╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░ ╨Ч╨╜╨░╤З╨╡╨╜╨╕╨╡

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░ тАФ ╤Н╤В╨╛ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б ╤А╨╡╤Д╨╕╨╜╨░╨╜╤Б╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╨┐╤А╨╕ ╨║╨╛╤В╨╛╤А╨╛╨╝ ╨║╨╛╨╝╨┐╨░╨╜╨╕╤П, ╤Б╤В╨╛╨╗╨║╨╜╤Г╨▓╤И╨░╤П╤Б╤П ╤Б ╨┐╤А╨╛╨▒╨╗╨╡╨╝╨░╨╝╨╕ ╨┤╨▓╨╕╨╢╨╡╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓, ╨╖╨░╨║╨╗╤О╤З╨░╨╡╤В ╨┤╨╛╨│╨╛╨▓╨╛╤А╨╡╨╜╨╜╨╛╤Б╤В╤М ╤Б ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨░╨╝╨╕ ╨╛ ╨┐╨╡╤А╨╡╤Б╨╝╨╛╤В╤А╨╡ ╨▒╨╗╨░╨│╨╛╨┐╤А╨╕╤П╤В╨╜╤Л╤Е ╨╕╨╗╨╕ ╨│╨╕╨▒╨║╨╕╤Е ╤Г╤Б╨╗╨╛╨▓╨╕╨╣, ╤В╨╡╨╝ ╤Б╨░╨╝╤Л╨╝ ╤Б╨┐╨░╤Б╨░╤П ╤Б╨╡╨▒╤П ╨╛╤В ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨░. ╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╤Л ╨╝╨╛╨│╤Г╤В ╤А╨╡╤И╨╕╤В╤М ╤Б╨╜╨╕╨╖╨╕╤В╤М ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Г╤О ╤Б╤В╨░╨▓╨║╤Г ╨┤╨╗╤П ╨▒╨╕╨╖╨╜╨╡╤Б╨░ ╨╕╨╗╨╕ ╤Г╨▓╨╡╨╗╨╕╤З╨╕╤В╤М ╤Б╤А╨╛╨║ ╨▓╤Л╨┐╨╗╨░╤В╤Л ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨╕ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╣ ╤Б╤Г╨╝╨╝╤Л.

╨Р ╤Б╤В╤А╨░╤В╨╡╨│╨╕╤П ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░ ╨╝╨╛╨╢╨╡╤В ╨╖╨╜╨░╤З╨╕╤В╨╡╨╗╤М╨╜╨╛ ╤Г╤Е╤Г╨┤╤И╨╕╤В╤М ╨╕╨╝╨╕╨┤╨╢ ╨▒╤А╨╡╨╜╨┤╨░ ╨╕ ╨┐╤А╨╕╨▓╨╡╤Б╤В╨╕ ╨║ ╨┐╨░╨┤╨╡╨╜╨╕╤О ╨╝╨╛╤А╨░╨╗╤М╨╜╨╛╨│╨╛ ╨┤╤Г╤Е╨░ ╤Б╤А╨╡╨┤╨╕ ╤Б╨╛╤В╤А╤Г╨┤╨╜╨╕╨║╨╛╨▓. ╨Ю╨┤╨╜╨░╨║╨╛ ╨┤╨╗╤П ╤Б╨┐╨░╤Б╨╡╨╜╨╕╤П ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╕ ╨╛╤В ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨░ ╤В╨░╨║╨╛╨╡ ╨┐╨╛╨╗╨╛╨╢╨╡╨╜╨╕╨╡ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨▓╨░╤А╨╕╨░╨╜╤В╨╛╨╝, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡╨╗╤М╨╖╤П ╨╕╨│╨╜╨╛╤А╨╕╤А╨╛╨▓╨░╤В╤М. ╨Ъ╤А╨╛╨╝╨╡ ╤В╨╛╨│╨╛, ╨║╨░╨║ ╤В╨╛╨╗╤М╨║╨╛ ╨┐╤А╨╛╨╕╨╖╨╛╨╣╨┤╨╡╤В ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П, ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╨╡ ╨┤╨╛╨┐╨╛╨╗╨╜╨╕╤В╨╡╨╗╤М╨╜╤Л╤Е ╨║╤А╨╡╨┤╨╕╤В╨╛╨▓ ╨╛╤В ╨┤╤А╤Г╨│╨╕╤Е ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╣ ╤В╨░╨║╨╢╨╡ ╨╝╨╛╨╢╨╡╤В ╤Б╤В╨░╤В╤М ╨▒╨╛╨╗╨╡╨╡ ╤Б╨╗╨╛╨╢╨╜╨╛╨╣ ╨╖╨░╨┤╨░╤З╨╡╨╣.

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╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░ ╨Ч╨╜╨░╤З╨╡╨╜╨╕╨╡

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б╤Г ╤А╨╡╤Д╨╕╨╜╨░╨╜╤Б╨╕╤А╨╛╨▓╨░╨╜╨╕╤П, ╨║╨╛╨│╨┤╨░ ╨║╨╛╨╝╨┐╨░╨╜╨╕╤П, ╨╕╨╝╨╡╤О╤Й╨░╤П ╨┐╤А╨╛╨▒╨╗╨╡╨╝╤Л ╤Б ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╨╝╨╕ ╨┐╨╛╤В╨╛╨║╨░╨╝╨╕, ╨┤╨╛╨│╨╛╨▓╨░╤А╨╕╨▓╨░╨╡╤В╤Б╤П ╤Б ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨░╨╝╨╕ ╨╛ ╨┐╨╡╤А╨╡╤Б╨╝╨╛╤В╤А╨╡ ╨▓╤Л╨│╨╛╨┤╨╜╤Л╤Е ╨╕╨╗╨╕ ╨│╨╕╨▒╨║╨╕╤Е ╤Г╤Б╨╗╨╛╨▓╨╕╨╣, ╤З╤В╨╛╨▒╤Л ╤Б╨┐╨░╤Б╤В╨╕ ╤Б╨╡╨▒╤П ╨╛╤В ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨░.
╨Ь╨╡╤В╨╛╨┤╤Л ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░ ╨▓╨║╨╗╤О╤З╨░╤О╤В ╨╛╨▒╨╝╨╡╨╜ ╨┤╨╛╨╗╨│╨░ ╨╜╨░ ╨░╨║╤Ж╨╕╨╕, ╤Б╤В╤А╨╕╨╢╨║╤Г ╨┤╨╡╤А╨╢╨░╤В╨╡╨╗╤П ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╣ ╨╕ ╤Б╨╛╨│╨╗╨░╤Б╨╛╨▓╨░╨╜╨╕╨╡ ╤Г╤Б╨╗╨╛╨▓╨╕╨╣ ╨┐╨╗╨░╤В╨╡╨╢╨░.
╨н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╤Б╨┐╨░╤Б╤В╨╕ ╨║╨╛╨╝╨┐╨░╨╜╨╕╤О ╨╛╤В ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨░ ╨▓ ╨║╤А╨░╤В╨║╨╛╤Б╤А╨╛╤З╨╜╨╛╨╣ ╨┐╨╡╤А╤Б╨┐╨╡╨║╤В╨╕╨▓╨╡, ╨╜╨╛ ╨╜╨╡╤В ╨│╨░╤А╨░╨╜╤В╨╕╨╕, ╤З╤В╨╛ ╨╛╨╜╨░ ╨▒╤Г╨┤╨╡╤В ╤А╨░╨▒╨╛╤В╨░╤В╤М ╨▒╨╡╨╖ ╤Б╨▒╨╛╨╡╨▓ ╨┐╨╛╤Б╨╗╨╡ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░.

