╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░

╨Ъ╨░╨║╨╛╨▓ ╨│╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░?

╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨│╤А╨░╤Д╨╕╨║╤Г ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╤Б ╤В╨╛╤З╨║╨╕ ╨╖╤А╨╡╨╜╨╕╤П ╨┐╨╡╤А╨╕╨╛╨┤╨╕╤З╨╡╤Б╨║╨╕╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣ ╨╕╨╗╨╕ ╨▓╨╖╨╜╨╛╤Б╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨▓╨║╨╗╤О╤З╨░╤О╤В ╨╛╤Б╨╜╨╛╨▓╨╜╤Г╤О ╤Б╤Г╨╝╨╝╤Г ╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╣ ╨║╨╛╨╝╨┐╨╛╨╜╨╡╨╜╤В ╨┤╨╛ ╨║╨╛╨╜╤Ж╨░ ╤Б╤А╨╛╨║╨░ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨╕╨╗╨╕ ╨┤╨╛ ╨║╨╛╤В╨╛╤А╨╛╨│╨╛ ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╤В╤Б╤П ╨┐╨╛╨╗╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨║╤А╨╡╨┤╨╕╤В╨░.

╨Ь╤Л ╨╝╨╛╨╢╨╡╨╝ ╨┐╨╛╨╗╤Г╤З╨╕╤В╤М ╤З╨╡╤В╨║╨╛╨╡ ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╨╡╨╜╨╕╨╡ ╨╛╨▒ ╤Н╤В╨╛╨╝, ╨▓╨╖╤П╨▓ ╨░╨▓╤В╨╛╨║╤А╨╡╨┤╨╕╤В ╨╕╨╗╨╕ ╨╕╨┐╨╛╤В╨╡╤З╨╜╤Л╨╣ ╨║╤А╨╡╨┤╨╕╤В ╨┤╨▓╨░ ╨╕╨╖ ╨╡╨│╨╛ ╨┐╤А╨╕╨╝╨╡╤А╨╛╨▓. ╨Т ╤Б╨╗╤Г╤З╨░╨╡ ╨░╨▓╤В╨╛╨║╤А╨╡╨┤╨╕╤В╨░ ╨╕╨╗╨╕ ╨╕╨┐╨╛╤В╨╡╤З╨╜╨╛╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨║╤А╨╡╨┤╨╕╤В╨╛╤А ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╨╡╤В ╤Б╤Г╨╝╨╝╤Г ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╕╨╝╨╕ ╤З╨░╤Б╤В╤П╨╝╨╕, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨┤╨╡╨╗╤П╤В╤Б╤П ╨╜╨░ ╨╜╨╡╨▒╨╛╨╗╤М╤И╨╕╨╡ ╤Б╤Г╨╝╨╝╤Л, ╨┐╨╛╨┤╨╗╨╡╨╢╨░╤Й╨╕╨╡ ╨▓╤Л╨┐╨╗╨░╤В╨╡ ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╨╛╨│╨╛, ╨│╨╛╤А╨░╨╖╨┤╨╛ ╨▒╨╛╨╗╨╡╨╡ ╨┤╨╗╨╕╤В╨╡╨╗╤М╨╜╨╛╨│╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨░ ╨▓╤А╨╡╨╝╨╡╨╜╨╕, ╨┐╤Г╤В╨╡╨╝ ╤Б╨╛╨╖╨┤╨░╨╜╨╕╤П ╨│╤А╨░╤Д╨╕╨║╨░ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░.

