╨д╨╛╤А╨╝╤Г╨╗╨░ ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓

╨д╨╛╤А╨╝╤Г╨╗╨░ ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╨╖╨░╨┐╨░╤Б╨╛╨▓

╨Ъ╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╤З╨░╤Б╤В╨╕ ╨╛╨▒╤Й╨╡╨╣ ╤Б╤Г╨╝╨╝╤Л ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Г╤О ╨║╨╛╨╝╨╝╨╡╤А╤З╨╡╤Б╨║╨╕╨╡ ╨▒╨░╨╜╨║╨╕ ╨╛╨▒╤П╨╖╨░╨╜╤Л ╤Е╤А╨░╨╜╨╕╤В╤М ╨▓ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╡ ╨▓ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨╝ ╤А╨╡╨╖╨╡╤А╨▓╨╡, ╨╕ ╨╛╨╜╨░ ╨╜╨╡ ╨▒╤Г╨┤╨╡╤В ╨┤╨╛╤Б╤В╤Г╨┐╨╜╨░ ╨┤╨╗╤П ╨║╨░╨║╨╛╨│╨╛-╨╗╨╕╨▒╨╛ ╨║╨╛╨╝╨╝╨╡╤А╤З╨╡╤Б╨║╨╛╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨╛╨▓╨░╨╜╨╕╤П. ╨в╤А╨╡╨▒╨╛╨▓╨░╨╜╨╕╨╡ ╨║ ╨╜╨╛╤А╨╝╨╡ ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В╤Б╤П ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╝ ╨▒╨░╨╜╨║╨╛╨╝ ╤Б╤В╤А╨░╨╜╤Л, ╤В╨░╨║╨╕╨╝ ╨║╨░╨║ ╨д╨╡╨┤╨╡╤А╨░╨╗╤М╨╜╨░╤П ╤А╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╤Б╨╕╤Б╤В╨╡╨╝╨░ ╨▓ ╤Б╨╗╤Г╤З╨░╨╡ ╨б╨╛╨╡╨┤╨╕╨╜╨╡╨╜╨╜╤Л╤Е ╨и╤В╨░╤В╨╛╨▓. ╨а╨░╤Б╤З╨╡╤В ╨┤╨╗╤П ╨▒╨░╨╜╨║╨░ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨┐╨╛╨╗╤Г╤З╨╡╨╜ ╨┐╤Г╤В╨╡╨╝ ╨┤╨╡╨╗╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨│╨╛ ╤А╨╡╨╖╨╡╤А╨▓╨░, ╤Е╤А╨░╨╜╤П╤Й╨╡╨│╨╛╤Б╤П ╨▓ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╡, ╨╜╨░ ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л, ╨╕ ╨╛╨╜ ╨▓╤Л╤А╨░╨╢╨░╨╡╤В╤Б╤П ╨▓ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨░╤Е.

╨д╨╛╤А╨╝╤Г╨╗╨░ ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╨╡╨╜╨░ тАЛтАЛтАЛтАЛ╨▓ ╨▓╨╕╨┤╨╡,

╨Ъ╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╤А╨╡╨╖╨╡╤А╨▓╨░ = ╨а╨╡╨╖╨╡╤А╨▓, ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╨╡╨╝╤Л╨╣ ╨ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╝ ╨▒╨░╨╜╨║╨╛╨╝ / ╨С╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л * 100%

╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡

• ╨д╨╛╤А╨╝╤Г╨╗╨░ ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╨╖╨░╨┐╨░╤Б╨╛╨▓
  • ╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Л ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓
  • ╨Я╤А╨╕╨╝╨╡╤А╤Л ╤Д╨╛╤А╨╝╤Г╨╗╤Л ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ (╤Б ╤И╨░╨▒╨╗╨╛╨╜╨╛╨╝ Excel)
    • ╨Я╤А╨╕╨╝╨╡╤А тДЦ1
    • ╨Я╤А╨╕╨╝╨╡╤А #2
    • ╨Я╤А╨╕╨╝╨╡╤А тДЦ3
  • ╨Р╨║╤В╤Г╨░╨╗╤М╨╜╨╛╤Б╤В╤М ╨╕ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡
  • ╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╤Л ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓

╨а╨░╤Б╤З╨╡╤В ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╨╝╨╛╨╢╨╜╨╛ ╨▓╤Л╨┐╨╛╨╗╨╜╨╕╤В╤М, ╨▓╤Л╨┐╨╛╨╗╨╜╨╕╨▓ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╡ ╨┤╨╡╨╣╤Б╤В╨▓╨╕╤П:

1. ╨Ю╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╤М ╤Б╤Г╨╝╨╝╤Г ╤А╨╡╨╖╨╡╤А╨▓╨░