╨Ю╨▒╤К╤П╤Б╨╜╨╡╨╜╨╕╨╡ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╤Б╨╛╨▒╨╛╨╣ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕, ╤Б╤В╨╛╨╗╨║╨╜╤Г╨▓╤И╨╡╨╣╤Б╤П ╤Б ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╝╨╕ ╤В╤А╤Г╨┤╨╜╨╛╤Б╤В╤П╨╝╨╕.

╨н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╨▓╨║╨╗╤О╤З╨░╤В╤М ╨╖╨░╨┤╨╛╨╗╨╢╨╡╨╜╨╜╨╛╤Б╤В╤М ╨┐╨╛ ╤Б╨▓╨╛╨┐╨░╨╝ ╨░╨║╤Ж╨╕╨╣, ╤Б╤В╤А╨╕╨╢╨║╨░╨╝, ╨┤╨╗╨╕╤В╨╡╨╗╤М╨╜╨╛╨╝╤Г ╨┐╨╡╤А╨╕╨╛╨┤╤Г ╨╜╨╡╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣ ╨╕ ╤Б╨╜╨╕╨╢╨╡╨╜╨╕╤О ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╤Е ╤Б╤В╨░╨▓╨╛╨║.

╨е╨╛╤В╤П ╤Н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╤Б╨┐╨░╤Б╤В╨╕ ╨║╨╛╨╝╨┐╨░╨╜╨╕╤О ╨╛╤В ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨░ ╨▓ ╨║╤А╨░╤В╨║╨╛╤Б╤А╨╛╤З╨╜╨╛╨╣ ╨┐╨╡╤А╤Б╨┐╨╡╨║╤В╨╕╨▓╨╡, ╨╜╨╡╤В ╨╜╨╕╨║╨░╨║╨╕╤Е ╨│╨░╤А╨░╨╜╤В╨╕╨╣, ╤З╤В╨╛ ╨╛╨╜╨░ ╨▒╤Г╨┤╨╡╤В ╤А╨░╨▒╨╛╤В╨░╤В╤М ╨│╨╗╨░╨┤╨║╨╛ ╨┐╨╛╤Б╨╗╨╡ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░.

╨Э╨╡╤Б╨╝╨╛╤В╤А╤П ╨╜╨░ ╤В╨╛, ╤З╤В╨╛ ╨┐╨╗╨░╨╜ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░ ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╨╛ ╨▓╨╗╨╕╤П╨╡╤В ╨╜╨░ ╨║╤А╨╡╨┤╨╕╤В╨╜╤Л╨╣ ╤А╨╡╨╣╤В╨╕╨╜╨│ ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╕ ╨╕╨╗╨╕ ╨╛╤В╨┤╨╡╨╗╤М╨╜╨╛╨│╨╛ ╨╗╨╕╤Ж╨░, ╤Н╤В╨╛ ╨▓╨░╨╢╨╜╨░╤П ╤Д╤Г╨╜╨║╤Ж╨╕╤П, ╨║╨╛╤В╨╛╤А╨░╤П ╨┤╨░╨╡╤В ╨╕╨╝ ╤И╨░╨╜╤Б ╨▓╨╛╤Б╤Б╤В╨░╨╜╨╛╨▓╨╕╤В╤М ╤Б╨▓╨╛╨╣ ╨╕╨╝╨╕╨┤╨╢ ╨╕╨╗╨╕ ╨┤╨░╨╡╤В ╨╕╨╝ ╨▓╨╛╨╖╨╝╨╛╨╢╨╜╨╛╤Б╤В╤М ╨┤╨░╨╢╨╡ ╨╛╤Б╤В╨░╨▓╨░╤В╤М╤Б╤П ╨╜╨░ ╨┐╨╗╨░╨▓╤Г.

╨Ъ╤А╨╛╨╝╨╡ ╤В╨╛╨│╨╛, ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╤П ╨╛╨▒╨╡╤Б╨┐╨╡╤З╨╕╨▓╨░╨╡╤В ╨┐╨╛╤В╨╛╨║ ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨┤╨╗╤П ╤Г╨┤╨╛╨▓╨╗╨╡╤В╨▓╨╛╤А╨╡╨╜╨╕╤П ╨╜╨╡╨╛╤В╨╗╨╛╨╢╨╜╤Л╤Е ╨┐╨╛╤В╤А╨╡╨▒╨╜╨╛╤Б╤В╨╡╨╣ ╨▒╨╕╨╖╨╜╨╡╤Б╨░, ╤З╤В╨╛╨▒╤Л ╨╛╤Б╤В╨░╨▓╨░╤В╤М╤Б╤П ╨▓ ╤Н╨║╤Б╨┐╨╗╤Г╨░╤В╨░╤Ж╨╕╨╕. ╨н╤В╨╛ ╤В╨░╨║╨╢╨╡ ╨╛╨▒╨╡╤Б╨┐╨╡╤З╨╕╨▓╨░╨╡╤В ╨╕╨╝ ╨┐╤А╨░╨▓╨╛╨▓╤Г╤О ╨╖╨░╤Й╨╕╤В╤Г ╨╛╤В ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨▓ ╨╕ ╨╖╨░╤Й╨╕╤Й╨░╨╡╤В ╨╕╤Е ╨░╨║╤В╨╕╨▓╤Л ╨╛╤В ╨╗╨╕╨║╨▓╨╕╨┤╨░╤Ж╨╕╨╕.