• ╨Я╨╡╤А╨▓╨╛╨╜╨░╤З╨░╨╗╤М╨╜╨╛ ╨┐╨╡╤А╨▓╤Л╨╡ ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╛ ╨▓╨╖╨╜╨╛╤Б╨╛╨▓, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╤О╤В╤Б╤П, ╨╕╨┤╤Г╤В ╨║╨░╨║ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л, ╨┐╨╛╨┤╨╗╨╡╨╢╨░╤Й╨╕╨╡ ╨▓╤Л╨┐╨╗╨░╤В╨╡. ╨Я╨╛╨╖╨╢╨╡, ╨▓ ╨║╨╛╨╜╤Ж╨╡ ╨║╨╛╨╜╤Ж╨╛╨▓, ╤Г╨┐╨╗╨░╤З╨╡╨╜╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨▓╨╖╨╜╨╛╤Б╨░ ╨╜╨░╤З╨╜╨╡╤В ╨║╨╛╨╝╨┐╨╡╨╜╤Б╨╕╤А╨╛╨▓╨░╤В╤М ╨╛╤Б╨╜╨╛╨▓╨╜╤Г╤О ╤Б╤Г╨╝╨╝╤Г ╨║╤А╨╡╨┤╨╕╤В╨░.
• ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨┐╨╡╤А╨╕╨╛╨┤╨░ ╨╛╨║╤Г╨┐╨░╨╡╨╝╨╛╤Б╤В╨╕ ╨║╨░╨║ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л, ╤В╨░╨║ ╨╕ ╨╛╤Б╨╜╨╛╨▓╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░, ╨┐╨╛╨┤╨╗╨╡╨╢╨░╤Й╨░╤П ╨▓╤Л╨┐╨╗╨░╤В╨╡ ╨┐╨╛ ╨║╤А╨╡╨┤╨╕╤В╤Г. ╨Ю╤Б╨╜╨╛╨▓╨╜╤Л╨╡ ╤Б╤Г╨╝╨╝╤Л, ╨┐╨╛╨┤╨╗╨╡╨╢╨░╤Й╨╕╨╡ ╨▓╤Л╨┐╨╗╨░╤В╨╡ ╨┐╨╛ ╨║╤А╨╡╨┤╨╕╤В╤Г. ╨Ю╤Б╨╜╨╛╨▓╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╤Б╤Г╨╝╨╝╨╡, ╨║╨╛╤В╨╛╤А╨░╤П ╤Д╨░╨║╤В╨╕╤З╨╡╤Б╨║╨╕ ╨┐╤А╨╡╨┤╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В╤Б╤П ╨▓ ╨║╨░╤З╨╡╤Б╤В╨▓╨╡ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨╝ ╨┤╨╡╨╜╨╡╨│ ╨┤╨╗╤П ╨╡╨│╨╛ ╨╖╨░╨╡╨╝╤Й╨╕╨║, ╨╕ ╤Н╤В╨╛ ╤Б╤Г╨╝╨╝╨░, ╨╜╨░ ╨║╨╛╤В╨╛╤А╤Г╤О ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨╜╨░╤З╨╕╤Б╨╗╤П╤О╤В╤Б╤П ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨╝ ╨┤╨╡╨╜╨╡╨│ ╨╛╤В ╨╖╨░╨╡╨╝╤Й╨╕╨║╨░ ╨╖╨░ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╨╛╨▓╨░╨╜╨╕╨╡ ╤Б╨▓╨╛╨╕╤Е ╨┤╨╡╨╜╨╡╨│. ╨з╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡ ╨╖╨░╨╕╨╝╤Б╤В╨▓╨╛╨▓╨░╨╜╨╜╤Л╨╡ ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╨╛╨╝ ╨┐╨╛╨║╤А╤Л╨▓╨░╤О╤В╤Б╤П.
• ╨н╤В╨╛ ╨╛╤Б╨╜╨╛╨▓╨╜╨░╤П ╨╕╨┤╨╡╤П, ╨╕ ╤Н╤В╨╛ ╤В╨░╨║╨╢╨╡ ╨┐╤А╨╕╨╝╨╡╨╜╨╕╨╝╨╛ ╨▓ ╤Б╨╗╤Г╤З╨░╨╡, ╨║╨╛╨│╨┤╨░ ╨║╨╛╨╝╨╝╨╡╤А╤З╨╡╤Б╨║╨░╤П ╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╤П ╨▓╤Л╨▒╨╕╤А╨░╨╡╤В ╨┤╨╛╨╗╨│╨╕ ╨┤╨╗╤П ╨▓╤Л╨┐╨╛╨╗╨╜╨╡╨╜╨╕╤П ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╤Л╤Е ╤Б╨▓╨╛╨╕╤Е ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╣, ╨╕ ╤Н╤В╨╛ ╨╝╨╛╨╢╨╡╤В ╨┐╨╛╨╝╨╛╤З╤М ╤Д╨╕╤А╨╝╨╡ ╨▓╨╡╤Б╤В╨╕ ╤Б╤В╨░╨▒╨╕╨╗╤М╨╜╤Л╨╣ ╨▒╨╕╨╖╨╜╨╡╤Б ╤Б ╨╝╨╡╨╜╤М╤И╨╕╨╝ ╤А╨╕╤Б╨║╨╛╨╝ ╨╕ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╝ ╨║╤А╨╕╨╖╨╕╤Б╨╛╨╝. ╨д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╣ ╨║╤А╨╕╨╖╨╕╤Б ╨в╨╡╤А╨╝╨╕╨╜ ┬л╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╣ ╨║╤А╨╕╨╖╨╕╤Б┬╗ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╤Б╨╕╤В╤Г╨░╤Ж╨╕╨╕, ╨▓ ╨║╨╛╤В╨╛╤А╨╛╨╣ ╨║╨╗╤О╤З╨╡╨▓╤Л╨╡ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╡ ╨░╨║╤В╨╕╨▓╤Л ╤А╤Л╨╜╨║╨░ ╨╕╤Б╨┐╤Л╤В╤Л╨▓╨░╤О╤В ╤А╨╡╨╖╨║╨╛╨╡ ╤Б╨╜╨╕╨╢╨╡╨╜╨╕╨╡ ╤А╤Л╨╜╨╛╤З╨╜╨╛╨╣ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╨╕ ╨╖╨░ ╨╛╤В╨╜╨╛╤Б╨╕╤В╨╡╨╗╤М╨╜╨╛ ╨║╨╛╤А╨╛╤В╨║╨╕╨╣ ╨┐╨╡╤А╨╕╨╛╨┤ ╨▓╤А╨╡╨╝╨╡╨╜╨╕, ╨╕╨╗╨╕ ╨║╨╛╨│╨┤╨░ ╨▓╨╡╨┤╤Г╤Й╨╕╨╡ ╨┐╤А╨╡╨┤╨┐╤А╨╕╤П╤В╨╕╤П ╨╜╨╡ ╨▓ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╨╕ ╨▓╤Л╨┐╨╗╨░╤В╨╕╤В╤М ╤Б╨▓╨╛╨╣ ╨╛╨│╤А╨╛╨╝╨╜╤Л╨╣ ╨┤╨╛╨╗╨│, ╨╕╨╗╨╕ ╨║╨╛╨│╨┤╨░ ╤Д╨╕╨╜╨░╨╜╤Б╨╛╨▓╤Л╨╡ ╤Г╤З╤А╨╡╨╢╨┤╨╡╨╜╨╕╤П ╤Б╤В╨░╨╗╨║╨╕╨▓╨░╤О╤В╤Б╤П ╤Б ╨╜╨╡╤Е╨▓╨░╤В╨║╨╛╨╣ ╨╗╨╕╨║╨▓╨╕╨┤╨╜╨╛╤Б╤В╨╕ ╨╕ ╨╜╨╡ ╨▓ ╤Б╨╛╤Б╤В╨╛╤П╨╜╨╕╨╕ ╨▓╨╡╤А╨╜╤Г╤В╤М ╨┤╨╡╨╜╤М╨│╨╕ ╨▓╨║╨╗╨░╨┤╤З╨╕╨║╨░╨╝, ╨▓╤Б╨╡ ╤Н╤В╨╛ ╨▓╤Л╨╖╤Л╨▓╨░╨╡╤В ╨┐╨░╨╜╨╕╨║╤Г ╨╜╨░ ╤А╤Л╨╜╨║╨░╤Е ╨║╨░╨┐╨╕╤В╨░╨╗╨░ ╨╕ ╤Б╤А╨╡╨┤╨╕ ╨╕╨╜╨▓╨╡╤Б╤В╨╛╤А╨╛╨▓.╤З╨╕╤В╨░╤В╤М ╨┤╨░╨╗╤М╤И╨╡.

