б╤М — ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╤Е ╤Б╤В╨░╨▓╨╛╨║ CD ╨и╨░╨▒╨╗╨╛╨╜ Excel

╨Я╤А╨╕╨╝╨╡╤А╤Л ╨╕╨╜╤В╨╡╤А╨╡╤Б╨╛╨▓ CD

╨Я╤А╨╕╨╝╨╡╤А тДЦ1

JP Morgan and Chase тАФ ╨╛╨┤╨╕╨╜ ╨╕╨╖ ╨▓╨╡╨┤╤Г╤Й╨╕╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╤Е ╨▒╨░╨╜╨║╨╛╨▓ ╨б╨и╨Р. ╨Ю╨╜ ╨╕╨╜╨╕╤Ж╨╕╨╕╤А╨╛╨▓╨░╨╗ ╨╜╨╛╨▓╤Л╨╣ ╨┐╤А╨╛╨┤╤Г╨║╤В ╨▓ ╨▓╨╡╨┤╤А╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╨╛╨│╨╛ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В╨░. ╨Т ╤Б╤Е╨╡╨╝╨╡ ╤Г╨║╨░╨╖╨░╨╜╨╛, ╤З╤В╨╛ ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░, ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨░╤П ╨┤╨╗╤П ╨▓╨╜╨╡╤Б╨╡╨╜╨╕╤П, ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 25 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р, ╨░ ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╨┐╤А╨╛╨┤╨╛╨╗╨╢╨╕╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╤М ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 6 ╨╝╨╡╤Б╤П╤Ж╨╡╨▓. ╨У╨╛╨┤╨╛╨▓╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ ╨┤╨╗╤П ╤Н╤В╨╛╨╣ ╤Б╤Е╨╡╨╝╤Л ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 2,25%, ╨╡╤Б╨╗╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕ ╨▓╨╗╨╛╨╢╨╡╨╜╤Л ╨▒╨╛╨╗╨╡╨╡ ╤З╨╡╨╝ ╨╜╨░ ╨╛╨┤╨╕╨╜ ╨│╨╛╨┤, ╨╕ 1,98% ╨┤╨╗╤П ╨▓╤Б╨╡╤Е ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╛╨▓ ╨╜╨░ ╤Б╤А╨╛╨║ ╨╝╨╡╨╜╨╡╨╡ ╨│╨╛╨┤╨░. ╨Я╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨▒╤Г╨┤╤Г╤В ╨╜╨░╤З╨╕╤Б╨╗╤П╤В╤М╤Б╤П ╤А╨░╨╖ ╨▓ ╨┐╨╛╨╗╨│╨╛╨┤╨░.

╨Я╤А╨╡╨┤╨┐╨╛╨╗╨╛╨╢╨╕╨╝, ╤З╤В╨╛ ╨║╤В╨╛-╤В╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╨╡╤В ╨▓ ╤Н╤В╤Г ╤Б╤Е╨╡╨╝╤Г ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨┤╨▓╤Г╤Е ╨╗╨╡╤В; ╤В╨╛╨│╨┤╨░ ╨║╨░╨║╨╛╨▓╨░ ╨▒╤Г╨┤╨╡╤В ╤Б╤Г╨╝╨╝╨░, ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╜╨░╤П ╨┐╤А╨╕ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╨╕?

╨а╨╡╤И╨╡╨╜╨╕╨╡:

╨Э╨░╨╝ ╨┤╨░╤О╤В╤Б╤П ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╡ ╨┤╨╡╤В╨░╨╗╨╕:

Sr NoParticularsAmount1 ╨б╤Г╨╝╨╝╨░ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣ $25,000.002╨Я╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░2,25%3╨з╨░╤Б╤В╨╛╤В╨░ ╨▓ ╨╝╨╡╤Б╤П╤Ж╨░╤Е╨Я╨╛╨╗╤Г╨│╨╛╨┤╨╛╨▓╨░╤П4╨з╨░╤Б╤В╨╛╤В╨░ ╨▓ ╤Ж╨╕╤Д╤А╨░╤Е25n тАУ ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨╛╨▓ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╤П2