   ╨Т╨╛-╨┐╨╡╤А╨▓╤Л╤Е, ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╨╡ ╤Б╤Г╨╝╨╝╤Г ╤А╨╡╨╖╨╡╤А╨▓╨░, ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╨╡╨╝╨╛╨│╨╛ ╨▒╨░╨╜╨║╨╛╨╝, ╨▓ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╡, ╨╕ ╨╛╨╜╨░ ╨▒╤Г╨┤╨╡╤В ╨╗╨╡╨│╨║╨╛ ╨┤╨╛╤Б╤В╤Г╨┐╨╜╨░ ╨▓ ╤А╨░╤Б╨║╤А╤Л╤В╨╕╨╕ ╨╕╨╜╤Д╨╛╤А╨╝╨░╤Ж╨╕╨╕, ╨╛╨┐╤Г╨▒╨╗╨╕╨║╨╛╨▓╨░╨╜╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╛╨╝.

2. ╨Ю╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╤М ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л

   ╨Ф╨░╨╗╨╡╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╨╡ ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л, ╨┐╤А╨╕╨▓╨╗╨╡╤З╨╡╨╜╨╜╤Л╨╡ ╨▒╨░╨╜╨║╨╛╨╝. ╨Ю╨╜ ╤В╨░╨║╨╢╨╡ ╨╕╨╖╨▓╨╡╤Б╤В╨╡╨╜ ╨║╨░╨║ ╤З╨╕╤Б╤В╤Л╨╣ ╤Б╨┐╤А╨╛╤Б ╨╕ ╨▓╤А╨╡╨╝╨╡╨╜╨╜╤Л╨╡ ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨░.

3. ╨а╨░╤Б╤З╨╡╤В ╨┤╨╗╤П ╨▒╨░╨╜╨║╨░

   ╨Э╨░╨║╨╛╨╜╨╡╤Ж, ╤А╨░╤Б╤З╨╡╤В ╨┤╨╗╤П ╨▒╨░╨╜╨║╨░ ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╨╕╤В╤Б╤П ╨┐╤Г╤В╨╡╨╝ ╨┤╨╡╨╗╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨│╨╛ ╤А╨╡╨╖╨╡╤А╨▓╨░, ╤Е╤А╨░╨╜╤П╤Й╨╡╨│╨╛╤Б╤П ╨▓ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╡ (╤Н╤В╨░╨┐ 1), ╨╜╨░ ╤З╨╕╤Б╤В╤Л╨╣ ╤Б╨┐╤А╨╛╤Б ╨╕ ╨▓╤А╨╡╨╝╨╡╨╜╨╜╤Л╨╡ ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨░ (╤Н╤В╨░╨┐ 2), ╨░ ╨╖╨░╤В╨╡╨╝ ╤Г╨╝╨╜╨╛╨╢╨╡╨╜╨╕╤П ╨╜╨░ 100%, ╨║╨░╨║ ╨┐╨╛╨║╨░╨╖╨░╨╜╨╛ ╨╜╨╕╨╢╨╡.

   ╨д╨╛╤А╨╝╤Г╨╗╨░ ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ = ╨а╨╡╨╖╨╡╤А╨▓, ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╨╡╨╝╤Л╨╣ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╝ ╨▒╨░╨╜╨║╨╛╨╝ / ╨С╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л * 100%

╨Я╤А╨╕╨╝╨╡╤А╤Л ╤Д╨╛╤А╨╝╤Г╨╗╤Л ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ (╤Б ╤И╨░╨▒╨╗╨╛╨╜╨╛╨╝ Excel)

╨Ф╨░╨▓╨░╨╣╤В╨╡ ╤А╨░╤Б╤Б╨╝╨╛╤В╤А╨╕╨╝ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨┐╤А╨╛╤Б╤В╤Л╤Е ╨╕ ╤Б╨╗╨╛╨╢╨╜╤Л╤Е ╨┐╤А╨╕╨╝╨╡╤А╨╛╨▓, ╤З╤В╨╛╨▒╤Л ╨╗╤Г╤З╤И╨╡ ╨┐╨╛╨╜╤П╤В╤М ╨╕╤Е. ╨┤╨╛ {╨║╨╛╨╜╤В╨╡╨╜╤В╨░:»»;╤Д╨╛╨╜:URL(╨┐╨╛ ╤Ж╨╡╨╜╤В╤А╤Г ╨▒╨╡╨╖ ╨┐╨╛╨▓╤В╨╛╤А╨░ #207245;╤И╨╕╤А╨╕╨╜╨░:70px;╨▓╤Л╤Б╨╛╤В╨░:70px;╨┐╨╛╨╖╨╕╤Ж╨╕╤П:╨░╨▒╤Б╨╛╨╗╤О╤В╨╜╨░╤П;╤Б╨▓╨╡╤А╤Е╤Г:50%;╨╛╤В╤Б╤В╤Г╨┐-╤Б╨▓╨╡╤А╤Е╤Г:-35px;╤Б╨╗╨╡╨▓╨░:-35px;╨│╤А╨░╨╜╨╕╤Ж╨░: 5px ╤Б╨┐╨╗╨╛╤И╨╜╨╛╨╣ #fff;╨│╤А╨░╨╜╨╕╤Ж╨░-╤А╨░╨┤╨╕╤Г╤Б:50%}

╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Б╨║╨░╤З╨░╤В╤М ╤Н╤В╨╛╤В ╤И╨░╨▒╨╗╨╛╨╜ Excel ╤Б ╤Д╨╛╤А╨╝╤Г╨╗╨╛╨╣ ╤Б╨╛╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ ╨╖╨┤╨╡╤Б╤М тАУ ╨д╨╛╤А╨╝╤Г╨╗╨░ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ ╨и╨░╨▒╨╗╨╛╨╜ Excel

╨Я╤А╨╕╨╝╨╡╤А тДЦ1

╨Т╨╛╨╖╤М╨╝╨╡╨╝ ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨┐╤А╨╕╨╝╨╡╤А╨░ XYZ Bank Ltd, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡╨┤╨░╨▓╨╜╨╛ ╨▒╤Л╨╗ ╨╖╨░╤А╨╡╨│╨╕╤Б╤В╤А╨╕╤А╨╛╨▓╨░╨╜ ╨║╨░╨║ ╨▒╨░╨╜╨║ ╨▓ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╡. ╨С╨░╨╜╨║ ╤Е╨╛╤З╨╡╤В ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╤М ╨┐╨╛╤В╤А╨╡╨▒╨╜╨╛╤Б╤В╤М ╨▓ ╨╜╨░╨╗╨╕╤З╨╜╤Л╤Е ╤А╨╡╨╖╨╡╤А╨▓╨░╤Е. ╨в╤А╨╡╨▒╨╛╨▓╨░╨╜╨╕╨╡ ╨║ ╤А╨╡╨╖╨╡╤А╨▓╤Г ╨в╤А╨╡╨▒╨╛╨▓╨░╨╜╨╕╨╡ ╨║ ╤А╨╡╨╖╨╡╤А╨▓╤Г тАФ ╤Н╤В╨╛ ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨╗╨╕╨║╨▓╨╕╨┤╨╜╤Л╤Е ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▓ ╨┐╤А╨╛╨┐╨╛╤А╤Ж╨╕╨╕ ╨║ ╨╛╨▒╤Й╨╡╨╝╤Г ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Г, ╨║╨╛╤В╨╛╤А╤Г╤О ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╤Е╤А╨░╨╜╨╕╤В╤М ╨╗╨╕╨▒╨╛ ╨▓ ╨▒╨░╨╜╨║╨╡, ╨╗╨╕╨▒╨╛ ╨┤╨╡╨┐╨╛╨╜╨╕╤А╨╛╨▓╨░╤В╤М ╨▓ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨╝ ╨▒╨░╨╜╨║╨╡ ╤В╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╤З╤В╨╛╨▒╤Л ╨▒╨░╨╜╨║ ╨╜╨╡ ╨╝╨╛╨│ ╨┐╨╛╨╗╤Г╤З╨╕╤В╤М ╨║ ╨╜╨╡╨╣ ╨┤╨╛╤Б╤В╤Г╨┐. ╤Н╤В╨╛ ╨┤╨╗╤П ╨╗╤О╨▒╨╛╨│╨╛ ╨▒╨╕╨╖╨╜╨╡╤Б╨░ ╨╕╨╗╨╕ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨╣ ╨┤╨╡╤П╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╨╕. ╨┐╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡, ╨╡╤Б╨╗╨╕ ╤В╨╡╨║╤Г╤Й╨░╤П ╨╜╨╛╤А╨╝╨░ ╤А╨╡╨│╤Г╨╗╨╕╤А╤Г╨╡╨╝╤Л╤Е ╤А╨╡╨╖╨╡╤А╨▓╨╛╨▓ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 4%. ╨С╨░╨╜╨║ ╨╕╨╝╨╡╨╡╤В ╤З╨╕╤Б╤В╤Л╨╣ ╤Б╨┐╤А╨╛╤Б ╨╕ ╤Б╤А╨╛╤З╨╜╤Л╨╡ ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨░ ╨▓ ╤А╨░╨╖╨╝╨╡╤А╨╡ 2 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓.

• ╨Ф╨░╨╜╨╛, ╤А╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╨╜╨╛╤А╨╝╨░ = 4%
• ╨С╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л = 2 000 000 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р

╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╤А╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М╤Б╤П XYZ Bank Ltd, ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╤А╨░╤Б╤Б╤З╨╕╤В╨░╨╜ ╨┐╨╛ ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╣ ╨▓╤Л╤И╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╨╡ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝:

= 4% * 2 000 000 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р

╨а╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М = 80 000 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р ╨╕╨╗╨╕ 80 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р.

╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, XYZ Bank Ltd ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╨╣ ╤А╨╡╨╖╨╡╤А╨▓ ╨▓ ╤А╨░╨╖╨╝╨╡╤А╨╡ 80 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨▓ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╕ ╤Б ╨┐╤А╨░╨▓╨╕╨╗╨░╨╝╨╕ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨│╨╛ ╨▒╨░╨╜╨║╨░.

╨Я╤А╨╕╨╝╨╡╤А #2

╨Т╨╛╨╖╤М╨╝╨╡╨╝ ╨┐╤А╨╕╨╝╨╡╤А, ╨║╨╛╨│╨┤╨░ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║ ╤А╨╡╤И╨╕╨╗ ╨╛╨▒╤Г╨╖╨┤╨░╤В╤М ╨┤╨╡╨╜╨╡╨╢╨╜╤Г╤О ╨╝╨░╤Б╤Б╤Г ╨┤╨╗╤П ╨╜╨░╤Б╨╡╨╗╨╡╨╜╨╕╤П, ╨┐╨╛╨▓╤Л╤Б╨╕╨▓ ╨╜╨╛╤А╨╝╤Г ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╤Б 4% ╨┤╨╛ 5%. ╨Э╨╛ ╤Б╨╜╨░╤З╨░╨╗╨░ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╨╡ ╨┤╨╛╨┐╨╛╨╗╨╜╨╕╤В╨╡╨╗╤М╨╜╤Л╨╣ ╤А╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ XYZ Bank Ltd ╨┤╨╛╨╗╨╢╨╡╨╜ ╨▒╤Г╨┤╨╡╤В ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М ╨▓ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╕ ╤Б ╨╜╨╛╨▓╤Л╨╝ ╤А╨╡╨╢╨╕╨╝╨╛╨╝.

• ╨г╤З╨╕╤В╤Л╨▓╨░╤П, ╨Э╨╛╨▓╤Л╨╣ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П = 5%
• ╨С╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л = 2 000 000 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р

╨б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, ╨┐╨╡╤А╨╡╤Б╨╝╨╛╤В╤А╨╡╨╜╨╜╤Л╨╣ ╤А╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М╤Б╤П XYZ Bank Ltd, ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╤А╨░╤Б╤Б╤З╨╕╤В╨░╨╜ ╨┐╨╛ ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╣ ╨▓╤Л╤И╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╨╡ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝:

= 5% * 2 000 000 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р

╨а╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М = 100 000 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р ╨╕╨╗╨╕ 100 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р.

╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║ ╤Д╨╛╨║╤Г╤Б╨╕╤А╤Г╨╡╤В╤Б╤П ╨╜╨░ ╤Б╨┤╨╡╤А╨╢╨╕╨▓╨░╤О╤Й╨╡╨╣ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨╛╨╣ ╨┐╨╛╨╗╨╕╤В╨╕╨║╨╡, XYZ bank ltd. ╨╛╨▒╤П╨╖╨░╨╜ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М ╨┤╨╛╨┐╨╛╨╗╨╜╨╕╤В╨╡╨╗╤М╨╜╤Л╨╡ 20 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р (= 100 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р тАУ 80 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р) ╨▓ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨╝ ╤А╨╡╨╖╨╡╤А╨▓╨╡ ╨┤╨╗╤П ╤Б╨╛╨▒╨╗╤О╨┤╨╡╨╜╨╕╤П ╨╜╨╛╨▓╨╛╨│╨╛ ╤А╨╡╨╢╨╕╨╝╨░.