╨Ю╨│╨╗╨░╨▓╨╗╨╡╨╜╨╕╨╡

• ╨Ъ╨░╨║╨╛╨▓ ╨│╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░?
  • ╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel (╤И╨░╨│ ╨╖╨░ ╤И╨░╨│╨╛╨╝)
  • ╨Я╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░
  • ╨Ч╨░╨║╨╗╤О╤З╨╡╨╜╨╕╨╡
  • ╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel (╤И╨░╨│ ╨╖╨░ ╤И╨░╨│╨╛╨╝)

╨Т╨╛╨╖╤М╨╝╨╡╨╝ ╨┐╤А╨╕╨╝╨╡╤А ╨╢╨╕╨╗╨╕╤Й╨╜╨╛╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨┤╨╗╤П ╨┐╨╛╨┤╨│╨╛╤В╨╛╨▓╨║╨╕ ╨│╤А╨░╤Д╨╕╨║╨░ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel. ╨Я╤А╨╡╨┤╨┐╨╛╨╗╨╛╨╢╨╕╨╝, ╤З╤В╨╛ ╨╕╨┐╨╛╤В╨╡╤З╨╜╤Л╨╣ ╨║╤А╨╡╨┤╨╕╤В ╨▓╤Л╨┤╨░╨╡╤В╤Б╤П ╨▓ ╨╜╨░╤З╨░╨╗╨╡ 1-╨│╨╛ ╨╝╨╡╤Б╤П╤Ж╨░. ╨Ю╤Б╨╜╨╛╨▓╨╜╨░╤П ╤Б╤Г╨╝╨╝╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 1 500 000 ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р, ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╨╡╤В 1% ╨▓ ╨╝╨╡╤Б╤П╤Ж, ╨░ ╤Б╤А╨╛╨║ тАФ 60 ╨╝╨╡╤Б╤П╤Ж╨╡╨▓.