╨Ь╨╡╤В╨╛╨┤╤Л

╨а╨░╤Б╤Б╨╝╨╛╤В╤А╨╕╨╝ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨╝╨╡╤В╨╛╨┤╨╛╨▓, ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨║╨╛╤В╨╛╤А╤Л╤Е ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╨╛╤Б╤Г╤Й╨╡╤Б╤В╨▓╨╗╤П╨╡╤В╤Б╤П ╨┐╨╛ ╨┐╤Г╨╜╨║╤В╨░╨╝ ╨╜╨╕╨╢╨╡:

#1 тАУ ╨Ю╨▒╨╝╨╡╨╜ ╨┤╨╛╨╗╨│╨░ ╨╜╨░ ╨░╨║╤Ж╨╕╨╕

╨Ю╨▒╨╝╨╡╨╜ ╨┤╨╛╨╗╨│╨░ ╨╜╨░ ╨░╨║╤Ж╨╕╨╕╨Ю╨▒╨╝╨╡╨╜ ╨┤╨╛╨╗╨│╨░ ╨╜╨░ ╨░╨║╤Ж╨╕╨╕╨Ю╨▒╨╝╨╡╨╜ ╨┤╨╛╨╗╨│╨░ ╨╜╨░ ╨░╨║╤Ж╨╕╨╕ тАФ ╤Н╤В╨╛ ╤Б╨╛╨│╨╗╨░╤И╨╡╨╜╨╕╨╡ ╨╛ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╣ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕, ╨┐╤А╨╕ ╨║╨╛╤В╨╛╤А╨╛╨╝ ╨┤╨╛╨╗╨│╨╕ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ ╨║╨╛╨╜╨▓╨╡╤А╤В╨╕╤А╤Г╤О╤В╤Б╤П ╨▓ ╨░╨║╤Ж╨╕╨╕; ╤Н╤В╨╛ ╨┐╤А╨╛╨╕╤Б╤Е╨╛╨┤╨╕╤В, ╨║╨╛╨│╨┤╨░ ╨║╨╛╨╝╨┐╨░╨╜╨╕╤П ╨╜╨░╤Е╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╝ ╨║╤А╨╕╨╖╨╕╤Б╨╡. ╨б╤Г╤Й╨╡╤Б╤В╨▓╤Г╤О╤Й╨╕╨╡ ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╤Л ╨╝╨╛╨│╤Г╤В ╨▓╨╛╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╤В╤М╤Б╤П ╨╛╨┐╤Ж╨╕╨╛╨╜╨╛╨╝ ╨╜╨░ ╨║╨╛╨╜╨▓╨╡╤А╤В╨░╤Ж╨╕╤О ╤Б╨▓╨╛╨╡╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╨▓ ╨║╨░╨┐╨╕╤В╨░╨╗ ╤Б ╨╖╨░╤А╨░╨╜╨╡╨╡ ╤Г╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╜╤Л╨╝ ╨║╨╛╤Н╤Д╤Д╨╕╤Ж╨╕╨╡╨╜╤В╨╛╨╝ ╨╛╨▒╨╝╨╡╨╜╨░. ╨С╨╛╨╗╨╡╨╡ ╤В╨╛╨│╨╛, ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╤Л ╨╝╨╛╨│╤Г╤В ╨╛╤В╨║╨░╨╖╨░╤В╤М╤Б╤П ╨╛╤В ╨╜╨╡╨┐╨╛╨│╨░╤И╨╡╨╜╨╜╨╛╨╣ ╨╖╨░╨┤╨╛╨╗╨╢╨╡╨╜╨╜╨╛╤Б╤В╨╕ ╨▓ ╨╛╨▒╨╝╨╡╨╜ ╨╜╨░ ╨┤╨╛╨╗╤О ╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕. ╨н╤В╨╛ ╨╛╨▒╤Л╤З╨╜╨╛ ╨┤╨╡╨╗╨░╨╡╤В╤Б╤П ╨▓ ╤В╨╡╤Е ╤Б╨╗╤Г╤З╨░╤П╤Е, ╨║╨╛╨│╨┤╨░ ╨║╨╛╨╝╨┐╨░╨╜╨╕╤П ╨╕╨╝╨╡╨╡╤В ╨▒╨╛╨╗╤М╤И╤Г╤О ╨▒╨░╨╖╤Г ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨╕ ╨▒╨╛╨╗╤М╤И╨╛╨╣ ╨▒╨░╨╗╨░╨╜╤Б. ╨╝╨╛╨╝╨╡╨╜╤В ╨▓╤А╨╡╨╝╨╡╨╜╨╕. ╨Ю╨╜ ╨╛╤Б╨╜╨╛╨▓╨░╨╜ ╨╜╨░ ╨▒╤Г╤Е╨│╨░╨╗╤В╨╡╤А╤Б╨║╨╛╨╝ ╤Г╤А╨░╨▓╨╜╨╡╨╜╨╕╨╕, ╨║╨╛╤В╨╛╤А╨╛╨╡ ╨│╨╗╨░╤Б╨╕╤В, ╤З╤В╨╛ ╤Б╤Г╨╝╨╝╨░ ╨╛╨▒╤Й╨╕╤Е ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓ ╨╕ ╨║╨░╨┐╨╕╤В╨░╨╗╨░ ╨▓╨╗╨░╨┤╨╡╨╗╤М╤Ж╨░ ╤А╨░╨▓╨╜╨░ ╨╛╨▒╤Й╨╡╨╣ ╤Б╤Г╨╝╨╝╨╡ ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕. ╨з╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡, ╨╕ ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨╛ ╤Б╨╛╨╖╨┤╨░╤Б╤В ╨╜╨╡╨▒╨╛╨╗╤М╤И╤Г╤О ╤Ж╨╡╨╜╨╜╨╛╤Б╤В╤М ╨┤╨╗╤П ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨▓.

╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╤Л ╨▒╨╡╤А╤Г╤В ╨╜╨░ ╤Б╨╡╨▒╤П ╤Г╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╡╨╣ ╨╕ ╤Г╨┐╤А╨░╨▓╨╗╤П╤О╤В ╨╡╤О ╨║╨░╨║ ╨┤╨╡╨╣╤Б╤В╨▓╤Г╤О╤Й╨╕╨╝ ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╨╡╨╝. ╨Ъ╤А╨╡╨┤╨╕╤В╨╛╤А╤Л ╨┐╨╛╨╗╤Г╤З╨░╤О╤В ╨▒╨╛╨╗╤М╤И╤Г╤О ╨┤╨╛╨╗╤О ╨▓ ╨░╨║╤Ж╨╕╨╛╨╜╨╡╤А╨╜╨╛╨╝ ╨║╨░╨┐╨╕╤В╨░╨╗╨╡ ╨╕, ╤В╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╤А╨░╨╖╨▒╨░╨▓╨╗╤П╤О╤В ╨┐╨╡╤А╨▓╨╛╨╜╨░╤З╨░╨╗╤М╨╜╤Л╤Е ╨░╨║╤Ж╨╕╨╛╨╜╨╡╤А╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╝╨╛╨│╤Г╤В ╨▓╨╗╨░╨┤╨╡╤В╤М ╤Г╨╝╨╡╨╜╤М╤И╨╡╨╜╨╜╨╛╨╣ ╨┤╨╛╨╗╨╡╨╣ ╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕.

╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨┤╨╛╨╗╨│ ╨┤╨╗╤П ╤Б╨▓╨╛╨┐╨╛╨▓ ╨░╨║╤Ж╨╕╨╣ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╛╨┤╨╜╨╕╨╝ ╨╕╨╖ ╨╗╤Г╤З╤И╨╕╤Е ╤Б╨┐╨╛╤Б╨╛╨▒╨╛╨▓ ╨╕╨╝╨╡╤В╤М ╨┤╨╡╨╗╨╛ ╤Б ╤Б╤Г╨▒╤Б╤В╨░╨╜╨┤╨░╤А╤В╨╜╤Л╨╝╨╕ ╨╕╨┐╨╛╤В╨╡╤З╨╜╤Л╨╝╨╕ ╨║╤А╨╡╨┤╨╕╤В╨░╨╝╨╕. ╤Г╤З╨░╤Б╤В╨╕╨╡ ╨▓ ╨╡╨│╨╛ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╨╕ ╨▓ ╤Г╨║╨░╨╖╨░╨╜╨╜╤Л╨╣ ╤Б╤А╨╛╨║.╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡. ╨Ф╨╛╨╝╨╛╤Е╨╛╨╖╤П╨╕╨╜, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╜╨╡ ╨╝╨╛╨╢╨╡╤В ╨╛╨▒╤Б╨╗╤Г╨╢╨╕╨▓╨░╤В╤М ╤Б╨▓╨╛╨╣ ╨┤╨╛╨╗╨│ ╨▓ 200 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓, ╨╝╨╛╨╢╨╡╤В ╨┤╨╛╨│╨╛╨▓╨╛╤А╨╕╤В╤М╤Б╤П ╤Б ╨▒╨░╨╜╨║╨╛╨╝ ╨╛ ╤Б╨╜╨╕╨╢╨╡╨╜╨╕╨╕ ╨╕╨┐╨╛╤В╨╡╨║╨╕ ╨┤╨╛ 75 %, ╤В. ╨╡. 150 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓, ╨╕ ╨▒╨░╨╜╨║ ╨┐╨╛╨╗╤Г╤З╨╕╤В 60 % ╨╛╤В ╤Б╤Г╨╝╨╝╤Л ╨┐╨╡╤А╨╡╨┐╤А╨╛╨┤╨░╨╢╨╕ ╨┤╨╛╨╝╨░, ╨┐╤А╨╡╨▓╤Л╤И╨░╤О╤Й╨╡╨╣ ╨┐╤А╨╛╤Ж╨╡╨╜╤В ╨▓ 150 000.

# 2 — ╨б╤В╤А╨╕╨╢╨║╨░ ╨┤╨╡╤А╨╢╨░╤В╨╡╨╗╤П ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╣

╨Ъ╨╛╨╝╨┐╨░╨╜╨╕╤П-╨┤╨╡╤Д╨╛╨╗╤В ╤Б ╨╜╨╡╨┐╨╛╨│╨░╤И╨╡╨╜╨╜╤Л╨╝╨╕ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╤П╨╝╨╕ ╨╝╨╛╨╢╨╡╤В ╨▓╨╡╤Б╤В╨╕ ╨┐╨╡╤А╨╡╨│╨╛╨▓╨╛╤А╤Л ╤Б ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨░╨╝╨╕ ╨▓ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨╕ ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╤В╤М ╨┐╨╗╨░╤В╨╡╨╢╨╕ ╨┐╨╛ ╤Б╨╜╨╕╨╢╨╡╨╜╨╜╨╛╨╣ ╤Ж╨╡╨╜╨╡, ╨╕╤Б╨║╨╗╤О╤З╨░╤П ╨╕╨╗╨╕ ╤Г╨╝╨╡╨╜╤М╤И╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╡ ╨┐╨╗╨░╤В╨╡╨╢╨╕ ╨╕╨╗╨╕ ╨┐╨╗╨░╤В╨╡╨╢╨╕ ╨┐╨╛ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╝╤Г ╨┤╨╛╨╗╨│╤Г.

╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, Wells Fargo ╨╖╨░╨┤╨╛╨╗╨╢╨░╨╗╨░ ╨┤╨╡╤А╨╢╨░╤В╨╡╨╗╤П╨╝ ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╣ 267 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨▓ ╤Б╨▓╨╛╨╡╨╝ ╨│╨╛╨┤╨╛╨▓╨╛╨╝ ╨╛╤В╤З╨╡╤В╨╡ ╨У╨╛╨┤╨╛╨▓╨╛╨╣ ╨╛╤В╤З╨╡╤В╨У╨╛╨┤╨╛╨▓╨╛╨╣ ╨╛╤В╤З╨╡╤В тАФ ╤Н╤В╨╛ ╨┤╨╛╨║╤Г╨╝╨╡╨╜╤В, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨║╨╛╤А╨┐╨╛╤А╨░╤Ж╨╕╤П ╨┐╤Г╨▒╨╗╨╕╨║╤Г╨╡╤В ╨┤╨╗╤П ╤Б╨▓╨╛╨╕╤Е ╨▓╨╜╤Г╤В╤А╨╡╨╜╨╜╨╕╤Е ╨╕ ╨▓╨╜╨╡╤И╨╜╨╕╤Е ╨╖╨░╨╕╨╜╤В╨╡╤А╨╡╤Б╨╛╨▓╨░╨╜╨╜╤Л╤Е ╤Б╤В╨╛╤А╨╛╨╜, ╤З╤В╨╛╨▒╤Л ╨╛╨┐╨╕╤Б╨░╤В╤М ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╤Л ╨┤╨╡╤П╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╨╕ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕, ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Г╤О ╨╕╨╜╤Д╨╛╤А╨╝╨░╤Ж╨╕╤О ╨╕ ╤А╨░╤Б╨║╤А╤Л╤В╨╕╨╡ ╨╕╨╜╤Д╨╛╤А╨╝╨░╤Ж╨╕╨╕, ╤Б╨▓╤П╨╖╨░╨╜╨╜╨╛╨╣ ╤Б ╨╡╨╡ ╨┤╨╡╤П╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╤М╤О. ╨б╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╡╨╝ ╤Н╤В╨╕ ╨╛╤В╤З╨╡╤В╤Л ╤Б╤В╨░╨╗╨╕ ╤О╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨╕╨╝╨╕ ╨╕ ╨╜╨╛╤А╨╝╨░╤В╨╕╨▓╨╜╤Л╨╝╨╕ ╤В╤А╨╡╨▒╨╛╨▓╨░╨╜╨╕╤П╨╝╨╕.╨Я╨╛╨┤╤А╨╛╨▒╨╜╨╡╨╡ ╨╛ 2008 ╨│╨╛╨┤╤Г. ╨б╨╛╨║╤А╨░╤Й╨╡╨╜╨╕╨╡ ╨╜╨░ 20% ╨╝╨╛╨╢╨╡╤В ╤Г╨╝╨╡╨╜╤М╤И╨╕╤В╤М ╨╡╨│╨╛ ╨┤╨╛╨╗╨│ ╨╜╨░ 54 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓, ╤Б╨╛╨╖╨┤╨░╨▓ ╤Н╨║╨▓╨╕╨▓╨░╨╗╨╡╨╜╤В╨╜╤Г╤О ╤Б╤Г╨╝╨╝╤Г ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╨╛╨│╨╛ ╨║╨░╨┐╨╕╤В╨░╨╗╨░, ╨║╨╛╤В╨╛╤А╨░╤П ╨▒╤Л╨╗╨░ ╨▒╤Л ╨┤╨╛╤Б╤В╨░╤В╨╛╤З╨╜╨╛╨╣ ╨┤╨╗╤П ╤А╨╡╨║╨░╨┐╨╕╤В╨░╨╗╨╕╨╖╨░╤Ж╨╕╨╕ ╨▒╨░╨╜╨║╨░.

#3 тАУ ╨Я╨╡╤А╨╡╨│╨╛╨▓╨╛╤А╤Л ╨╛╨▒ ╤Г╤Б╨╗╨╛╨▓╨╕╤П╤Е ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П

╨Ъ╨╛╨╝╨┐╨░╨╜╨╕╤П ╨╝╨╛╨╢╨╡╤В ╨┤╨╛╨│╨╛╨▓╨╛╤А╨╕╤В╤М╤Б╤П ╨╛╨▒ ╤Г╤Б╨╗╨╛╨▓╨╕╤П╤Е ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П, ╨▓╨║╨╗╤О╤З╨░╤П ╤Б╨╜╨╕╨╢╨╡╨╜╨╕╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨╛╨╣ ╤Б╤В╨░╨▓╨║╨╕, ╤Б╨┐╨╕╤Б╨░╨╜╨╕╨╡ ╨╜╨╡╨║╨╛╤В╨╛╤А╤Л╤Е ╨╜╨╡╨┐╨╛╨│╨░╤И╨╡╨╜╨╜╤Л╤Е ╨║╤А╨╡╨┤╨╕╤В╨╛╨▓ ╨╕ ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╨╡ ╨▓╤А╨╡╨╝╨╡╨╜╨╕ ╨┤╨╛ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П. ╨н╤В╨╛ ╨▒╨╛╨╗╨╡╨╡ ╨┤╨╛╤Б╤В╤Г╨┐╨╜╤Л╨╣ ╨╝╨╡╤В╨╛╨┤, ╨║╨╛╤В╨╛╤А╤Л╨╣ ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨┤╨╛╤Б╤В╨╕╨│╨╜╤Г╤В ╨┐╨╛ ╤Б╨╛╨│╨╗╨░╤И╨╡╨╜╨╕╤О ╨╝╨╡╨╢╨┤╤Г ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨░╨╝╨╕ ╨╕ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╡╨╣.

╨Я╤А╨╕╨╝╨╡╤А╤Л

╨Ф╨░╨▓╨░╨╣╤В╨╡ ╨╗╤Г╤З╤И╨╡ ╨┐╨╛╨╣╨╝╨╡╨╝ ╨║╨╛╨╜╤Ж╨╡╨┐╤Ж╨╕╤О ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨┐╨░╤А╤Л ╨┐╤А╨╕╨╝╨╡╤А╨╛╨▓, ╨║╨░╨║ ╨╛╨┐╨╕╤Б╨░╨╜╨╛ ╨╜╨╕╨╢╨╡:

╨Я╤А╨╕╨╝╨╡╤А тДЦ1

XYZ Enterprises ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╨╕╤В ╤Н╨╗╨╡╨║╤В╤А╨╛╨╜╨╜╤Л╨╡ ╨┐╤А╨╛╨┤╤Г╨║╤В╤Л, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ ╨╜╨░╤Г╤И╨╜╨╕╨║╨╕, ╨│╨░╤А╨╜╨╕╤В╤Г╤А╤Л Bluetooth ╨╕ ╨║╨░╨▒╨╡╨╗╨╕ ╨┤╨╗╤П ╨╖╨░╤А╤П╨┤╨║╨╕. ╨Я╤А╨╛╨╕╨╖╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨╜╨╛╨▓╤Л╤Е ╤Б╨╛╨▓╤А╨╡╨╝╨╡╨╜╨╜╤Л╤Е ╨╜╨░╤Г╤И╨╜╨╕╨║╨╛╨▓ ╨▒╤Л╨╗╨╛ ╨┐╨╛╨║╤А╤Л╤В╨╛ ╨║╤А╨╡╨┤╨╕╤В╨╛╨╝, ╨▓╨╖╤П╤В╤Л╨╝ ╨▓ ╨╕╤Е ╨▒╨░╨╜╨║╨╡ ╨╕ ╤Г ╨╝╨╡╤Б╤В╨╜╨╛╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨░.