╨Я╤А╨╕╨╝╨╡╤А тДЦ3

╨Т╨╛╨╖╤М╨╝╨╡╨╝ ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨┐╤А╨╕╨╝╨╡╤А╨░ ╨│╨╛╨┤╨╛╨▓╨╛╨╣ ╨╛╤В╤З╨╡╤В Bank of America ╨╖╨░ 2018 ╨│╨╛╨┤. ╨б╨╛╨│╨╗╨░╤Б╨╜╨╛ ╨│╨╛╨┤╨╛╨▓╨╛╨╝╤Г ╨╛╤В╤З╨╡╤В╤Г, ╨┐╨╛ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╤О ╨╜╨░ 31 ╨┤╨╡╨║╨░╨▒╤А╤П 2018 ╨│╨╛╨┤╨░ ╨╛╨▒╤Й╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨╛╨▓ ╨▒╨░╨╜╨║╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╗╨░ 1 381,48 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓. ╨е╨╛╤В╤П Bank of America ╨┐╨╛╨┤╨╗╨╡╨╢╨╕╤В ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╨╜╨╛╨╝╤Г ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤О ╨▓ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╤А╨╡╨│╨╕╨╛╨╜╨░╤Е, ╨┤╨╗╤П ╨┐╤А╨╛╤Б╤В╨╛╤В╤Л ╤А╨░╤Б╤З╨╡╤В╨░, ╨╝╤Л ╨▒╤Г╨┤╨╡╨╝ ╤Г╤З╨╕╤В╤Л╨▓╨░╤В╤М ╤А╨╡╨╖╨╡╤А╨▓╨╜╤Л╨╡ ╤В╤А╨╡╨▒╨╛╨▓╨░╨╜╨╕╤П ╨д╨╡╨┤╨╡╤А╨░╨╗╤М╨╜╨╛╨╣ ╤А╨╡╨╖╨╡╤А╨▓╨╜╨╛╨╣ ╤Б╨╕╤Б╤В╨╡╨╝╤Л ╨▓ ╤Н╤В╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡, ╤В. ╨╡. 10%. ╨Ю╨┐╤А╨╡╨┤╨╡╨╗╨╕╤В╨╡ ╤А╨╡╨╖╨╡╤А╨▓ ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▒╨░╨╜╨║╨░ ╨╜╨░ 2018 ╨│╨╛╨┤.

• ╨Ф╨░╨╜╨╛, ╤А╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╨╜╨╛╤А╨╝╨░ = 10%
• ╨С╨░╨╜╨║╨╛╨▓╤Б╨║╨╕╨╡ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л = 1 381,48 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓.

╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╤А╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М╤Б╤П Bank of America ╨╜╨░ 2018 ╨│╨╛╨┤, ╨╝╨╛╨╢╨╜╨╛ ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨┐╨╛ ╨┐╤А╨╕╨▓╨╡╨┤╨╡╨╜╨╜╨╛╨╣ ╨▓╤Л╤И╨╡ ╤Д╨╛╤А╨╝╤Г╨╗╨╡ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝:

= 10% * 1 381,48 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓.

╨а╨╡╨╖╨╡╤А╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М = 138,15 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓.

╨Я╨╛╤Н╤В╨╛╨╝╤Г Bank of America ╨┤╨╛╨╗╨╢╨╡╨╜ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╨╣ ╤А╨╡╨╖╨╡╤А╨▓ ╨▓ ╤А╨░╨╖╨╝╨╡╤А╨╡ 138,15 ╨╝╨╗╤А╨┤ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨╜╨░ 2018 ╨│╨╛╨┤ ╨▓ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╕ ╤Б ╨┐╤А╨░╨▓╨╕╨╗╨░╨╝╨╕ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╨╛╨│╨╛ ╨▒╨░╨╜╨║╨░. ╨н╤В╨╛ ╨▓╨┐╨╛╨╗╨╜╨╡ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╤Г╨╡╤В ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╝ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╨░╨╝ ╨▓ ╨д╨╡╨┤╨╡╤А╨░╨╗╤М╨╜╨╛╨╣ ╤А╨╡╨╖╨╡╤А╨▓╨╜╨╛╨╣ ╤Б╨╕╤Б╤В╨╡╨╝╨╡, ╨╜╨╡╨░╨╝╨╡╤А╨╕╨║╨░╨╜╤Б╨║╨╕╤Е ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╤Е ╨▒╨░╨╜╨║╨░╤Е ╨╕ ╨┤╤А╤Г╨│╨╕╤Е ╨▒╨░╨╜╨║╨░╤Е ╨▓ ╤А╨░╨╖╨╝╨╡╤А╨╡ 148,34 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨▓ ╤А╨░╨╖╨┤╨╡╨╗╨╡ ┬л╨Ф╨╡╨╜╨╡╨╢╨╜╤Л╨╡ ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨╕ ╨╕╤Е ╤Н╨║╨▓╨╕╨▓╨░╨╗╨╡╨╜╤В╤Л┬╗ ╨▒╨░╨╗╨░╨╜╤Б╨░ Bank of America.

╨Р╨║╤В╤Г╨░╨╗╤М╨╜╨╛╤Б╤В╤М ╨╕ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡

╨б ╤В╨╛╤З╨║╨╕ ╨╖╤А╨╡╨╜╨╕╤П ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╛╨╣ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╕ ╨▓╨░╨╢╨╜╨╛ ╨┐╨╛╨╜╨╕╨╝╨░╤В╤М ╨║╨╛╨╜╤Ж╨╡╨┐╤Ж╨╕╤О ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╨┐╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╨╛╨╜ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╤В╤Б╤П ╨┤╨╗╤П ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨░╨╜╨╕╤П ╤А╨╡╨╖╨╡╤А╨▓╨░, ╤З╤В╨╛╨▒╤Л ╨┐╤А╨╡╨┤╨╛╤В╨▓╤А╨░╤В╨╕╤В╤М ╨╜╨╡╤Е╨▓╨░╤В╨║╤Г ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨▓ ╤Б╨╗╤Г╤З╨░╨╡, ╨╡╤Б╨╗╨╕ ╨╝╨╜╨╛╨│╨╕╨╡ ╨▓╨║╨╗╨░╨┤╤З╨╕╨║╨╕ ╤А╨╡╤И╨░╤В ╨╖╨░╨▒╤А╨░╤В╤М ╤Б╨▓╨╛╨╕ ╨┤╨╡╨┐╨╛╨╖╨╕╤В╤Л, ╤З╤В╨╛ ╤И╨╕╤А╨╛╨║╨╛ ╨╕╨╖╨▓╨╡╤Б╤В╨╜╨╛ ╨║╨░╨║ ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╛╨╡ ╨▒╨╡╨│╤Б╤В╨▓╨╛. ╨а╨░╨╖╨╝╨╡╤А ╤А╨╡╨╖╨╡╤А╨▓╨░, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛ ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╤В╤М, ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╨╡╤В╤Б╤П ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╝╨╕ ╨▒╨░╨╜╨║╨░╨╝╨╕ ╨║╨░╨╢╨┤╨╛╨│╨╛ ╤А╨╡╨│╨╕╨╛╨╜╨░ ╨╜╨░ ╨╛╤Б╨╜╨╛╨▓╨╡ ╨╕╤Е ╨╛╨┐╤Л╤В╨░ ╨▓ ╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╨╕ ╤Б╨┐╤А╨╛╤Б╨░ ╨╜╨░ ╨╜╨░╨╗╨╕╤З╨╜╤Л╨╡ ╨┤╨╡╨╜╤М╨│╨╕ ╨▓╨╛ ╨▓╤А╨╡╨╝╤П ╨▒╨░╨╜╨║╨╛╨▓╤Б╨║╨╛╨│╨╛ ╨╜╨░╨▒╨╡╨│╨░. ╨ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╤В ╤А╨╡╨╖╨╡╤А╨▓╨╜╤Г╤О ╨╜╨╛╤А╨╝╤Г ╨┤╨╗╤П ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨╣ ╨╝╨░╤Б╤Б╨╛╨╣ ╨▓ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╡.

╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨║╨╛╨│╨┤╨░ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║ ╤Б╤З╨╕╤В╨░╨╡╤В, ╤З╤В╨╛ ╤Б╨┤╨╡╤А╨╢╨╕╨▓╨░╤О╤Й╨░╤П ╨┤╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨░╤П ╨┐╨╛╨╗╨╕╤В╨╕╨║╨░ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╤В╨╕╨┐╨╛╨╝ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨╣ ╨┐╨╛╨╗╨╕╤В╨╕╨║╨╕, ╨║╨╛╤В╨╛╤А╨░╤П ╨▓ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╝ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╤В╤Б╤П ╨┤╨╗╤П ╨▒╨╛╤А╤М╨▒╤Л ╤Б ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╡╨╣, ╨░ ╤В╨░╨║╨╢╨╡ ╨▓╨║╨╗╤О╤З╨░╨╡╤В ╨▓ ╤Б╨╡╨▒╤П ╨╝╨╕╨╜╨╕╨╝╨╕╨╖╨░╤Ж╨╕╤О ╨┐╤А╨╡╨┤╨╗╨╛╨╢╨╡╨╜╨╕╤П ╤Д╨╛╨╜╨┤╨░ ╨┤╨╗╤П ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╤П ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╨╕ ╨╖╨░╨╕╨╝╤Б╤В╨▓╨╛╨▓╨░╨╜╨╕╨╣. ╤З╤В╨╛ ╨▓ ╨║╨╛╨╜╨╡╤З╨╜╨╛╨╝ ╨╕╤В╨╛╨│╨╡ ╤Б╨╜╨╕╨╖╨╕╤В ╨▓╨░╨╗╨╛╨▓╨╛╨╣ ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╕╨╣ ╨┐╤А╨╛╨┤╤Г╨║╤В, ╨░ ╤В╨░╨║╨╢╨╡ ╤Б╨╝╤П╨│╤З╨╕╤В ╨╕╨╗╨╕ ╤Г╨╝╨╡╨╜╤М╤И╨╕╤В ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╤О. ╨б ╨┤╤А╤Г╨│╨╛╨╣ ╤Б╤В╨╛╤А╨╛╨╜╤Л, ╨║╨╛╨│╨┤╨░ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║ ╤Б╤З╨╕╤В╨░╨╡╤В, ╤З╤В╨╛ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨░ ╤В╤А╨╡╨▒╤Г╨╡╤В ╤Н╨║╤Б╨┐╨░╨╜╤Б╨╕╨╛╨╜╨╕╤Б╤В╤Б╨║╨╛╨╣ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨╛╨╣ ╨┐╨╛╨╗╨╕╤В╨╕╨║╨╕, ╨ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╜╨║ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╤В ╤Н╨║╤Б╨┐╨░╨╜╤Б╨╕╨╛╨╜╨╕╤Б╤В╤Б╨║╤Г╤О ╨┤╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╤Г╤О ╨┐╨╛╨╗╨╕╤В╨╕╨║╤Г ╨┤╨╗╤П ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╤П ╨┐╤А╨╡╨┤╨╗╨╛╨╢╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨│ ╨┐╤А╨╕ ╨╛╨┤╨╜╨╛╨▓╤А╨╡╨╝╨╡╨╜╨╜╨╛╨╝ ╤Б╨╜╨╕╨╢╨╡╨╜╨╕╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨╛╨╣ ╤Б╤В╨░╨▓╨║╨╕ ╨╕ ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╨╕ ╤Б╨┐╤А╨╛╤Б╨░. ╨н╤В╨╛ ╨┤╨╡╨╗╨░╨╡╤В╤Б╤П ╨┤╨╗╤П ╤Б╤В╨╕╨╝╤Г╨╗╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╕ ╤Б╤В╤А╨░╨╜╤Л. ╨С╨╛╨╗╨╡╨╡ ╤В╨╛╨│╨╛, ╤Н╤В╨╛ ╤Б╨╛╨║╤А╨░╤В╨╕╤В ╨╜╨╛╤А╨╝╤Г ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╤З╤В╨╛╨▒╤Л ╨┐╨╛╨▓╤Л╤Б╨╕╤В╤М ╨╗╨╕╨║╨▓╨╕╨┤╨╜╨╛╤Б╤В╤М ╤А╤Л╨╜╨║╨░. ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨▓╨░╨╢╨╜╤Л╨╝ ╤Д╨░╨║╤В╨╛╤А╨╛╨╝ ╨▓ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╨╕ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨│╨╛ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╤П ╨╕ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨╛╨╣ ╨┐╨╛╨╗╨╕╤В╨╕╨║╨╕. ╨Ф╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨░╤П ╨┐╨╛╨╗╨╕╤В╨╕╨║╨░ ╨Ф╨╡╨╜╨╡╨╢╨╜╨╛-╨║╤А╨╡╨┤╨╕╤В╨╜╨░╤П ╨┐╨╛╨╗╨╕╤В╨╕╨║╨░ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╤И╨░╨│╨░╨╝, ╨┐╤А╨╡╨┤╨┐╤А╨╕╨╜╨╕╨╝╨░╨╡╨╝╤Л╨╝ ╤Ж╨╡╨╜╤В╤А╨░╨╗╤М╨╜╤Л╨╝ ╨▒╨░╨╜╨║╨╛╨╝ ╤Б╤В╤А╨░╨╜╤Л ╨┤╨╗╤П ╨║╨╛╨╜╤В╤А╨╛╨╗╤П ╨╜╨░╨┤ ╨┤╨╡╨╜╨╡╨╢╨╜╨╛╨╣ ╨╝╨░╤Б╤Б╨╛╨╣ ╨┤╨╗╤П ╨╛╨▒╨╡╤Б╨┐╨╡╤З╨╡╨╜╨╕╤П ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨╣ ╤Б╤В╨░╨▒╨╕╨╗╤М╨╜╨╛╤Б╤В╨╕. ╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨┐╨╛╨╗╨╕╤В╨╕╨║╨╕ ╨╝╨░╨╜╨╕╨┐╤Г╨╗╨╕╤А╤Г╤О╤В ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╨╝ ╨╛╨▒╤А╨░╤Й╨╡╨╜╨╕╨╡╨╝ ╨┤╨╗╤П ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╤П ╨╖╨░╨╜╤П╤В╨╛╤Б╤В╨╕, ╨Т╨Т╨Я, ╤Б╤В╨░╨▒╨╕╨╗╤М╨╜╨╛╤Б╤В╨╕ ╤Ж╨╡╨╜, ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╤П ╤В╨░╨║╨╕╨╡ ╨╕╨╜╤Б╤В╤А╤Г╨╝╨╡╨╜╤В╤Л, ╨║╨░╨║ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╡ ╤Б╤В╨░╨▓╨║╨╕, ╤А╨╡╨╖╨╡╤А╨▓╤Л, ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨╕ ╤В. ╨┤. ╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨░ ╤Б╤В╨░╤В╤М╤П ╨▒╤Л╨╗╨░ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛╨╝ ╨┐╨╛ ╤Д╨╛╤А╨╝╤Г╨╗╨╡ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П. ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨╛╨▒╤Б╤Г╨╢╨┤╨░╨╡╨╝ ╤А╨░╤Б╤З╨╡╤В ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨░ ╤А╨╡╨╖╨╡╤А╨▓╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╨┐╤А╨░╨║╤В╨╕╤З╨╡╤Б╨║╨╕╨╡ ╨┐╤А╨╕╨╝╨╡╤А╤Л ╨╕ ╨╖╨░╨│╤А╤Г╨╢╨░╨╡╨╝╤Л╨╣ ╤И╨░╨▒╨╗╨╛╨╜ Excel. ╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Г╨╖╨╜╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨╛ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╝ ╨░╨╜╨░╨╗╨╕╨╖╨╡ ╨╕╨╖ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╤Е ╤Б╤В╨░╤В╨╡╨╣ тАУ