• ╤П = 25000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓
• i = ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 2,25% ╨╕ ╨┐╤А╨╕╨╝╨╡╨╜╤П╨╡╤В╤Б╤П ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ 2 ╨╗╨╡╤В.
• N = ╨┐╨╡╤А╨╕╨╛╨┤╨╕╤З╨╜╨╛╤Б╤В╤М ╤А╨░╨╖ ╨▓ ╨┐╨╛╨╗╨│╨╛╨┤╨░, ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨▒╤Г╨┤╤Г╤В ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╤В╤М╤Б╤П ╨┤╨▓╨░ ╤А╨░╨╖╨░ ╨▓ ╨│╨╛╨┤.
• n = ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨╗╨╡╤В, ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨║╨╛╤В╨╛╤А╤Л╤Е ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╨╡╤В╤Б╤П ╨╛╤Б╤Г╤Й╨╡╤Б╤В╨▓╨╕╤В╤М ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╨▓ ╨┤╨░╨╜╨╜╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╤Н╤В╨╛ 2 ╨│╨╛╨┤╨░.

╨в╨╡╨┐╨╡╤А╤М ╨╝╤Л ╨╝╨╛╨╢╨╡╨╝ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╤Г╤О ╨╜╨╕╨╢╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Г ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╤Б╤Г╨╝╨╝╤Л ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П.

╨Ь = I * ( 1 + i/N )n * N

• = 25 000 * (1 + 2,25%/2)2 ╤Е 2
• = 26 144,13 ╨┤╨╛╨╗╨╗. ╨б╨и╨Р

╨б╤Г╨╝╨╝╨░ ╤Б╨╗╨╛╨╢╨╜╤Л╤Е ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓

• = 26┬а144,13┬атАУ 25┬а000┬а╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р
• = 1144,13 ╨┤╨╛╨╗╨╗. ╨б╨и╨Р

╨Я╤А╨╕╨╝╨╡╤А #2

╨в╤А╨╕ ╨▒╨░╨╜╨║╨░ ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╤О╤В ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╨╕ ╤Б ╨╛╨│╤А╨░╨╜╨╕╤З╨╡╨╜╨╜╤Л╨╝ ╤Б╤А╨╛╨║╨╛╨╝ ╨┤╨╡╨╣╤Б╤В╨▓╨╕╤П, ╨╕ ╨│-╨╜ X ╤Е╨╛╤З╨╡╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╤В╤М 89 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨▓ ╤В╨╛╤В, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╤В ╨╜╨░╨╕╨▒╨╛╨╗╤М╤И╤Г╤О ╤Б╤Г╨╝╨╝╤Г ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П.

╨С╨░╨╜╨║ I╨С╨░╨╜╨║ I╤П╨С╨░╨╜╨║ III╨а╨░╨╖╤А╨╡╤И╨╡╨╜╨╜╤Л╨╣ ╨┐╨╡╤А╨╕╨╛╨┤2 ╨│╨╛╨┤╨░2 ╨│╨╛╨┤╨░1 ╨│╨╛╨┤ ╨╕ 6 ╨╝╨╡╤Б╤П╤Ж╨╡╨▓╨Я╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░4,50%5,00%6,00%╨Т╤Л╨┐╨╗╨░╤В╨░ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓╨Х╨╢╨╡╨║╨▓╨░╤А╤В╨░╨╗╤М╨╜╨╛╨Х╨╢╨╡╨│╨╛╨┤╨╜╨╛╨Я╨╛╨╗╤Г╨│╨╛╨┤╨╛╨▓╨╛

╨Ю╤Б╨╜╨╛╨▓╤Л╨▓╨░╤П╤Б╤М ╨╜╨░ ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╣ ╨▓╤Л╤И╨╡ ╨╕╨╜╤Д╨╛╤А╨╝╨░╤Ж╨╕╨╕, ╨▓╤Л ╨┤╨╛╨╗╨╢╨╜╤Л ╨┐╨╛╤Б╨╛╨▓╨╡╤В╨╛╨▓╨░╤В╤М ╨│-╨╜╤Г ╨е, ╨║╤Г╨┤╨░ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╤В╤М, ╤З╤В╨╛╨▒╤Л ╨┐╨╛╨╗╤Г╤З╨╕╤В╤М ╨╝╨░╨║╤Б╨╕╨╝╨░╨╗╤М╨╜╤Г╤О ╤Б╤Г╨╝╨╝╤Г ╨║ ╨╝╨╛╨╝╨╡╨╜╤В╤Г ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П.