╨Я╤А╨╛╨┤╤Г╨║╤В ╨┐╨╛╤Б╨╗╨╡ ╨╖╨░╨┐╤Г╤Б╨║╨░ ╨╜╨╡ ╤Б╨╗╨╕╤И╨║╨╛╨╝ ╤Е╨╛╤А╨╛╤И╨╛ ╨╖╨░╤А╨╡╨║╨╛╨╝╨╡╨╜╨┤╨╛╨▓╨░╨╗ ╤Б╨╡╨▒╤П ╨╜╨░ ╤А╤Л╨╜╨║╨╡, ╨╕ ╨▓ ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╨╡ XYZ Enterprises ╤Б╤В╨╛╨╗╨║╨╜╤Г╨╗╨░╤Б╤М ╤Б ╨╛╨│╤А╨╛╨╝╨╜╨╛╨╣ ╨┐╤А╨╛╨▒╨╗╨╡╨╝╨╛╨╣ ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╨┐╨╛╤В╨╛╨║╨╛╨▓. ╨Я╤Л╤В╨░╤П╤Б╤М ╨╜╨░╨╣╤В╨╕ ╨┐╤Г╤В╨╕ ╤А╨╡╤И╨╡╨╜╨╕╤П ╤Н╤В╨╛╨╣ ╨┐╤А╨╛╨▒╨╗╨╡╨╝╤Л, ╨╛╨╜╨╕ ╤А╨╡╤И╨╕╨╗╨╕ ╨┐╤А╨╕╨╜╤П╤В╤М ╤Б╤В╤А╨░╤В╨╡╨│╨╕╤П ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░.

╨Я╨╛╤Н╤В╨╛╨╝╤Г ╨╕╤Е ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╡ ╤Б╤В╨░╨▓╨║╨╕ ╨▒╤Л╨╗╨╕ ╤Б╨╜╨╕╨╢╨╡╨╜╤Л, ╨░ ╨┐╨╡╤А╨╕╨╛╨┤ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜, ╤З╤В╨╛╨▒╤Л ╤Г ╨╜╨╕╤Е ╨▒╤Л╨╗╨╛ ╨▒╨╛╨╗╤М╤И╨╡ ╨▓╤А╨╡╨╝╨╡╨╜╨╕ ╨┤╨╗╤П ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨┤╨╛╨╗╨│╨░ ╨╕ ╨╛╨╜╨╕ ╨╝╨╛╨│╨╗╨╕ ╤Г╨┐╤А╨░╨▓╨╗╤П╤В╤М ╤Б╨▓╨╛╨╕╨╝╨╕ ╤В╨╡╨║╤Г╤Й╨╕╨╝╨╕ ╨╛╨▒╤П╨╖╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨░╨╝╨╕, ╤В╨░╨║╨╕╨╝╨╕ ╨║╨░╨║ ╨╖╨░╤А╨░╨▒╨╛╤В╨╜╨░╤П ╨┐╨╗╨░╤В╨░ ╨╕ ╨░╤А╨╡╨╜╨┤╨╜╨░╤П ╨┐╨╗╨░╤В╨░.

╨Я╤А╨╕╨╝╨╡╤А #2

Bed Bath & Beyond тАФ ╨▒╤А╨╡╨╜╨┤ ╨┤╨╛╨╝╨░╤И╨╜╨╡╨│╨╛ ╨┤╨╡╨║╨╛╤А╨░ ╨╕ ╨║╤Г╤Е╨╛╨╜╨╜╨╛╨╣ ╤Г╤В╨▓╨░╤А╨╕, ╨╛╤Б╨╜╨╛╨▓╨░╨╜╨╜╤Л╨╣ ╨▓ 1971 ╨│╨╛╨┤╤Г. ╨Ю╨╜╨╕ ╤Б╨┐╨╡╤Ж╨╕╨░╨╗╨╕╨╖╨╕╤А╨╛╨▓╨░╨╗╨╕╤Б╤М ╨╜╨░ ╨┤╨╛╤Б╤В╤Г╨┐╨╜╤Л╤Е ╨┐╤А╨╛╨┤╤Г╨║╤В╨░╤Е, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╤Б╨┤╨╡╨╗╨░╨╗╨╕ ╨╕╤Е ╨╕╨╝╤П ╨╜╨░╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╤Л╨╝ ╨▓ ╨б╨╛╨╡╨┤╨╕╨╜╨╡╨╜╨╜╤Л╤Е ╨и╤В╨░╤В╨░╤Е.

╨Ю╨┤╨╜╨░╨║╨╛ ╨╛╨╜╨╕ ╨╕╨╖╨╛ ╨▓╤Б╨╡╤Е ╤Б╨╕╨╗ ╨┐╤Л╤В╨░╨╗╨╕╤Б╤М ╨┐╨╡╤А╨╡╨╣╤В╨╕ ╨▓ ╨╛╨╜╨╗╨░╨╣╨╜-╨┐╤А╨╛╤Б╤В╤А╨░╨╜╤Б╤В╨▓╨╛, ╨╕ ╨▓╤Б╨║╨╛╤А╨╡ ╨╕╤Е ╨╛╨▒╨╛╨│╨╜╨░╨╗╨╕ ╨│╨╕╨│╨░╨╜╤В╤Л ╤Н╨╗╨╡╨║╤В╤А╨╛╨╜╨╜╨╛╨╣ ╨║╨╛╨╝╨╝╨╡╤А╤Ж╨╕╨╕, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ Amazon ╨╕ Walmart. ╨Ъ╨╛╨╝╨┐╨░╨╜╨╕╤П ╨┐╨╛╤В╨╡╤А╤П╨╗╨░ ╨▒╨╛╨╗╨╡╨╡ 30% ╨┐╤А╨╛╨┤╨░╨╢ ╨▓ 2020 ╨╕ 2021 ╨│╨╛╨┤╨░╤Е ╨▓ ╤А╨╡╨╖╤Г╨╗╤М╤В╨░╤В╨╡ ╨┐╨░╨╜╨┤╨╡╨╝╨╕╨╕.

╨Т ╤П╨╜╨▓╨░╤А╨╡ 2023 ╨│╨╛╨┤╨░ ╨╛╨╜╨╕ ╨┐╨╛╨╗╤Г╤З╨╕╨╗╨╕ ╤Г╨▓╨╡╨┤╨╛╨╝╨╗╨╡╨╜╨╕╨╡ ╨╛ ╨┤╨╡╤Д╨╛╨╗╤В╨╡ ╨╛╤В ╤Б╨▓╨╛╨╡╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨░ JP Morgan. ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ ╨┐╤А╨╡╤Б╤Б-╤Б╨╡╨║╤А╨╡╤В╨░╤А╤М ╤Б╨╛╨╛╨▒╤Й╨╕╨╗╨╕ SEC, ╤З╤В╨╛ ╤Г ╨╜╨╕╤Е ╨╜╨╡╤В ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨┤╨╗╤П ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨╕ ╨╛╨╜╨╕ ╤Е╨╛╤В╨╡╨╗╨╕ ╨▒╤Л ╨▓╤Л╨▒╤А╨░╤В╤М ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░.