╨Т╤Л╨┐╨╗╨░╤В╤Л ╨┤╨╛╨╗╨╢╨╜╤Л ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╨╕╤В╤М╤Б╤П ╨▓ ╨║╨╛╨╜╤Ж╨╡ ╨║╨░╨╢╨┤╨╛╨│╨╛ ╨╝╨╡╤Б╤П╤Ж╨░. ╨Ъ╤А╨╡╨┤╨╕╤В ╨┤╨╛╨╗╨╢╨╡╨╜ ╨▒╤Л╤В╤М ╨┐╨╛╨╗╨╜╨╛╤Б╤В╤М╤О ╨┐╨╛╨│╨░╤И╨╡╨╜ ╨┤╨╛ ╨║╨╛╨╜╤Ж╨░ ╤Б╤А╨╛╨║╨░.

.free_excel_div{╤Д╨╛╨╜:#d9d9d9;╤А╨░╨╖╨╝╨╡╤А ╤И╤А╨╕╤Д╤В╨░:16px;╤А╨░╨┤╨╕╤Г╤Б ╨│╤А╨░╨╜╨╕╤Ж╤Л:7px;╨┐╨╛╨╖╨╕╤Ж╨╕╤П:╨╛╤В╨╜╨╛╤Б╨╕╤В╨╡╨╗╤М╨╜╨░╤П;margin:30px;padding:25px 25px 25px 45px}.free_excel_div:before{content:»»;╤Д╨╛╨╜:url(╤Ж╨╡╨╜╤В╤А ╤Ж╨╡╨╜╤В╤А ╨▒╨╡╨╖ ╨┐╨╛╨▓╤В╨╛╤А╨░ #207245;╤И╨╕╤А╨╕╨╜╨░:70px;╨▓╤Л╤Б╨╛╤В╨░:70px;╨┐╨╛╨╖╨╕╤Ж╨╕╤П:╨░╨▒╤Б╨╛╨╗╤О╤В╨╜╨░╤П;╨▓╨╡╤А╤Е:50%;margin-top:-35px;╤Б╨╗╨╡╨▓╨░:-35px;╨│╤А╨░╨╜╨╕╤Ж╨░:5px ╤Б╨┐╨╗╨╛╤И╨╜╨░╤П #fff;╨│╤А╨░╨╜╨╕╤Ж╨░-╤А╨░╨┤╨╕╤Г╤Б:50%} ╨Т╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╤Б╨║╨░╤З╨░╤В╤М ╤Н╤В╨╛╤В ╨│╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel ╨╖╨┤╨╡╤Б╤М — ╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel

╨б╨╗╨╡╨┤╤Г╨╣╤В╨╡ ╨╕╨╜╤Б╤В╤А╤Г╨║╤Ж╨╕╤П╨╝, ╤З╤В╨╛╨▒╤Л ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨│╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░.

1. ╨Я╨╛╨╝╨╡╤Б╤В╨╕╤В╨╡ ╨▓╤Е╨╛╨┤╨╜╤Л╨╡ ╨┤╨░╨╜╨╜╤Л╨╡ ╨▓ ╤Н╤В╨╛╤В ╤Б╤В╨░╨╜╨┤╨░╤А╤В╨╜╤Л╨╣ ╤Д╨╛╤А╨╝╨░╤В, ╤Г╨║╨░╨╖╨░╨╜╨╜╤Л╨╣ ╨╜╨╕╨╢╨╡.

   ╨Я╨╡╤А╨▓╤Л╨╝ ╤И╨░╨│╨╛╨╝ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨▓╨▓╨╛╨┤ ╨┤╨░╨╜╨╜╤Л╤Е ╨▓ ╤Б╤В╨░╨╜╨┤╨░╤А╤В╨╜╨╛╨╝ ╤Д╨╛╤А╨╝╨░╤В╨╡.
   

2. ╨Э╨░╨╣╨┤╨╕╤В╨╡ ╨╡╨╢╨╡╨╝╨╡╤Б╤П╤З╨╜╤Л╨╣ ╨┐╨╗╨░╤В╨╡╨╢ ╨╕╨╗╨╕ EMI (╨╡╨╢╨╡╨╝╨╡╤Б╤П╤З╨╜╤Л╨╡ ╤А╨░╨▓╨╜╤Л╨╡ ╨┐╨╗╨░╤В╨╡╨╢╨╕)

   ╨Ь╤Л ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╨╝ ╤Д╤Г╨╜╨║╤Ж╨╕╤О PMT, ╨┐╤А╨╡╨┤╤Б╤В╨░╨▓╨╗╨╡╨╜╨╜╤Г╤О ╨▓ Excel, ╤З╤В╨╛╨▒╤Л ╨╗╨╡╨│╨║╨╛ ╤А╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨╡╨╢╨╡╨╝╨╡╤Б╤П╤З╨╜╤Л╨╡ ╨┐╨╗╨░╤В╨╡╨╢╨╕ ╨╖╨┤╨╡╤Б╤М.
   