• ╨а╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╤Ж╨╡╨╜╨░╨а╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╤Ж╨╡╨╜╨░╨а╨╡╨╖╨╡╤А╨▓╨╜╨░╤П ╤Ж╨╡╨╜╨░ тАУ ╤Н╤В╨╛ ╨╝╨╕╨╜╨╕╨╝╨░╨╗╤М╨╜╨░╤П ╤Ж╨╡╨╜╨░, ╨┐╨╛ ╨║╨╛╤В╨╛╤А╨╛╨╣ ╨┐╤А╨╛╨┤╨░╨▓╨╡╤Ж ╨┐╤А╨╡╨┤╨╝╨╡╤В╨░ ╨│╨╛╤В╨╛╨▓ ╨┐╤А╨╛╨┤╨░╤В╤М ╤Б╨▓╨╛╨╣ ╨┐╤А╨╡╨┤╨╝╨╡╤В ╨╜╨░ ╨░╤Г╨║╤Ж╨╕╨╛╨╜╨╡, ╨╜╨╕╨╢╨╡ ╨║╨╛╤В╨╛╤А╨╛╨╣ ╨╛╨╜ ╨╜╨╡ ╨╛╨▒╤П╨╖╨░╨╜ ╤Б╨╛╨│╨╗╨░╤И╨░╤В╤М╤Б╤П ╨╜╨░ ╤Б╨┤╨╡╨╗╨║╤Г.╤З╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡
• ╨а╨╡╨╖╨╡╤А╨▓╨╜╤Л╨╣ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В
• ╨Ъ╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В Cape RatioCape RatioCape тАФ ╤Н╤В╨╛ ╨╝╤Г╨╗╤М╤В╨╕╨┐╨╗╨╕╨║╨░╤В╨╛╤А ╨╛╤Ж╨╡╨╜╨║╨╕ PE, ╤А╨░╤Б╤Б╤З╨╕╤В╨░╨╜╨╜╤Л╨╣ ╤Б ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡╨╝ ╨┐╤А╨╕╨▒╤Л╨╗╨╕ ╨╜╨░ ╨░╨║╤Ж╨╕╤О, ╤Б╨║╨╛╤А╤А╨╡╨║╤В╨╕╤А╨╛╨▓╨░╨╜╨╜╨╛╨╣ ╤Б ╤Г╤З╨╡╤В╨╛╨╝ ╤Ж╨╕╨║╨╗╨╕╤З╨╡╤Б╨║╨╕╤Е ╨╕╨╖╨╝╨╡╨╜╨╡╨╜╨╕╨╣ ╨▓ ╤Н╨║╨╛╨╜╨╛╨╝╨╕╨║╨╡ ╨╕ ╨╕╨╜╤Д╨╗╤П╤Ж╨╕╨╕. ╨н╤В╨╛ ╨┤╨░╨╡╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╤Г ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╛ ╤В╨╛╨╝, ╨┐╨╡╤А╨╡╨╛╤Ж╨╡╨╜╨╡╨╜╤Л ╨╗╨╕ ╤А╤Л╨╜╨║╨╕ ╨╕╨╗╨╕ ╨╜╨╡╨┤╨╛╨╛╤Ж╨╡╨╜╨╡╨╜╤Л, ╨┐╤Г╤В╨╡╨╝ ╨░╨╜╨░╨╗╨╕╨╖╨░ ╨▓╨╗╨╕╤П╨╜╨╕╤П ╤Н╨║╨╛╨╜╨╛╨╝╨╕╤З╨╡╤Б╨║╨╛╨╣ ╤Б╨╕╤В╤Г╨░╤Ж╨╕╨╕ ╨╜╨░ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В PE.╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡
• ╨б╤В╨░╨▓╨║╨░ ╤А╨╡╨┐╨╛ ╨┐╤А╨╛╤В╨╕╨▓ ╤Б╤В╨░╨▓╨║╨╕ ╨╛╨▒╤А╨░╤В╨╜╨╛╨│╨╛ ╤А╨╡╨┐╨╛