╨Я╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░ ╨╜╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨╕

╨Р ╨┐╨╗╨░╨╜ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░ ╨╝╨╛╨│╤Г╤В ╨╛╨║╨░╨╖╨░╤В╤М ╤Б╤Г╤Й╨╡╤Б╤В╨▓╨╡╨╜╨╜╨╛╨╡ ╨▓╨╗╨╕╤П╨╜╨╕╨╡ ╨╜╨░ ╨╝╨╛╤А╨░╨╗╤М╨╜╤Л╨╣ ╨┤╤Г╤Е, ╨╕╨╝╨╕╨┤╨╢ ╨╕ ╨┐╨╡╤А╤Б╨┐╨╡╨║╤В╨╕╨▓╤Л ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕. ╨в╨╡╨╝ ╨╜╨╡ ╨╝╨╡╨╜╨╡╨╡, ╨╡╤Б╤В╤М ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╤Д╨░╨║╤В╨╛╤А╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨┤╨╡╨╗╨░╤О╤В ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤О ╨┤╨╛╨╗╨│╨░ ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨╛╨╝, ╨╕ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╤Д╨░╨║╤В╨╛╤А╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╤П╤О╤В ╨╛╨▒╤А╨░╤В╨╜╨╛╨╡. ╨Ф╨░╨▓╨░╨╣╤В╨╡ ╨╛╨▒╤Б╤Г╨┤╨╕╨╝ ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░ ╨╕ ╨╜╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨╕ ╨┐╨╛ ╨┐╤Г╨╜╨║╤В╨░╨╝ ╨╜╨╕╨╢╨╡:

╨Я╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░

╨о╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨░╤П ╨╖╨░╤Й╨╕╤В╨░ ╨▒╨╕╨╖╨╜╨╡╤Б╨░ ╨╛╤В ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨▓
╨Ч╨░╤Й╨╕╤В╨░ ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕
╨Ч╨░╤Й╨╕╤В╨░ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ ╨╛╤В ╨╖╨░╨║╤А╤Л╤В╨╕╤П ╨▒╤Г╨┤╨╡╤В ╤А╨░╨▒╨╛╤В╨░╤В╤М ╨║╨░╨║ ╨┤╨╡╨╣╤Б╤В╨▓╤Г╤О╤Й╨░╤П ╨┤╨╡╤П╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╤М
╨а╨░╨▒╨╛╤З╨╕╨╡ ╨╝╨╡╤Б╤В╨░ ╤Б╨╛╤В╤А╤Г╨┤╨╜╨╕╨║╨╛╨▓ ╤Б╨╛╤Е╤А╨░╨╜╨╡╨╜╤Л
╨Ы╤Г╤З╤И╨╡ ╨▓╨╛╤Б╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╕╨╡ ╨┤╨╗╤П ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨▓, ╤З╨╡╨╝ ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨╛

╨Э╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨╕

╨С╨╛╨╗╨╡╨╡ ╨╜╨╕╨╖╨║╨╛╨╡ ╨▓╨╛╤Б╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╕╨╡ ╨╖╨░ ╤Б╤З╨╡╤В ╤Б╨╜╨╕╨╢╨╡╨╜╨╕╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣ ╨╕ ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╤П ╨│╤А╨░╤Д╨╕╨║╨░
╨б╨┐╨╕╤Б╨░╨╜╨╕╤П ╨б╨┐╨╕╤Б╨░╨╜╨╕╤П╨б╨┐╨╕╤Б╨░╨╜╨╕╨╡╨╝ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╤Г╨╝╨╡╨╜╤М╤И╨╡╨╜╨╕╨╡ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╨╕ ╨░╨║╤В╨╕╨▓╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╜╨░╤Е╨╛╨┤╨╕╨╗╨╕╤Б╤М ╨▓ ╨▒╤Г╤Е╨│╨░╨╗╤В╨╡╤А╤Б╨║╨╛╨╝ ╤Г╤З╨╡╤В╨╡ ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╤П ╨▓ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╤Л╨╣ ╨┐╨╡╤А╨╕╨╛╨┤ ╨▓╤А╨╡╨╝╨╡╨╜╨╕ ╨╕ ╤Г╤З╨╕╤В╤Л╨▓╨░╤О╤В╤Б╤П ╨▓ ╨▒╤Г╤Е╨│╨░╨╗╤В╨╡╤А╤Б╨║╨╛╨╝ ╤Г╤З╨╡╤В╨╡ ╨▓ ╤Б╤З╨╡╤В ╨╜╨╡╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣ ╨╕╨╗╨╕ ╤Г╨▒╤Л╤В╨║╨╛╨▓ ╨┐╨╛ ╨░╨║╤В╨╕╨▓╤Л.╤З╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡ ╨╝╨╛╨│╤Г╤В ╤Г╨┤╨░╤А╨╕╤В╤М ╨┐╨╛ ╨▒╨░╨╗╨░╨╜╤Б╤Г ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨▓.
╨Э╨╡╤В ╤Г╨▓╨╡╤А╨╡╨╜╨╜╨╛╤Б╤В╨╕ ╨▓ ╤В╨╛╨╝, ╤З╤В╨╛ ╨▒╨╕╨╖╨╜╨╡╤Б ╨▒╤Г╨┤╨╡╤В ╤А╨░╨▒╨╛╤В╨░╤В╤М ╨▒╨╡╤Б╨┐╨╡╤А╨╡╨▒╨╛╨╣╨╜╨╛ ╨╕ ╨▒╤Г╨┤╤Г╤В ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╨╕╤В╤М╤Б╤П ╤Б╨▓╨╛╨╡╨▓╤А╨╡╨╝╨╡╨╜╨╜╤Л╨╡ ╨┐╨╗╨░╤В╨╡╨╢╨╕ ╨┤╨░╨╢╨╡ ╨┐╨╛╤Б╨╗╨╡ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░.

╨з╨░╤Б╤В╨╛ ╨╖╨░╨┤╨░╨▓╨░╨╡╨╝╤Л╨╡ ╨▓╨╛╨┐╤А╨╛╤Б╤Л (FAQ)

╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╤Б╤В╤А╨░╤В╨╡╨│╨╕╤З╨╡╤Б╨║╨░╤П ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░?