   ╨Ч╨┤╨╡╤Б╤М,
   тАУ ╤Б╤В╨░╨▓╨║╨░ = ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ (╨▓ ╨┤╨░╨╜╨╜╨╛╨╝ ╨┐╤А╨╕╨╝╨╡╤А╨╡ ╤Н╤В╨╛ ╨╝╨╡╤Б╤П╤З╨╜╨░╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╨░╤П ╤Б╤В╨░╨▓╨║╨░ 1%)
   тАУ nper = ╨┐╨╡╤А╨╕╨╛╨┤ (╨▓ ╨╜╨░╤И╨╡╨╝ ╨┐╤А╨╕╨╝╨╡╤А╨╡ ╤Н╤В╨╛ 60)
   тАУ PV = ╤Б╤Г╨╝╨╝╨░ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ ╤А╨░╨╖╨╝╨╡╤А╨╡ 1,5 ╨╝╨╕╨╗╨╗╨╕╨╛╨╜╨░ ╨┤╨╛╨╗╨╗╨░╤А╨╛╨▓ ╨б╨и╨Р.
   тАУ FV = ╨▒╤Г╨┤╤Г╤Й╨░╤П ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╤М ╤Н╤В╨╛╨╣ ╤Б╤Г╨╝╨╝╤Л ╨║╤А╨╡╨┤╨╕╤В╨░ (╨▓ ╨╜╨░╤И╨╡╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╨╜╨░╨╝ ╨╜╤Г╨╢╨╜╨╛ ╨┐╨╛╨╗╨╜╨╛╤Б╤В╤М╤О ╨┐╨╛╨│╨░╤Б╨╕╤В╤М ╤Б╤Г╨╝╨╝╤Г. ╨б╨╗╨╡╨┤╨╛╨▓╨░╤В╨╡╨╗╤М╨╜╨╛, FV = 0)
   тАУ ╤В╨╕╨┐ = 0 ╨╕╨╗╨╕ 1; 0 тАУ ╨╛╨┐╨╗╨░╤В╨░ ╨▓ ╨║╨╛╨╜╤Ж╨╡ ╨┐╨╡╤А╨╕╨╛╨┤╨░ (╨╝╨╡╤Б╤П╤Ж╨░),
   1 тАУ ╨┤╨╗╤П ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣ ╨▓ ╨╜╨░╤З╨░╨╗╨╡ ╨┐╨╡╤А╨╕╨╛╨┤╨░ (╨╝╨╡╤Б╤П╤Ж╨░).
   ╨Ч╨┤╨╡╤Б╤М ╨╝╤Л ╨┐╤А╨╡╨┤╨┐╨╛╨╗╨░╨│╨░╨╡╨╝, ╤З╤В╨╛ ╨╛╨┐╨╗╨░╤В╨░ ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╨║╨╛╨╜╤Ж╨╡ ╨╝╨╡╤Б╤П╤Ж╨░.
   
   ╨Ю╨▒╤А╨░╤В╨╕╤В╨╡ ╨▓╨╜╨╕╨╝╨░╨╜╨╕╨╡ ╨╜╨░ ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╤Л╨╣ ╨╖╨╜╨░╨║ ╨┐╨╡╤А╨╡╨┤ ╤Д╨╛╤А╨╝╤Г╨╗╨╛╨╣ ╨Я╨Ы╨в. ╨н╤В╨╛ ╨┐╨╛╤В╨╛╨╝╤Г, ╤З╤В╨╛ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╨╡ ╤П╨▓╨╗╤П╨╡╤В╤Б╤П ╨╛╤В╤В╨╛╨║╨╛╨╝ ╨┤╨╡╨╜╨╡╨╢╨╜╤Л╤Е ╤Б╤А╨╡╨┤╤Б╤В╨▓ ╨┤╨╗╤П ╨╜╨░╤Б.

3. ╨Я╨╛╨┤╨│╨╛╤В╨╛╨▓╤М╤В╨╡ ╤В╨░╨▒╨╗╨╕╤Ж╤Г ╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░, ╨║╨░╨║ ╤Г╨║╨░╨╖╨░╨╜╨╛ ╨╜╨╕╨╢╨╡. ╨в╤А╨╡╤В╨╕╨╣ ╤И╨░╨│ тАУ ╨┐╨╛╨┤╨│╨╛╤В╨╛╨▓╨╕╤В╤М ╤В╨░╨▒╨╗╨╕╤Ж╤Г, ╨║╨░╨║ ╤Г╨║╨░╨╖╨░╨╜╨╛ ╨╜╨╕╨╢╨╡. ╨Ъ╨░╨╢╨┤╤Л╨╣ ╨┐╨╗╨░╤В╨╡╨╢ ╨▓ ╤А╨░╤Б╤Б╤А╨╛╤З╨║╤Г ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨┐╨╡╤А╨╕╨╛╨┤╨░ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨┤╨╗╤П ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╨╕ ╨║╤А╨╡╨┤╨╕╤В╨░ ╤Б╨╛╤Б╤В╨╛╨╕╤В ╨╕╨╖ ╨┤╨▓╤Г╤Е ╨▓╨╡╤Й╨╡╨╣: ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓. ╨Я╨╡╤А╨╕╨╛╨┤ ╨▓╤А╨╡╨╝╨╡╨╜╨╕, ╤Г╨║╨░╨╖╨░╨╜╨╜╤Л╨╣ ╨║╨░╨║ ╨┐╨╡╤А╨╕╨╛╨┤ ╨╛╨║╤Г╨┐╨░╨╡╨╝╨╛╤Б╤В╨╕, ╨╕ ╨┐╨╗╨░╤В╨╡╨╢ ╨▓ ╤А╨░╤Б╤Б╤А╨╛╤З╨║╤Г ╤А╨░╤Б╤Б╤З╨╕╤В╤Л╨▓╨░╨╡╤В╤Б╤П ╨╜╨░ ╨╛╤Б╨╜╨╛╨▓╨╡ ╤Б╤Г╨╝╨╝╤Л ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╨╕ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓.

