╨Ъ╨░╨║ ╨▒╨╛╨│╨░╤В╨╡╤О╤В ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л

• ╨Х╤Б╤В╤М ╨┤╨▓╨░ ╤В╨╕╨┐╨░ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓: ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╨╡╤Б╤П ╤Г╤Б╨┐╨╡╤Е╨░ ╤Б╨░╨╝╨╕, ╨╕ ╤В╨╡, ╨║╤В╨╛ ╤А╨╛╨┤╨╕╨╗╤Б╤П ╨▓ ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨╡.
• ╨С╨╛╨╗╨╡╨╡ ╨┤╨▓╤Г╤Е ╤В╤А╨╡╤В╨╡╨╣ ╨╗╤О╨┤╨╡╨╣ ╤Б ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╨╡╨╝ ╨▓ 30 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨╕ ╨▒╨╛╨╗╨╡╨╡ ╤Б╤З╨╕╤В╨░╤О╤В╤Б╤П ┬л╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╤Л╨╝╨╕┬╗.
• ╨Э╨╡╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛ ╨╛╤В ╤В╨╛╨│╨╛, ╨║╨░╨║ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨┐╨╛╨╗╤Г╤З╨░╤О╤В ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕, ╨▓╤Б╨╡ ╨╛╨╜╨╕ ╨╕╨╝╨╡╤О╤В ╨╜╨╡╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨▒╤Й╨╕╨╡ ╤З╨╡╤А╤В╤Л, ╨▓╨║╨╗╤О╤З╨░╤П ╨┐╤А╨╕╨╛╤А╨╕╤В╨╡╤В ╤Б╨▒╨╡╤А╨╡╨╢╨╡╨╜╨╕╨╣ ╨╕ ╨┤╨╕╨▓╨╡╤А╤Б╨╕╤Д╨╕╨║╨░╤Ж╨╕╤О ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣.
• ╨н╤В╨░ ╤Б╤В╨░╤В╤М╤П ╨┤╨╗╤П ╤В╨╡, ╨║╨╛╨╝╤Г ╨╕╨╜╤В╨╡╤А╨╡╤Б╨╜╨╛ ╨║╨░╨║ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л, ╨╖╨░╤А╨░╨▒╨╛╤В╨░╨▓╤И╨╕╨╡ ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕, ╨┤╨╛╤Б╤В╨╕╨│╨╗╨╕ ╤В╨╛╨│╨╛, ╤З╤В╨╛ ╨╛╨╜╨╕ ╨╕╨╝╨╡╤О╤В ╤Б╨╡╨│╨╛╨┤╨╜╤П, ╨╕ ╨╜╨░╨┤╨╡╤О╤В╤Б╤П ╤З╨╡╨╝╤Г-╤В╨╛ ╨╜╨░╤Г╤З╨╕╤В╤М╤Б╤П ╨╜╨░ ╤Б╨▓╨╛╨╡╨╝ ╤Г╤Б╨┐╨╡╤Е╨╡.

╨Ш╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╤П ╨┐╨╛╨║╨░╨╖╤Л╨▓╨░╤О╤В, ╤З╤В╨╛ ╨▒╨╛╨╗╤М╤И╨╕╨╜╤Б╤В╨▓╨╛ ╤Б╨╡╨│╨╛╨┤╨╜╤П╤И╨╜╨╕╤Е ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨╜╨╡ ╤А╨╛╨┤╨╕╨╗╨╕╤Б╤М ╨▒╨╛╨│╨░╤В╤Л╨╝╨╕.

╨Р ╨Ш╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╨╡ 2019 ╨│╨╛╨┤╨░, ╨╛╨┐╤Г╨▒╨╗╨╕╨║╨╛╨▓╨░╨╜╨╜╨╛╨╡ Wealth-X ╨╛╨▒╨╜╨░╤А╤Г╨╢╨╕╨╗╨╕, ╤З╤В╨╛ ╨╛╨║╨╛╨╗╨╛ 68% ╤В╨╡╤Е, ╨║╤В╨╛ ╨╕╨╝╨╡╨╡╤В ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╣ ╨║╨░╨┐╨╕╤В╨░╨╗ ╨▓ 30 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨╕ ╨▒╨╛╨╗╨╡╨╡, ╤Б╨┤╨╡╨╗╨░╨╗╨╕ ╤Н╤В╨╛ ╤Б╨░╨╝╨╕.

╨Ф╨░╨╗╨╡╨╡, ╤Б╨╡╨║╤Г╨╜╨┤╨░ ╨╕╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╨╡ Fidelity Investments ╨╛╨▒╨╜╨░╤А╤Г╨╢╨╕╨╗╨╕, ╤З╤В╨╛ 88% ╨▓╤Б╨╡╤Е ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨╖╨░╤А╨░╨▒╨╛╤В╨░╨╗╨╕ ╤Б╨░╨╝╨╕, ╤В╨╛ ╨╡╤Б╤В╤М ╨╛╨╜╨╕ ╨╜╨╡ ╤Г╨╜╨░╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╗╨╕ ╤Б╨▓╨╛╨╡ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╨╡.