╨б╤Е╨╡╨╝╨░ ╤Б╤В╤А╨░╤В╨╡╨│╨╕╤З╨╡╤Б╨║╨╛╨╣ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░ ╨╕╨╗╨╕ SDR ╨╛╤В RBI ╨┐╨╛╨╖╨▓╨╛╨╗╤П╨╡╤В ╨▒╨░╨╜╨║╨░╨╝, ╨┐╤А╨╡╨┤╨╛╤Б╤В╨░╨▓╨╗╤П╤О╤Й╨╕╨╝ ╤Б╤Б╤Г╨┤╤Л ╤О╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨╕╨╝ ╨╕ ╤О╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨╕╨╝ ╨╗╨╕╤Ж╨░╨╝, ╨║╨╛╨╜╨▓╨╡╤А╤В╨╕╤А╨╛╨▓╨░╤В╤М ╤З╨░╤Б╤В╤М ╨╜╨╡╨┐╨╛╨│╨░╤И╨╡╨╜╨╜╨╛╨╣ ╤Б╤Г╨╝╨╝╤Л ╤Б╤Б╤Г╨┤╤Л ╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨▓ ╨╖╨╜╨░╤З╨╕╤В╨╡╨╗╤М╨╜╤Л╨╣ ╨┐╨░╨║╨╡╤В ╨░╨║╤Ж╨╕╨╣ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕.

╨Т ╤З╨╡╨╝ ╨▓╨░╨╢╨╜╨╛╤Б╤В╤М ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░?

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╨┐╤А╨╕╨╖╨▓╨░╨╜╨░ ╨╛╨╢╨╕╨▓╨╕╤В╤М ╨╗╨╕╨║╨▓╨╕╨┤╨╜╨╛╤Б╤В╤М ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ ╨╕ ╨┐╤А╨╡╨┤╨╛╤В╨▓╤А╨░╤В╨╕╤В╤М ╨▒╨░╨╜╨║╤А╨╛╤В╤Б╤В╨▓╨╛. ╨Ъ╤А╨╛╨╝╨╡ ╤В╨╛╨│╨╛, ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╨╛╨▒╤Л╤З╨╜╨╛ ╤Б╨╜╨╕╨╢╨░╨╡╤В ╤Г╤А╨╛╨▓╨╡╨╜╤М ╨┤╨╛╨╗╨│╨░, ╤Б╨╜╨╕╨╢╨░╨╡╤В ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Г╤О ╤Б╤В╨░╨▓╨║╤Г ╨┐╨╛ ╨┤╨╛╨╗╨│╤Г ╨╕ ╤Г╨▓╨╡╨╗╨╕╤З╨╕╨▓╨░╨╡╤В ╨┐╨╡╤А╨╕╨╛╨┤ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨┤╨╛╨╗╨│╨░.

╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░ ╨г╨║╤А╨░╨╕╨╜╤Л?

╨Т ╨║╨╛╨╜╤Ж╨╡ 2015 ╨│╨╛╨┤╨░ ╨г╨║╤А╨░╨╕╨╜╨░ ╨╖╨░╨▓╨╡╤А╤И╨╕╨╗╨░ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤О ╨┤╨╛╨╗╨│╨░ ╨╜╨░ ╤Б╤Г╨╝╨╝╤Г 15 ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨┐╨╛╤Б╨╗╨╡ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨│╨╛ ╨║╤А╨╕╨╖╨╕╤Б╨░, ╤Б╨▓╤П╨╖╨░╨╜╨╜╨╛╨│╨╛ ╤Б ╨┐╨╛╨┤╨┤╨╡╤А╨╢╨╕╨▓╨░╨╡╨╝╤Л╨╝ ╨а╨╛╤Б╤Б╨╕╨╡╨╣ ╨╝╤П╤В╨╡╨╢╨╛╨╝ ╨╜╨░ ╨┐╤А╨╛╨╝╤Л╤И╨╗╨╡╨╜╨╜╨╛╨╝ ╨▓╨╛╤Б╤В╨╛╨║╨╡.

╨Ъ╨░╨║╨╛╨▓╤Л ╤Ж╨╡╨╗╨╕ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░?

╨ж╨╡╨╗╤М╤О ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╛╨▒╨╡╤Б╨┐╨╡╤З╨╡╨╜╨╕╨╡ ╤Б╨▓╨╛╨╡╨▓╤А╨╡╨╝╨╡╨╜╨╜╨╛╨╣ ╨╕ ╨┐╤А╨╛╨╖╤А╨░╤З╨╜╨╛╨╣ ╤Б╤В╤А╤Г╨║╤В╤Г╤А╤Л ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨║╨╛╤А╨┐╨╛╤А╨░╤В╨╕╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╤Г╤О╤Й╨╕╤Е ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╣, ╨╕╨╝╨╡╤О╤Й╨╕╤Е ╤Б╨╗╨╛╨╢╨╜╨╛╤Б╤В╨╕, ╨▓╤Л╤Е╨╛╨┤╤П╤Й╨╕╨╡ ╨╖╨░ ╤А╨░╨╝╨║╨╕ ╨║╨╛╨╜╤Ж╨╡╨┐╤Ж╨╕╨╕ BIFR, DRT ╨╕ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╨┤╤А╤Г╨│╨╕╤Е ╤О╤А╨╕╨┤╨╕╤З╨╡╤Б╨║╨╕╤Е ╨▓╨╛╨┐╤А╨╛╤Б╨╛╨▓.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨░ ╤Б╤В╨░╤В╤М╤П ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╤Б╨╛╨▒╨╛╨╣ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨┐╨╛ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕ ╨┤╨╛╨╗╨│╨░ ╨╕ ╨╡╨╡ ╨╖╨╜╨░╤З╨╡╨╜╨╕╤О. ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨╛╨▒╤Б╤Г╨┤╨╕╨╝ ╨╡╨│╨╛ ╨┐╤А╨╕╨╝╨╡╤А╤Л, ╨╝╨╡╤В╨╛╨┤╤Л, ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░ ╨╕ ╨╜╨╡╨┤╨╛╤Б╤В╨░╤В╨║╨╕. ╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Г╨╖╨╜╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨╕╨╖ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╤Е ╤Б╤В╨░╤В╨╡╨╣: тАУ

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П
╨б╤В╨╛╨╕╨╝╨╛╤Б╤В╤М ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╨╕
╨з╤В╨╛ ╤В╨░╨║╨╛╨╡ ╤А╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨░╨║╤В╨╕╨▓╨╛╨▓?
╨У╤А╨░╤Д╨╕╨║ ╨╖╨░╨┤╨╛╨╗╨╢╨╡╨╜╨╜╨╛╤Б╤В╨╕

╨а╨╡╤Б╤В╤А╤Г╨║╤В╤Г╤А╨╕╨╖╨░╤Ж╨╕╤П ╨┤╨╛╨╗╨│╨░