   

4. ╨а╨░╤Б╤Б╤З╨╕╤В╨░╨╣╤В╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨╜╨░ ╨╜╨░╤З╨░╨╗╤М╨╜╤Л╨╣ ╨╛╤Б╤В╨░╤В╨╛╨║.

   

5. ╨а╨░╤Б╤Б╤З╨╕╤В╨░╤В╤М ╨▒╨░╨╗╨░╨╜╤Б ╨┤╨╛ ╨╡╨╢╨╡╨╝╨╡╤Б╤П╤З╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣

   

6. ╨а╨░╤Б╤Б╤З╨╕╤В╨░╨╣╤В╨╡ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╣ ╨┤╨╛╨╗╨│, ╨┐╨╛╨│╨░╤И╨╡╨╜╨╜╤Л╨╣ ╨▓ ╤Н╤В╨╛╨╝ ╨╝╨╡╤Б╤П╤Ж╨╡.

   

7. ╨Э╨░╨╣╨┤╨╕╤В╨╡ ╨╛╤Б╤В╨░╤В╨╛╨║ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨╜╨░ ╨║╨╛╨╜╨╡╤Ж ╨╝╨╡╤Б╤П╤Ж╨░.

   

8. ╨б╨▓╤П╨╖╨░╤В╤М ╨Э╨░╤З╨░╨╗╤М╨╜╤Л╨╣ ╨▒╨░╨╗╨░╨╜╤Б ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╡╨│╨╛ ╨╝╨╡╤Б╤П╤Ж╨░.

   

9. ╨Ч╨░╨┐╨╛╨╗╨╜╨╕╤В╨╡ ╤В╨░╨▒╨╗╨╕╤Ж╤Г Excel ╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░

   ╨Ф╨╗╤П ╨┐╨╡╤А╨▓╤Л╤Е ╨╜╨╡╤Б╨║╨╛╨╗╤М╨║╨╕╤Е ╨▓╨╖╨╜╨╛╤Б╨╛╨▓ ╨▒╨╛╨╗╤М╤И╨░╤П ╤З╨░╤Б╤В╤М ╨▓╨╖╨╜╨╛╤Б╨╛╨▓ ╤Б╨╛╤Б╤В╨╛╨╕╤В ╨╕╨╖ ╨╕╨╜╤В╨╡╤А╨╡╤Б╨╜╨╛╨╣ ╤З╨░╤Б╤В╨╕, ╨║╨╛╤В╨╛╤А╨░╤П ╨┤╨╛╨╗╨╢╨╜╨░ ╨▒╤Л╤В╤М ╨╛╨┐╨╗╨░╤З╨╡╨╜╨░, ╨▓ ╤В╨╛ ╨▓╤А╨╡╨╝╤П ╨║╨░╨║ ╨╛╤Б╤В╨░╨▓╤И╨░╤П╤Б╤П ╨╝╨╡╨╜╤М╤И╨░╤П ╤З╨░╤Б╤В╤М ╨▓╨╖╨╜╨╛╤Б╨░. ╨Э╨░ ╤Н╤В╨╛╨╝ ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╤П ╨▓╨░╤И╨╡╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel ╨┐╨╛╤З╤В╨╕ ╨╖╨░╨▓╨╡╤А╤И╨╡╨╜╨░.
   

10. ╨Я╤А╨╛╨▓╨╡╤А╤М╤В╨╡ ╨▒╨░╨╗╨░╨╜╤Б ╨╜╨░ ╨║╨╛╨╜╨╡╤Ж ╨┐╨╡╤А╨╕╨╛╨┤╨░.