╨а╨╡╤И╨╡╨╜╨╕╨╡:

╨С╨Р╨Э╨Ъ I

• ╨п = 89 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓
• i = ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 4,50% ╨╕ ╨┐╤А╨╕╨╝╨╡╨╜╤П╨╡╤В╤Б╤П ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ 2 ╨╗╨╡╤В.
• N = ╤З╨░╤Б╤В╨╛╤В╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╨╖╨┤╨╡╤Б╤М ╨╡╨╢╨╡╨║╨▓╨░╤А╤В╨░╨╗╤М╨╜╨╛; ╤Б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╨▓╤Л╨┐╨╗╨░╤В╨░ ╨▒╤Г╨┤╨╡╤В 4
• n = ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨╗╨╡╤В, ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨║╨╛╤В╨╛╤А╤Л╤Е ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╤Б╨┤╨╡╨╗╨░╨╜╤Л ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╨╖╨┤╨╡╤Б╤М ╤Н╤В╨╛ 2 ╨│╨╛╨┤╨░.

╨в╨╡╨┐╨╡╤А╤М ╨╝╤Л ╨╝╨╛╨╢╨╡╨╝ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╤Г╤О ╨╜╨╕╨╢╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Г ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╤Б╤Г╨╝╨╝╤Л ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П.

╨Ь = I * ( 1 + i/N )n * N

• = 89 000 ╤Е (1 + 4,50 / (4 ╤Е 100))4 ╤Е 2
• = 97 332,59

╨б╤Г╨╝╨╝╨░ ╤Б╨╗╨╛╨╢╨╜╤Л╤Е ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓

• = 97 332,59 тАУ 89 000
• = 8 332,59

╨С╨Р╨Э╨Ъ II

• ╨п = 89 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓
• i = ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 5,00% ╨╕ ╨┐╤А╨╕╨╝╨╡╨╜╤П╨╡╤В╤Б╤П ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ 2 ╨╗╨╡╤В.
• N = ╨з╨░╤Б╤В╨╛╤В╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╨╡╨╢╨╡╨│╨╛╨┤╨╜╨╛ ╨╖╨┤╨╡╤Б╤М; ╨╖╨╜╨░╤З╨╕╤В ╨▒╤Г╨┤╨╡╤В 1
• n = ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨╗╨╡╤В, ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨║╨╛╤В╨╛╤А╤Л╤Е ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╤Б╨┤╨╡╨╗╨░╨╜╤Л ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╨╖╨┤╨╡╤Б╤М ╤Н╤В╨╛ 2 ╨│╨╛╨┤╨░.

╨в╨╡╨┐╨╡╤А╤М ╨╝╤Л ╨╝╨╛╨╢╨╡╨╝ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╤Г╤О ╨╜╨╕╨╢╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Г ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╤Б╤Г╨╝╨╝╤Л ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П.

╨Ь = I * ( 1 + i/N )n * N

• = 89 000 ╤Е (1 + 5,00 / (1 ╤Е 100)) 1 ╤Е 2
• = 98 122,50

╨б╤Г╨╝╨╝╨░ ╤Б╨╗╨╛╨╢╨╜╤Л╤Е ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓

• = 98 122,50 тАУ 89 000
• = 9 122,50

╨С╨Р╨Э╨Ъ III

• ╨п = 89 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓
• i = ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 6,00% ╨╕ ╨┐╤А╨╕╨╝╨╡╨╜╤П╨╡╤В╤Б╤П ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ 1 ╨│╨╛╨┤╨░ ╨╕ 6 ╨╝╨╡╤Б╤П╤Ж╨╡╨▓.
• N = ╤З╨░╤Б╤В╨╛╤В╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╨╖╨┤╨╡╤Б╤М ╤А╨░╨╖ ╨▓ ╨┐╨╛╨╗╨│╨╛╨┤╨░, ╤Б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, ╨▒╤Г╨┤╨╡╤В 6
• n = ╨║╨╛╨╗╨╕╤З╨╡╤Б╤В╨▓╨╛ ╨╗╨╡╤В, ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨║╨╛╤В╨╛╤А╤Л╤Е ╨┤╨╛╨╗╨╢╨╜╤Л ╨▒╤Л╤В╤М ╤Б╨┤╨╡╨╗╨░╨╜╤Л ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╤З╤В╨╛ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╨╖╨┤╨╡╤Б╤М 1 ╨│╨╛╨┤ ╨╕ 6 ╨╝╨╡╤Б╤П╤Ж╨╡╨▓.