╨Ш╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╨╡ Fidelity ╤В╨░╨║╨╢╨╡ ╨┐╨╛╨║╨░╨╖╨░╨╗╨╛, ╤З╤В╨╛ ╨╛╤Б╨╜╨╛╨▓╨╜╤Л╨╝╨╕ ╨╕╤Б╤В╨╛╤З╨╜╨╕╨║╨░╨╝╨╕ ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╤Е╤Б╤П ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╨╛╨│╨╛ ╤Г╤Б╨┐╨╡╤Е╨░, ╨▒╤Л╨╗╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕ / ╨┐╤А╨╕╤А╨╛╤Б╤В ╨║╨░╨┐╨╕╤В╨░╨╗╨░, ╨║╨╛╨╝╨┐╨╡╨╜╤Б╨░╤Ж╨╕╤П ╨╕ ╨╛╨┐╤Ж╨╕╨╛╨╜╤Л ╨╜╨░ ╨░╨║╤Ж╨╕╨╕ ╤Б╨╛╤В╤А╤Г╨┤╨╜╨╕╨║╨╛╨▓ / ╤А╨░╤Б╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╕╨╡ ╨┐╤А╨╕╨▒╤Л╨╗╨╕. ╨н╤В╨╛╤В ╨┐╤Г╤В╤М ╨╖╨░╨╝╨╡╤В╨╜╨╛ ╨╛╤В╨╗╨╕╤З╨░╨╡╤В╤Б╤П ╨╛╤В ╤В╨╡╤Е, ╨║╤В╨╛ ╤Г╨╜╨░╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╗ ╤Б╨▓╨╛╨╡ ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨╛, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╤З╨░╤Й╨╡ ╤Б╤Б╤Л╨╗╨░╤О╤В╤Б╤П ╨╜╨░ ╨┐╤А╨╡╨┤╨┐╤А╨╕╨╜╨╕╨╝╨░╤В╨╡╨╗╤М╤Б╤В╨▓╨╛, ╨┐╨╛╨▓╤Л╤И╨╡╨╜╨╕╨╡ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣ ╨▓ ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М ╨╕ ╤Б╨░╨╝╨╛ ╨╜╨░╤Б╨╗╨╡╨┤╤Б╤В╨▓╨╛ ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨╕╤Б╤В╨╛╤З╨╜╨╕╨║╨╛╨▓ ╨░╨║╤В╨╕╨▓╨╛╨▓.

╨Ю╨┤╨╜╨░╨║╨╛ ╨┤╨╗╤П ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╤Е╤Б╤П ╤Г╤Б╨┐╨╡╤Е╨░ ╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╨╛, ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╨╡ ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨░ ╨╜╨╡ ╨▓╤Б╨╡╨│╨┤╨░ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨┐╤А╨╛╤Б╤В╤Л╨╝ ╨┐╤А╨╛╤Ж╨╡╤Б╤Б╨╛╨╝ тАФ ╨╝╨╜╨╛╨│╨╕╨╡ ╨╕╨╖ ╨╜╨╕╤Е ╤Г╨┐╨╛╤А╨╜╨╛ ╤В╤А╤Г╨┤╨╕╨╗╨╕╤Б╤М, ╤З╤В╨╛╨▒╤Л ╨┤╨╛╨▒╨╕╤В╤М╤Б╤П ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨│╨╛ ╤Г╤Б╨┐╨╡╤Е╨░, ╨░ ╨╖╨░╤В╨╡╨╝ ╨╜╨░╨▒╤А╨░╨╗╨╕╤Б╤М ╤Г╨╝╨░ ╨╕ ╤Б╨╛╨╛╨▒╤А╨░╨╖╨╕╤В╨╡╨╗╤М╨╜╨╛╤Б╤В╨╕ ╨╕ ╨▓╨╗╨╛╨╢╨╕╨╗╨╕ ╤Б╨▓╨╛╨╡ ╨╜╨╛╨▓╨╛╨╡ ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨╛ ╨▓ ╨╜╤Г╨╢╨╜╤Л╨╡ ╨╝╨╡╤Б╤В╨░. ╨з╤В╨╛ ╨╛╨▒╤Й╨╡╨│╨╛ ╤Г ╨╜╨╡╨║╨╛╤В╨╛╤А╤Л╤Е ╨╕╨╖ ╤Н╤В╨╕╤Е ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╤Е╤Б╤П ╤Г╤Б╨┐╨╡╤Е╨░ ╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╨╛, ╨╕ ╨║╨░╨║╨╕╨╡ ╤Г╤А╨╛╨║╨╕ ╨▓╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╨╕╨╖╨▓╨╗╨╡╤З╤М ╨┤╨╗╤П ╤Б╨▓╨╛╨╡╨╣ ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╨╛╨╣ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╨╛╨╣ ╤Б╤В╤А╨░╤В╨╡╨│╨╕╨╕?

╨з╤В╨╛ ╨╛╨▒╤Й╨╡╨│╨╛ ╤Г ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓?

╨а╨╡╨╖╤Г╨╗╤М╤В╨░╤В╤Л ╨╕╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╤П Fidelity ╨┐╨╛╨║╨░╨╖╨░╨╗╨╕, ╤З╤В╨╛, ╨╜╨╡╤Б╨╝╨╛╤В╤А╤П ╨╜╨░ ╤В╨╛, ╤З╤В╨╛ ╤Г ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╤А╨░╨╖╨╜╤Л╨╡ ╤Б╨┐╨╛╤Б╨╛╨▒╤Л ╨╖╨░╤А╨░╨▒╨░╤В╤Л╨▓╨░╨╜╨╕╤П ╨┤╨╡╨╜╨╡╨│, ╨╛╨╜╨╕ ╤З╨░╤Б╤В╨╛ ╤А╨░╨╖╨┤╨╡╨╗╤П╤О╤В ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╡ ╤З╨╡╤А╤В╤Л:

• ╨Ю╨╜╨╕ ╤Б╤В╨░╨▓╤П╤В ╨┐╨╡╤А╨╡╨┤ ╤Б╨╛╨▒╨╛╨╣ ╨░╨╝╨▒╨╕╤Ж╨╕╨╛╨╖╨╜╤Л╨╡ ╤Ж╨╡╨╗╨╕ ╨╕ ╨┤╨╡╨╣╤Б╤В╨▓╤Г╤О╤В ╨▓ ╤Б╨╛╨╛╤В╨▓╨╡╤В╤Б╤В╨▓╨╕╨╕ ╤Б ╨╜╨╕╨╝╨╕. ╨Ь╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╨╡╤Б╤П ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╨╛╨│╨╛ ╤Г╤Б╨┐╨╡╤Е╨░, ╨▓╨╛╨┐╨╗╨╛╤Й╨░╤О╤В ╤Б╨▓╨╛╨╕ ╨╕╨┤╨╡╨╕ ╨╕ ╨╝╨╡╤З╤В╤Л ╨▓ ╨╢╨╕╨╖╨╜╤М, ╨▒╤Г╨┤╤М ╤В╨╛ ╨╛╤В╨║╤А╤Л╤В╨╕╨╡ ╨▒╨╕╨╖╨╜╨╡╤Б╨░ ╨╕╨╗╨╕ ╨┤╨╛╤Б╤В╨╕╨╢╨╡╨╜╨╕╨╡ ╨┤╤А╤Г╨│╨╕╤Е ╨┐╤А╨╛╤Д╨╡╤Б╤Б╨╕╨╛╨╜╨░╨╗╤М╨╜╤Л╤Е ╨╕╨╗╨╕ ╨╗╨╕╤З╨╜╤Л╤Е ╤Ж╨╡╨╗╨╡╨╣. ╨н╤В╨░ ╤А╨╡╤И╨╕╨╝╨╛╤Б╤В╤М ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╛╨▒╤Й╨╡╨╣ ╨┤╨▓╨╕╨╢╤Г╤Й╨╡╨╣ ╤Б╨╕╨╗╨╛╨╣ ╤Б╤А╨╡╨┤╨╕ ╨╝╨╜╨╛╨│╨╕╤Е, ╨║╤В╨╛ ╨╖╨░╤А╨░╨▒╨╛╤В╨░╨╗ ╤Б╨▓╨╛╨╕ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╤Л ╨▒╨╡╨╖ ╨╜╨░╤Б╨╗╨╡╨┤╤Б╤В╨▓╨░.
• ╨г ╨╜╨╕╤Е ╨╡╤Б╤В╤М ╨╜╨░╤Б╤В╨░╨▓╨╜╨╕╨║╨╕. ╨Ь╨╜╨╛╨│╨╕╨╡ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╨╡╤Б╤П ╤Г╤Б╨┐╨╡╤Е╨░ ╤Б╨░╨╝╨╕, ╨▒╤Л╤Б╤В╤А╨╛ ╨┐╤А╨╕╨╖╨╜╨░╤О╤В, ╤З╤В╨╛ ╨╛╨╜╨╕ ╨╜╨╡ ╨╝╨╛╨│╤Г╤В ╨╖╨╜╨░╤В╤М, ╨║╨░╨║ ╨┤╨╡╨╗╨░╤В╤М ╨▓╤Б╨╡. ╨Ю╨╜╨╕ ╨╛╨▒╤А╨░╤Й╨░╤О╤В╤Б╤П ╨║ ╤В╨╡╨╝, ╨║╤В╨╛ ╨╖╨╜╨░╨╡╤В ╨▓╤Б╨╡ ╤В╨╛╨╜╨║╨╛╤Б╤В╨╕ ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╨▓╨╕╨┤╨╛╨▓ ╤Б╨▒╨╡╤А╨╡╨╢╨╡╨╜╨╕╨╣ ╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣, ╨╛╨▒╤А╨░╤Й╨░╤П╤Б╤М ╨║ ╨╗╤Г╤З╤И╨╕╨╝ ╤Г╨╝╨░╨╝ ╨┐╨╛ ╨║╨░╨╢╨┤╨╛╨╝╤Г ╨▓╨╛╨┐╤А╨╛╤Б╤Г ╨┤╨╗╤П ╨┐╨╛╨╗╤Г╤З╨╡╨╜╨╕╤П ╤В╨╛╤З╨║╨╕ ╨╖╤А╨╡╨╜╨╕╤П ╨╕ ╨┐╨╛╨╜╨╕╨╝╨░╨╜╨╕╤П. ╨н╤В╨╛, ╨▒╨╡╨╖╤Г╤Б╨╗╨╛╨▓╨╜╨╛, ╨╛╨║╤Г╨┐╨░╨╡╤В╤Б╤П.
• ╨Ю╨╜╨╕ ╨╕╤Й╤Г╤В ╨╛╨▒╤А╨░╤В╨╜╤Г╤О ╤Б╨▓╤П╨╖╤М. ╨б╨░╨╝╨╛╤Б╨╛╨▓╨╡╤А╤И╨╡╨╜╤Б╤В╨▓╨╛╨▓╨░╨╜╨╕╨╡ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨░ ╨╜╨╕╨║╨╛╨│╨┤╨░ ╨╜╨╡ ╨┐╤А╨╡╨║╤А╨░╤Й╨░╨╡╤В╤Б╤П. ╨б╨┤╨╡╨╗╨░╨▓╤И╨╕╨╡ ╤Б╨╡╨▒╤П ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨╕╤Й╤Г╤В ╨║╤А╨╕╤В╨╕╨║╤Г ╨╕ ╨╛╤В╨╖╤Л╨▓╤Л ╨▓ ╤Б╨▓╨╛╨╕╤Е ╨╕╨┤╨╡╤П╤Е ╨╕ ╨▒╨╕╨╖╨╜╨╡╤Б-╨┐╤А╨░╨║╤В╨╕╨║╨░╤Е, ╨│╨░╤А╨░╨╜╤В╨╕╤А╤Г╤П, ╤З╤В╨╛ ╨╛╨╜╨╕ ╨╝╨╛╨│╤Г╤В ╨╗╤Г╤З╤И╨╡ ╨▓╤Л╤П╨▓╨╗╤П╤В╤М ╤Б╨╗╨╡╨┐╤Л╨╡ ╨╖╨╛╨╜╤Л ╨╕ ╨│╨░╤А╨░╨╜╤В╨╕╤А╨╛╨▓╨░╤В╤М ╤Г╤Б╨┐╨╡╤Е ╤Б╨▓╨╛╨╕╤Е ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╨╣.
• ╨Ю╨╜╨╕ ╨╜╨╡ ╨▒╨╛╤П╤В╤Б╤П ╨╜╨╡╤Г╨┤╨░╤З. ╨Ь╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨┐╨╛╨╜╨╕╨╝╨░╤О╤В ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░ ╨╕╨╖╨▓╨╗╨╡╤З╨╡╨╜╨╕╤П ╤Г╤А╨╛╨║╨╛╨▓ ╨╕╨╖ ╨╜╨╡╤Г╨┤╨░╤З. ╨Ю╨┤╨╜╨░╨║╨╛ ╤А╨╕╤Б╨║╨╕, ╨╜╨░ ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨╜╨╕ ╨╕╨┤╤Г╤В, ╤В╤Й╨░╤В╨╡╨╗╤М╨╜╨╛ ╨┐╤А╨╛╤Б╤З╨╕╤В╨░╨╜╤Л, ╨╕ ╨║╨░╨╢╨┤╤Л╨╣ ╤Б╤Ж╨╡╨╜╨░╤А╨╕╨╣ ╤А╨░╨╖╤Л╨│╤А╨░╨╜. ╨Ъ╨░╨║ ╤В╨╛╨╗╤М╨║╨╛ ╨╛╨╜╨╕ ╤Б╨╛╨▓╨╡╤А╤И╨░╤О╤В ╤З╤В╨╛-╤В╨╛, ╨╛╨╜╨╕ ╨╛╤В╨┤╨░╤О╤В ╨▓╤Б╨╡.
• ╨Ю╨╜╨╕ ╨┐╨╛╨╜╨╕╨╝╨░╤О╤В ╤Ж╨╡╨╜╤Г ╨▓╤А╨╡╨╝╨╡╨╜╨╕. ╨Т╤А╨╡╨╝╤П тАФ ╨┤╨╡╨╜╤М╨│╨╕, ╨╕ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╤В╨╛╨╢╨╡ ╨▓╤Б╨╡ ╤Н╤В╨╛ ╨╖╨╜╨░╤О╤В. ╨Ю╨╜╨╕ ╨▒╤Л╤Б╤В╤А╨╛ ╤Г╤З╨░╤В╤Б╤П ╤А╨░╤Б╨┐╨╛╤А╤П╨╢╨░╤В╤М╤Б╤П ╤Б╨▓╨╛╨╕╨╝ ╨▓╤А╨╡╨╝╨╡╨╜╨╡╨╝ ╨╕ ╨╖╨╜╨░╤О╤В, ╤З╤В╨╛ ╨╜╨╡╤В ╨┐╤А╨╕╤З╨╕╨╜ ╨╛╨▒╨╝╨╡╨╜╨╕╨▓╨░╤В╤М ╨▓╤А╨╡╨╝╤П ╨╜╨░ ╨┤╨╡╨╜╤М╨│╨╕.