    ╨Я╨╛ ╨╝╨╡╤А╨╡ ╤В╨╛╨│╨╛, ╨║╨░╨║ ╨╝╤Л ╨┤╨╛╤Е╨╛╨┤╨╕╨╝ ╨┤╨╛ ╨║╨╛╨╜╤Ж╨░, ╤З╨░╤Б╤В╤М ╨╕╨╜╤В╨╡╤А╨╡╤Б╨╜╨╛╨╣ ╤З╨░╤Б╤В╨╕ ╤Б╤В╨░╨╜╨╛╨▓╨╕╤В╤Б╤П ╨▓╤Б╨╡ ╨╝╨╡╨╜╤М╤И╨╡ ╨╕ ╨╝╨╡╨╜╤М╤И╨╡, ╨▓ ╤В╨╛ ╨▓╤А╨╡╨╝╤П ╨║╨░╨║ ╨╛╤Б╨╜╨╛╨▓╨╜╨░╤П ╤З╨░╤Б╤В╤М ╤Б╤В╨░╨╜╨╛╨▓╨╕╤В╤Б╤П ╨▓╤Б╨╡ ╨▒╨╛╨╗╤М╤И╨╡ ╨╕ ╨▒╨╛╨╗╤М╤И╨╡.
    

    ╨Я╨╛╤Б╨║╨╛╨╗╤М╨║╤Г ╤Б╤Б╤Г╨┤╨░ ╨▓ ╤Н╤В╨╛╨╝ ╨┐╤А╨╕╨╝╨╡╤А╨╡ ╨┐╨╛╨╗╨╜╨╛╤Б╤В╤М╤О ╨░╨╝╨╛╤А╤В╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨░, ╨┐╨╗╨░╤В╨╡╨╢ ╨▓ ╨║╨╛╨╜╤Ж╨╡ 60-╨│╨╛ ╨╝╨╡╤Б╤П╤Ж╨░ ╨╖╨░╨▓╨╡╤А╤И╨░╨╡╤В ╨▓╤Л╨┐╨╗╨░╤В╤Г ╨▓╤Б╨╡╨╣ ╤Б╤Г╨╝╨╝╤Л ╤Б╤Б╤Г╨┤╤Л. ╨н╤В╨╛ ╨╖╨░╨▓╨╡╤А╤И╨░╨╡╤В ╨▓╨░╤И╤Г ╤В╨░╨▒╨╗╨╕╤Ж╤Г ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╨╕ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel.