╨в╨╡╨┐╨╡╤А╤М ╨╝╤Л ╨╝╨╛╨╢╨╡╨╝ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╤Г╤О ╨╜╨╕╨╢╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Г ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╤Б╤Г╨╝╨╝╤Л ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П.

╨Ь = I * ( 1 + i/N )n * N

• = 89 000 ╤Е (1 + 6,00 / (2 ╤Е 100)) 1,5 ╤Е 2
• = 97 252,70

╨б╤Г╨╝╨╝╨░ ╤Б╨╗╨╛╨╢╨╜╤Л╤Е ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓

• = 97 252,70 тАУ 89 000
• = 8 252,70

╨б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, ╨│-╨╜ X ╨┤╨╛╨╗╨╢╨╡╨╜ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╤В╤М ╨▓ CD ╨С╨░╨╜╨║╨░ II, ╤В╨░╨║ ╨║╨░╨║ ╤Н╤В╨╛ ╨╝╨░╨║╤Б╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░, ╨┐╤А╨╡╨┤╨╛╤Б╤В╨░╨▓╨╗╨╡╨╜╨╜╨░╤П ╨╡╨╝╤Г ╨┐╨╛ ╨╕╤Б╤В╨╡╤З╨╡╨╜╨╕╨╕ ╤Б╤А╨╛╨║╨░.

╨Ч╨░╨║╨╗╤О╤З╨╡╨╜╨╕╨╡

╨н╤В╨╛╤В ╨║╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╨╝╨╛╨╢╨╡╤В ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╤Б╤Г╨╝╨╝╤Г ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨┐╤А╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╨╕ ╨▓ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╨╡╤В ╨▒╨╛╨╗╨╡╨╡ ╨▒╨╡╨╖╨╛╨┐╨░╤Б╨╜╤Л╨╡ ╨╕ ╨║╨╛╨╜╤Б╨╡╤А╨▓╨░╤В╨╕╨▓╨╜╤Л╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╤З╨╡╨╝ ╨░╨║╤Ж╨╕╨╕ ╨╕ ╨▒╨░╨╜╨║╨╕. ╨а╨╛╤Б╤В╨░ ╨╜╨╡╤В, ╨╜╨╛ ╨╛╨╜ ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╨╡╤В ╨│╨░╤А╨░╨╜╤В╨╕╤А╨╛╨▓╨░╨╜╨╜╤Г╤О ╨┐╤А╨╕╨▒╤Л╨╗╤М.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨╛ ╨▒╤Л╨╗╨╛ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨┐╨╛ ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А╤Г ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨┐╨╛ ╨║╨╛╨╝╨┐╨░╨║╤В-╨┤╨╕╤Б╨║╨░╨╝. ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╨╡╨╝ ╨▓╨░╨╝ ╨║╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╨╝╤Л╨╣ ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╤Б╤Г╨╝╨╝╤Л ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨┐╤А╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╨╕ ╨▓ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╜╤Л╨╣ ╤Б╨╡╤А╤В╨╕╤Д╨╕╨║╨░╤В, ╨░ ╤В╨░╨║╨╢╨╡ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨┐╤А╨╕╨╝╨╡╤А╨╛╨▓. ╨Т╤Л ╤В╨░╨║╨╢╨╡ ╨╝╨╛╨╢╨╡╤В╨╡ ╨╛╨╖╨╜╨░╨║╨╛╨╝╨╕╤В╤М╤Б╤П ╤Б╨╛ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝╨╕ ╨┐╨╛╨╗╨╡╨╖╨╜╤Л╨╝╨╕ ╤Б╤В╨░╤В╤М╤П╨╝╨╕ тАУ

• ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╤Б╤А╨░╨▓╨╜╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨╛╨▓
• ╨Ю╤Б╨╜╨╛╨▓╤Л ╨║╨╛╨╝╨┐╨░╤Г╨╜╨┤╨╕╤А╨╛╨▓╨░╨╜╨╕╤П
• ╨в╨░╨▒╨╡╨╗╤М ╤Г╤З╨╡╤В╨░ ╤А╨░╨▒╨╛╤З╨╡╨│╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╕ ╨▓ Excel
• ╨Ю╤Б╨╜╨╛╨▓╤Л ╨║╨╛╨╜╤В╤А╨░╨║╤В╨░ ╨╜╨░ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