╨Ю╨┐╤А╨╛╤Б╤Л ╨┐╨╛╨║╨░╨╖╤Л╨▓╨░╤О╤В, ╤З╤В╨╛ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨╛╨▒╤К╨╡╨┤╨╕╨╜╤П╨╡╤В ╨╝╨╜╨╛╨│╨╛ ╨╛╨▒╤Й╨╕╤Е ╤З╨╡╤А╤В, ╨▓ ╤В╨╛╨╝ ╤З╨╕╤Б╨╗╨╡ ╨░╨╝╨▒╨╕╤Ж╨╕╨╕, ╤Ж╨╡╨╜╨╜╨╛╤Б╤В╤М ╨▓╤А╨╡╨╝╨╡╨╜╨╕, ╨╛╤В╤Б╤Г╤В╤Б╤В╨▓╨╕╨╡ ╤Б╤В╤А╨░╤Е╨░ ╨┐╨╡╤А╨╡╨┤ ╨╜╨╡╤Г╨┤╨░╤З╨╡╨╣ ╨╕ ╤Г╨╝╨╡╨╜╨╕╨╡ ╨╛╨▒╤А╨░╤Й╨░╤В╤М╤Б╤П ╨╖╨░ ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨║ ╤Н╨║╤Б╨┐╨╡╤А╤В╨░╨╝.

╨з╤В╨╛ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨┤╨╡╨╗╨░╤О╤В ╤Б╨╛ ╤Б╨▓╨╛╨╕╨╝╨╕ ╨┤╨╡╨╜╤М╨│╨░╨╝╨╕?

╨б╨╛╨│╨╗╨░╤Б╨╜╨╛ ╨╕╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╤О, ╨║╨╛╨│╨┤╨░ ╨┤╨╡╨╗╨╛ ╨┤╨╛╤Е╨╛╨┤╨╕╤В ╨┤╨╛ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╤Е ╤Б╤В╤А╨░╤В╨╡╨│╨╕╨╣, ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л, ╨╖╨░╤А╨░╨▒╨╛╤В╨░╨▓╤И╨╕╨╡ ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕, ╤Б ╨▒╨╛╨╗╤М╤И╨╡╨╣ ╨▓╨╡╤А╨╛╤П╤В╨╜╨╛╤Б╤В╤М╤О ╨▓╨║╨╗╨░╨┤╤Л╨▓╨░╤О╤В ╤Б╤А╨╡╨┤╤Б╤В╨▓╨░ ╨▓ ╨░╨║╤Ж╨╕╨╕, ╨▓ ╤В╨╛ ╨▓╤А╨╡╨╝╤П ╨║╨░╨║ ╤В╨╡, ╨║╤В╨╛ ╤А╨╛╨┤╨╕╨╗╤Б╤П ╨▒╨╛╨│╨░╤В╤Л╨╝, ╨║╨░╨║ ╨┐╤А╨░╨▓╨╕╨╗╨╛, ╨▒╨╛╨╗╤М╤И╨╡ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╤О╤В ╨▓ ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╤М. ╨Ф╨╕╨▓╨╡╤А╤Б╨╕╤Д╨╕╨║╨░╤Ж╨╕╤П ╤Н╤В╨╕╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨║╨╗╤О╤З╨╡╨▓╨╛╨╣ ╨┤╨╗╤П ╨╝╨╜╨╛╨│╨╕╤Е ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓.

╨Ь╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨▓╨║╨╗╨░╨┤╤Л╨▓╨░╤О╤В ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕ ╨▓ ╤Б╨░╨╝╤Л╨╡ ╤А╨░╨╖╨╜╤Л╨╡ ╨╝╨╡╤Б╤В╨░, ╨▓╨║╨╗╤О╤З╨░╤П ╤Б╨▓╨╛╨╡ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╡ ╨╝╨╡╤Б╤В╨╛ ╨╢╨╕╤В╨╡╨╗╤М╤Б╤В╨▓╨░, ╨▓╨╖╨░╨╕╨╝╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л, ╨░╨║╤Ж╨╕╨╕ ╨╕ ╨┐╨╡╨╜╤Б╨╕╨╛╨╜╨╜╤Л╨╡ ╤Б╤З╨╡╤В╨░. ╨Ь╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╤Б╨╛╤Б╤А╨╡╨┤╨╛╤В╨░╤З╨╕╨▓╨░╤О╤В╤Б╤П ╨╜╨░ ╤В╨╛╨╝, ╤З╤В╨╛╨▒╤Л ╨▓╨║╨╗╨░╨┤╤Л╨▓╨░╤В╤М ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕ ╤В╤Г╨┤╨░, ╨│╨┤╨╡ ╨╛╨╜╨╕ ╨▒╤Г╨┤╤Г╤В ╤А╨░╤Б╤В╨╕. ╨Ю╨╜╨╕ ╤Б╤В╨░╤А╨░╤О╤В╤Б╤П ╨╜╨╡ ╨▓╨║╨╗╨░╨┤╤Л╨▓╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╕╨╡ ╤Б╤Г╨╝╨╝╤Л ╨▓ ╨┐╤А╨╡╨┤╨╝╨╡╤В╤Л, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨▒╨╡╤Б╤Ж╨╡╨╜╨╕╨▓╨░╤О╤В╤Б╤П. ╨Э╨░╨┐╤А╨╕╨╝╨╡╤А, ╨░╨▓╤В╨╛╨╝╨╛╨▒╨╕╨╗╤М ╨┤╨╗╤П ╨┐╨╛╨▓╤Б╨╡╨┤╨╜╨╡╨▓╨╜╨╛╨╣ ╨╡╨╖╨┤╤Л, ╤Б╨║╨╛╤А╨╡╨╡ ╨▓╤Б╨╡╨│╨╛, ╤Б╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╡╨╝ ╨┐╨╛╤В╨╡╤А╤П╨╡╤В ╤Ж╨╡╨╜╨╜╨╛╤Б╤В╤М.

╨Ъ╨╗╤О╤З╨╛╨╝ ╨┤╨╗╤П ╨▒╨╛╨╗╤М╤И╨╕╨╜╤Б╤В╨▓╨░ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╜╨░╨║╨╛╨┐╨╗╨╡╨╜╨╕╨╡ ╨┤╨╡╨╜╨╡╨│, ╨┐╤А╨╡╨╢╨┤╨╡ ╤З╨╡╨╝ ╨╕╤Е ╤В╤А╨░╤В╨╕╤В╤М. ╨Э╨╡╨╖╨░╨▓╨╕╤Б╨╕╨╝╨╛ ╨╛╤В ╤В╨╛╨│╨╛, ╨╜╨░╤Б╨║╨╛╨╗╤М╨║╨╛ ╨▓╨╡╨╗╨╕╨║╨░ ╨╕╤Е ╨│╨╛╨┤╨╛╨▓╨░╤П ╨╖╨░╤А╨┐╨╗╨░╤В╨░, ╨▒╨╛╨╗╤М╤И╨╕╨╜╤Б╤В╨▓╨╛ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨▓╨║╨╗╨░╨┤╤Л╨▓╨░╤О╤В ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕ ╤В╤Г╨┤╨░, ╨│╨┤╨╡ ╨╛╨╜╨╕ ╨▒╤Г╨┤╤Г╤В ╤А╨░╤Б╤В╨╕, ╨╛╨▒╤Л╤З╨╜╨╛ ╨▓ ╨░╨║╤Ж╨╕╨╕, ╨╛╨▒╨╗╨╕╨│╨░╤Ж╨╕╨╕ ╨╕ ╨┤╤А╤Г╨│╨╕╨╡ ╨▓╨╕╨┤╤Л ╤Б╤В╨░╨▒╨╕╨╗╤М╨╜╤Л╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣.

╨Ь╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨▓╨║╨╗╨░╨┤╤Л╨▓╨░╤О╤В ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕ ╨▓ ╨╝╨╡╤Б╤В╨░, ╨│╨┤╨╡ ╨╛╨╜╨╕ ╨▒╤Г╨┤╤Г╤В ╤А╨░╤Б╤В╨╕, ╤В╨░╨║╨╕╨╡ ╨║╨░╨║ ╨▓╨╖╨░╨╕╨╝╨╜╤Л╨╡ ╤Д╨╛╨╜╨┤╤Л, ╨░╨║╤Ж╨╕╨╕ ╨╕ ╨┐╨╡╨╜╤Б╨╕╨╛╨╜╨╜╤Л╨╡ ╤Б╤З╨╡╤В╨░.

╨Я╤А╨╕╨╝╨╡╤А╤Л ╤Б╨░╨╝╨╛╨┤╨╡╨╗╤М╨╜╤Л╤Е ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓

╨б╨╛╨│╨╗╨░╤Б╨╜╨╛ ╤В╨╛╨╝╤Г ╨╢╨╡ ╨╕╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╤О Wealth-X, ╨║╨╛╤В╨╛╤А╨╛╨╡ ╨╛╨▒╤Б╤Г╨╢╨┤╨░╨╗╨╛╤Б╤М ╤А╨░╨╜╨╡╨╡ ╨▓ ╤Н╤В╨╛╨╣ ╤Б╤В╨░╤В╤М╨╡, ╨┐╨╛ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╤О ╨╜╨░ 2018 ╨│╨╛╨┤ ╨╜╨╡╨╝╨╜╨╛╨│╨╕╨╝ ╨▒╨╛╨╗╨╡╨╡ 265 000 ╤З╨╡╨╗╨╛╨▓╨╡╨║ ╤Б╤З╨╕╤В╨░╤О╤В╤Б╤П ╤Б╨▓╨╡╤А╤Е╨▒╨╛╨│╨░╤В╤Л╨╝╨╕, ╤В╨╛ ╨╡╤Б╤В╤М ╨╕╤Е ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╣ ╨║╨░╨┐╨╕╤В╨░╨╗ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 30 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨╕ ╨▒╨╛╨╗╨╡╨╡. ╨Я╤А╨╕ ╤Н╤В╨╛╨╝ ╨▒╨╛╨╗╨╡╨╡ ╨┤╨▓╤Г╤Е ╤В╤А╨╡╤В╨╡╨╣ ╨╕╨╖ ╨╜╨╕╤Е ╤Б╨░╨╝╨╛╨┤╨╡╨╗╤М╨╜╤Л╨╡. ╨Т╨╛╤В ╤В╤А╨╕ ╨╕╨╖╨▓╨╡╤Б╤В╨╜╤Л╤Е ╨┐╤А╨╕╨╝╨╡╤А╨░:

• ╨С╨░╤А╨▒╨░╤А╨░ ╨Ъ╨╛╤А╨║╨╛╤А╨░╨╜: ╨Ь╨░╨│╨╜╨░╤В ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╨╕, ╤Б╤В╨░╨▓╤И╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨╝ Shark Tank, ╨╜╨░╤З╨░╨╗╨░ ╤Б╨▓╨╛╨╣ ╨╛╨┤╨╜╨╛╨╕╨╝╨╡╨╜╨╜╤Л╨╣ ╨▒╤А╨╛╨║╨╡╤А╤Б╨║╨╕╨╣ ╨▒╨╕╨╖╨╜╨╡╤Б ╤Б ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ 1000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓. ╨Я╨╛╨┤ ╨╡╨╡ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛╨╝ ╨╛╨╜╨░ ╨┐╤А╨╡╨▓╤А╨░╤В╨╕╨╗╨░ ╨▒╨╕╨╖╨╜╨╡╤Б ╨▓ ╨╝╨╜╨╛╨│╨╛╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╜╤Г╤О ╨╕╨╝╨┐╨╡╤А╨╕╤О, ╨║╨╛╤В╨╛╤А╤Г╤О ╨┐╤А╨╛╨┤╨░╨╗╨░ ╨╖╨░ 66 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨▓ 2001 ╨│╨╛╨┤╤Г.
• ╨Ф╨╢╨╡╨╜╨╕╤Б ╨С╤А╨░╨╣╨░╨╜╤В ╨е╨╛╤Г╤А╨╛╨╣╨┤. ╨Ю╤Б╨╜╨╛╨▓╨░╤В╨╡╨╗╤М ╨╕ ╨│╨╡╨╜╨╡╤А╨░╨╗╤М╨╜╤Л╨╣ ╨┤╨╕╤А╨╡╨║╤В╨╛╤А ActOne Group ╨╛╤В╨║╤А╤Л╨╗╨░ ╤Б╨▓╨╛╨╡ ╨║╨░╨┤╤А╨╛╨▓╨╛╨╡ ╨░╨│╨╡╨╜╤В╤Б╤В╨▓╨╛ ╤Б 1500 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ (900 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓, ╨╕╨╖ ╨║╨╛╤В╨╛╤А╤Л╤Е ╨╛╨╜╨░ ╨╖╨░╨╜╤П╨╗╨░ ╤Г ╤Б╨▓╨╛╨╡╨╣ ╨╝╨░╤В╨╡╤А╨╕), ╤Д╨░╨║╤Б ╨╕ ╤В╨╡╨╗╨╡╤Д╨╛╨╜. ╨б╨╡╨╣╤З╨░╤Б ╨╛╨╜╨░ ╨╛╨┤╨╜╨░ ╨╕╨╖ ╤Б╨░╨╝╤Л╤Е ╨▒╨╛╨│╨░╤В╤Л╤Е ╤З╨╡╤А╨╜╨╛╨║╨╛╨╢╨╕╤Е ╨╢╨╡╨╜╤Й╨╕╨╜-╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨▓ ╨б╨и╨Р, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╤Е╤Б╤П ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╨╛╨│╨╛ ╤Г╤Б╨┐╨╡╤Е╨░. ╨╛╤Ж╨╡╨╜╨╕╨▓╨░╨╡╨╝╤Л╨╣ ╤Б╨╛╨▒╤Б╤В╨▓╨╡╨╜╨╜╤Л╨╣ ╨║╨░╨┐╨╕╤В╨░╨╗ ╨▓ 285 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╛╨▓ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓.
• ╨г╨╛╤А╤А╨╡╨╜ ╨С╨░╤Д╤Д╨╡╤В. ╨Т╨╛╨╖╨╝╨╛╨╢╨╜╨╛, ╨╛╨┤╨╕╨╜ ╨╕╨╖ ╤Б╨░╨╝╤Л╤Е ╨╕╨╖╨▓╨╡╤Б╤В╨╜╤Л╤Е ╨╕ ╨▒╨╛╨│╨░╤В╤Л╤Е ╨╗╤О╨┤╨╡╨╣ ╨▓ ╨╝╨╕╤А╨╡ тАФ ╨╕ ╤В╨╡╤Е╨╜╨╕╤З╨╡╤Б╨║╨╕ ╨╝╨╕╨╗╨╗╨╕╨░╤А╨┤╨╡╤А, ╨░ ╨╜╨╡ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А тАФ ╨г╨╛╤А╤А╨╡╨╜ ╨С╨░╤Д╤Д╨╡╤В ╨┐╨╛-╨┐╤А╨╡╨╢╨╜╨╡╨╝╤Г ╨╖╨░╤Б╨╗╤Г╨╢╨╕╨▓╨░╨╡╤В ╤Г╨┐╨╛╨╝╨╕╨╜╨░╨╜╨╕╤П ╨▓ ╤Н╤В╨╛╨╝ ╤Б╨┐╨╕╤Б╨║╨╡, ╨┐╨╛╤В╨╛╨╝╤Г ╤З╤В╨╛ ╨╛╨╜ ╤Е╨╛╤А╨╛╤И╨╛ ╨╕╨╖╨▓╨╡╤Б╤В╨╡╨╜ ╤В╨╡╨╝, ╤З╤В╨╛ ╤Б╨┤╨╡╨╗╨░╨╗ ╤Б╨░╨╝. ╨Я╤А╨╡╨┤╤Б╨╡╨┤╨░╤В╨╡╨╗╤М ╨╕ ╨│╨╗╨░╨▓╨╜╤Л╨╣ ╨╕╤Б╨┐╨╛╨╗╨╜╨╕╤В╨╡╨╗╤М╨╜╤Л╨╣ ╨┤╨╕╤А╨╡╨║╤В╨╛╤А Berkshire Hathaway ╨╖╨░╤А╨░╨▒╨╛╤В╨░╨╗ ╤Б╨▓╨╛╨╕ ╨┐╨╡╤А╨▓╤Л╨╡ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╤Л, ╤Г╨┐╤А╨░╨▓╨╗╤П╤П ╤Е╨╡╨┤╨╢-╤Д╨╛╨╜╨┤╨╛╨╝, ╨╕ ╨╕╨╖╨▓╨╡╤Б╤В╨╡╨╜ ╤Б╨▓╨╛╨╕╨╝ ╨┐╤А╨╕╨╜╤Ж╨╕╨┐╨╕╨░╨╗╤М╨╜╤Л╨╝ ╨╕ ╤А╨░╨╖╤Г╨╝╨╜╤Л╨╝ ╨┐╨╛╨┤╤Е╨╛╨┤╨╛╨╝ ╨║ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤А╨╛╨▓╨░╨╜╨╕╤О.

╨Ъ╨░╨║╨╛╨▓╤Л ╨╗╤Г╤З╤И╨╕╨╡ ╤Б╨┐╨╛╤Б╨╛╨▒╤Л ╤Б╤В╨░╤В╤М ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨╝?

╨Ш╤Б╤Б╨╗╨╡╨┤╨╛╨▓╨░╨╜╨╕╨╡ Fidelity ╨┐╨╛╨║╨░╨╖╨░╨╗╨╛, ╤З╤В╨╛, ╤А╨░╤Б╤Б╨╝╨░╤В╤А╨╕╨▓╨░╤П ╤Б╨▓╨╛╨╡ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╨╛╨╡ ╨▒╤Г╨┤╤Г╤Й╨╡╨╡, 30% ╨╛╨┐╤А╨╛╤И╨╡╨╜╨╜╤Л╤Е ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓ ╨╖╨░╤П╨▓╨╕╨╗╨╕, ╤З╤В╨╛ ╨╛╨╖╨░╨▒╨╛╤З╨╡╨╜╤Л ╤Б╨╛╤Е╤А╨░╨╜╨╡╨╜╨╕╨╡╨╝ ╤Б╨▓╨╛╨╡╨│╨╛ ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨░, ╨░ 20% ╨╖╨░╤П╨▓╨╕╨╗╨╕, ╤З╤В╨╛ ╤Б╨╛╤Б╤А╨╡╨┤╨╛╤В╨╛╤З╨╡╨╜╤Л ╨╜╨░ ╤Г╨▓╨╡╨╗╨╕╤З╨╡╨╜╨╕╨╕ ╤Б╨▓╨╛╨╡╨│╨╛ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╤П. ╨н╤В╨╛ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В ╨╛╤Б╨╜╨╛╨▓╤Г ╨╜╨╡╨║╨╛╤В╨╛╤А╤Л╤Е ╨╛╤Б╨╜╨╛╨▓╨╜╤Л╤Е ╤Б╤В╤А╨░╤В╨╡╨│╨╕╨╣, ╨╡╤Б╨╗╨╕ ╨▓╤Л ╨╜╨░╨┤╨╡╨╡╤В╨╡╤Б╤М ╨┐╨╛╨┐╨╛╨╗╨╜╨╕╤В╤М ╤А╤П╨┤╤Л ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓.

┬л╨б╨╡╨│╨╛╨┤╨╜╤П╤И╨╜╨╕╨╡ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨╝╨╜╨╛╨│╨╛╨│╤А╨░╨╜╨╜╤Л, ╨╕ ╤З╤В╨╛╨▒╤Л ╨┐╨╛-╨╜╨░╤Б╤В╨╛╤П╤Й╨╡╨╝╤Г ╨┐╨╛╨╜╤П╤В╤М ╨╕╤Е, ╨▓╨░╨╝ ╨╜╤Г╨╢╨╜╨╛ ╨▓╨╖╨│╨╗╤П╨╜╤Г╤В╤М ╨╜╨╡ ╤В╨╛╨╗╤М╨║╨╛ ╨╜╨░ ╨╕╤Е ╨╝╨╕╤А╨╛╨▓╨╛╨╖╨╖╤А╨╡╨╜╨╕╨╡, ╨╜╨╛ ╨╕ ╨╜╨░ ╨╕╤Е ╨┐╤Г╤В╤М ╨║ ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╤Г ╨╕ ╨╕╤Е ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╡ ╤Ж╨╡╨╗╨╕ ╨╜╨░ ╨▒╤Г╨┤╤Г╤Й╨╡╨╡┬╗, тАФ ╤Б╨║╨░╨╖╨░╨╗ ╨б╨░╨╜╨┤╨╢╨╕╨▓ ╨Ь╨╕╤А╤З╨░╨╜╨┤╨░╨╜╨╕, ╨┐╤А╨╡╨╖╨╕╨┤╨╡╨╜╤В National Financial, ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ Fidelity Investments. .

╨Ь╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨┐╤А╨╡╨┤╨╗╨░╨│╨░╤О╤В ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨┐╤Г╤В╨╡╨╣ ╨║ ╨╜╨░╨║╨╛╨┐╨╗╨╡╨╜╨╕╤О ╨▒╨╛╨│╨░╤В╤Б╤В╨▓╨░. ╨Т╨╛╤В ╨╜╨╡╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╕╨╖ ╨╜╨╕╤Е, ╨║╨╛╤В╨╛╤А╤Л╨╝ ╨▓╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╨╜╨░╤Г╤З╨╕╤В╤М╤Б╤П ╤Г ╤Б╨╡╨▒╤П:

╨Ш╨╜╨▓╨╡╤Б╤В╨╕╤А╤Г╨╣╤В╨╡ ╨▓ ╤А╨░╨╖╨╜╤Л╨╡ ╨╝╨╡╤Б╤В╨░ ╨╕ ╨╜╨░╨┐╤А╨░╨▓╨╗╨╡╨╜╨╕╤П

╨Э╨╡ ╨║╨╗╨░╨┤╨╕╤В╨╡ ╤П╨╣╤Ж╨░ ╨▓ ╨╛╨┤╨╜╤Г ╨║╨╛╤А╨╖╨╕╨╜╤Г. ╨Ф╨╕╨▓╨╡╤А╤Б╨╕╤Д╨╕╨║╨░╤Ж╨╕╤П ╨▓╨░╤И╨╕╤Е ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣ ╨┐╨╛╨╝╨╛╨│╨░╨╡╤В ╤Г╨┐╤А╨░╨▓╨╗╤П╤В╤М ╤А╨╕╤Б╨║╨░╨╝╨╕, ╨│╨░╤А╨░╨╜╤В╨╕╤А╤Г╤П, ╤З╤В╨╛ ╨▓╤Б╨╡ ╨▓╨░╤И╨╕ ╨┤╨╡╨╜╤М╨│╨╕ ╨╜╨╡ ╨▒╤Г╨┤╤Г╤В ╨┐╨╛╨┤╨▓╨╡╤А╨╢╨╡╨╜╤Л ╤А╨╕╤Б╨║╤Г, ╨╡╤Б╨╗╨╕ ╨║╨╛╨╜╨║╤А╨╡╤В╨╜╨░╤П ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╤П ╨┐╨╛╨╣╨┤╨╡╤В ╨╜╨░ ╤Б╨┐╨░╨┤.

╨Ш╨╝╨╡╤В╤М ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨╕╤Б╤В╨╛╤З╨╜╨╕╨║╨╛╨▓ ╨┤╨╛╤Е╨╛╨┤╨░

╨Ь╨╜╨╛╨│╨╕╨╡ ╤Б╨░╨╝╨╛╨┤╨╡╨╗╤М╨╜╤Л╨╡ ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╤Л ╨┐╨╛╨╗╤Г╤З╨░╤О╤В ╨┤╨╡╨╜╤М╨│╨╕ ╨╕╨╖ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╕╤Е ╨╕╤Б╤В╨╛╤З╨╜╨╕╨║╨╛╨▓, ╨▓╨║╨╗╤О╤З╨░╤П ╨╖╨░╤А╨┐╨╗╨░╤В╤Г, ╨┤╨╕╨▓╨╕╨┤╨╡╨╜╨┤╤Л ╨╛╤В ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╣, ╨┤╨╛╤Е╨╛╨┤ ╨╛╤В ╤Б╨┤╨░╤З╨╕ ╨▓ ╨░╤А╨╡╨╜╨┤╤Г ╨╜╨╡╨┤╨▓╨╕╨╢╨╕╨╝╨╛╤Б╤В╨╕ ╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╕, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╛╨╜╨╕ ╤Б╨┤╨╡╨╗╨░╨╗╨╕ ╨▓ ╨┤╤А╤Г╨│╨╕╨╡ ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╤П, ╨╕ ╤Н╤В╨╛ ╨╗╨╕╤И╤М ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨┐╤А╨╕╨╝╨╡╤А╨╛╨▓. ╨Х╤Б╨╗╨╕ ╨╛╨┤╨╕╨╜ ╨┐╨╛╤В╨╛╨║ ╨┤╨╛╤Е╨╛╨┤╨╛╨▓ ╨╖╨░╨╝╨╡╨┤╨╗╤П╨╡╤В╤Б╤П, ╨╡╨│╨╛ ╨╝╨╡╤Б╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╨╖╨░╨╜╤П╤В╤М ╨┤╤А╤Г╨│╨╛╨╣. ╨Ь╨╜╨╛╨│╨╛╨╡ ╨╕╨╖ ╤Н╤В╨╛╨│╨╛ ╨╜╨░╨╖╤Л╨▓╨░╨╡╤В╤Б╤П ╨┐╨░╤Б╤Б╨╕╨▓╨╜╤Л╨╝ ╨┤╨╛╤Е╨╛╨┤╨╛╨╝, ╨╕╨╗╨╕ ╨┤╨╡╨╜╤М╨│╨░╨╝╨╕, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╖╨░╤А╨░╨▒╨░╤В╤Л╨▓╨░╤О╤В╤Б╤П ╨▒╨╡╨╖ ╨░╨║╤В╨╕╨▓╨╜╨╛╨╣ ╤В╤А╨░╤В╤Л ╨▓╤А╨╡╨╝╨╡╨╜╨╕ ╨╕ ╤Г╤Б╨╕╨╗╨╕╨╣ ╨╜╨░ ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╨╡.

╨б╨╛╤Е╤А╨░╨╜╨╕╤В╤М, ╤Б╨╛╤Е╤А╨░╨╜╨╕╤В╤М, ╤Б╨╛╤Е╤А╨░╨╜╨╕╤В╤М

╨Ю╨┤╨╜╨░ ╨╕╨╖ ╨╛╨▒╤Й╨╕╤Е ╤В╨╡╨╝, ╨║╨╛╤В╨╛╤А╤Г╤О ╨▓╤Л ╤Г╤Б╨╗╤Л╤И╨╕╤В╨╡ ╨╛╤В ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨╡╤А╨╛╨▓, ╨┤╨╛╨▒╨╕╨▓╤И╨╕╤Е╤Б╤П ╤Г╤Б╨┐╨╡╤Е╨░ ╤Б╨░╨╝╨╛╤Б╤В╨╛╤П╤В╨╡╨╗╤М╨╜╨╛, тАФ ╤Н╤В╨╛ ╨┤╨╡╤А╨╢╨░╤В╤М ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕. ╨Я╨╛╨╗╨╛╨╢╨╕╤В╨╡ ╤Б╨▓╨╛╨╕ ╨┤╨╡╨╜╤М╨│╨╕ ╨╜╨░ ╨╕╨╜╨▓╨╡╤Б╤В╨╕╤Ж╨╕╨╛╨╜╨╜╤Л╨╡ ╤Б╤З╨╡╤В╨░, ╨│╨┤╨╡ ╨╛╨╜╨╕ ╨╝╨╛╨│╤Г╤В ╤Е╤А╨░╨╜╨╕╤В╤М╤Б╤П ╨╕ ╤Б╨╛ ╨▓╤А╨╡╨╝╨╡╨╜╨╡╨╝ ╨┐╤А╨╕╨╜╨╛╤Б╨╕╤В╤М ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л (╨┤╨░╨╢╨╡ ╨╜╨╡╤Б╨╝╨╛╤В╤А╤П ╨╜╨░ ╤В╨╛, ╤З╤В╨╛ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╡ ╤Б╤В╨░╨▓╨║╨╕ ╨╜╨░╨╝╨╜╨╛╨│╨╛ ╨╜╨╕╨╢╨╡, ╤З╨╡╨╝ ╤А╨░╨╜╤М╤И╨╡).