╨Я╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░

╨Я╤А╨░╨║╤В╨╕╨║╨░ ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╨╕ ╨Р╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╤П ╨Р╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╤П ╨╜╨╡╨╝╨░╤В╨╡╤А╨╕╨░╨╗╤М╨╜╤Л╤Е ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨║ ╨╝╨╡╤В╨╛╨┤╤Г, ╤Б ╨┐╨╛╨╝╨╛╤Й╤М╤О ╨║╨╛╤В╨╛╤А╨╛╨│╨╛ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╤М ╤А╨░╨╖╨╗╨╕╤З╨╜╤Л╤Е ╨╜╨╡╨╝╨░╤В╨╡╤А╨╕╨░╨╗╤М╨╜╤Л╤Е ╨░╨║╤В╨╕╨▓╨╛╨▓ ╨║╨╛╨╝╨┐╨░╨╜╨╕╨╕ (╤В╨░╨║╨╕╤Е ╨║╨░╨║ ╤В╨╛╨▓╨░╤А╨╜╤Л╨╡ ╨╖╨╜╨░╨║╨╕, ╨┤╨╡╨╗╨╛╨▓╨░╤П ╤А╨╡╨┐╤Г╤В╨░╤Ж╨╕╤П ╨╕ ╨┐╨░╤В╨╡╨╜╤В╤Л) ╨╛╤В╨╜╨╛╤Б╨╕╤В╤Б╤П ╨╜╨░ ╤А╨░╤Б╤Е╨╛╨┤╤Л ╨▓ ╤В╨╡╤З╨╡╨╜╨╕╨╡ ╨╛╨┐╤А╨╡╨┤╨╡╨╗╨╡╨╜╨╜╨╛╨│╨╛ ╨┐╨╡╤А╨╕╨╛╨┤╨░ ╨▓╤А╨╡╨╝╨╡╨╜╨╕. ╨н╤В╨╕ ╨▓╤А╨╡╨╝╨╡╨╜╨╜╤Л╨╡ ╤А╨░╨╝╨║╨╕ ╨╛╨▒╤Л╤З╨╜╨╛ ╤П╨▓╨╗╤П╤О╤В╤Б╤П ╨╛╨╢╨╕╨┤╨░╨╡╨╝╤Л╨╝ ╤Б╤А╨╛╨║╨╛╨╝ ╤Б╨╗╤Г╨╢╨▒╤Л ╨░╨║╤В╨╕╨▓╨░. ╨з╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡ ╨╕╨╝╨╡╨╡╤В ╨╝╨╜╨╛╨│╨╛ ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓ ╨╕ ╨╝╨╛╨╢╨╡╤В ╨┐╤А╨╕╨╜╨╡╤Б╤В╨╕ ╨┐╨╛╨╗╤М╨╖╤Г ╨▒╨╕╨╖╨╜╨╡╤Б-╨╛╤А╨│╨░╨╜╨╕╨╖╨░╤Ж╨╕╨╕ ╨▓╨╛ ╨╝╨╜╨╛╨│╨╕╤Е ╨╛╤В╨╜╨╛╤И╨╡╨╜╨╕╤П╤Е. ╨Ь╨╡╤В╨╛╨┤ ╤А╨░╨╖╨┤╨╡╨╗╨╡╨╜╨╕╤П ╨╕╨┐╨╛╤В╨╡╤З╨╜╨╛╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨╕╨╗╨╕ ╨┤╨╛╨╗╨│╨░, ╨┐╤А╨╕╨╜╨░╨┤╨╗╨╡╨╢╨░╤Й╨╡╨│╨╛ ╤Д╨╕╤А╨╝╨╡, ╨╝╨╛╨╢╨╡╤В ╨┐╨╛╨╝╨╛╤З╤М ╤Д╨╕╤А╨╝╨╡ ╨┐╨╛╨│╨░╤Б╨╕╤В╤М ╨╡╨╡ ╤Б ╨╝╨╡╨╜╤М╤И╨╕╨╝ ╤Б╤В╤А╨╡╤Б╤Б╨╛╨╝. ╨У╤А╨░╤Д╨╕╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╤В╨░╨║╨╢╨╡ ╨┐╨╛╨╝╨╛╨│╨░╨╡╤В ╨╖╨░╨╡╨╝╤Й╨╕╨║╤Г ╨╕╨╝╨╡╤В╤М ╤Е╨╛╤А╨╛╤И╤Г╤О ╨╝╨╛╨┤╨╡╨╗╤М ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П, ╨┐╨╛╨╝╨╛╨│╨░╤П ╨╡╨╝╤Г ╨┐╨╛╨│╨░╤Б╨╕╤В╤М ╨║╤А╨╡╨┤╨╕╤В, ╨╜╨╡ ╨╖╨░╤В╤А╨░╨│╨╕╨▓╨░╤П ╨┤╤А╤Г╨│╨╕╨╡ ╨╛╨┐╨╡╤А╨░╤Ж╨╕╨╕ ╤Д╨╕╤А╨╝╤Л. ╨в╨░╨║ ╨║╨░╨║ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╨╡ ╨┐╤А╨╛╨╕╨╖╨▓╨╛╨┤╨╕╤В╤Б╤П ╨▓ ╤Б╤А╨╛╨║, ╨╜╨╡╤В ╨╜╨╡╨╛╨▒╤Е╨╛╨┤╨╕╨╝╨╛╤Б╤В╨╕ ╤В╤А╨░╤В╨╕╤В╤М ╤Б╤А╨░╨╖╤Г ╨▒╨╛╨╗╤М╤И╨╛╨╣ ╨║╨░╨┐╨╕╤В╨░╨╗

╨Ч╨░╨║╨╗╤О╤З╨╡╨╜╨╕╨╡

╨Р╨╝╨╛╤А╤В╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨╜╤Л╨╣ ╨║╤А╨╡╨┤╨╕╤В╨Р╨╝╨╛╤А╤В╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨╜╤Л╨╣ ╨║╤А╨╡╨┤╨╕╤В╨д╨╛╤А╨╝╤Г╨╗╨░ ╨░╨╝╨╛╤А╤В╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨╜╨╛╨│╨╛ ╨║╤А╨╡╨┤╨╕╤В╨░ ╨╕╤Б╨┐╨╛╨╗╤М╨╖╤Г╨╡╤В╤Б╤П ╨┤╨╗╤П ╤А╨░╤Б╤З╨╡╤В╨░ ╨╡╨╢╨╡╨│╨╛╨┤╨╜╤Л╤Е ╨╕╨╗╨╕ ╨╡╨╢╨╡╨╝╨╡╤Б╤П╤З╨╜╤Л╤Е ╨┐╨╗╨░╤В╨╡╨╢╨╡╨╣, ╨║╨╛╤В╨╛╤А╤Л╨╡ ╨╖╨░╨╡╨╝╤Й╨╕╨║ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨▓╨╜╨╛╤Б╨╕╤В╤М ╨║╤А╨╡╨┤╨╕╤В╨╛╤А╤Г ╨╖╨░ ╨▓╨╖╤П╤В╤Л╨╣ ╨║╤А╨╡╨┤╨╕╤В. ╨Х╨╢╨╡╨│╨╛╨┤╨╜╤Л╨╡ ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╜╤Л╨╡ ╨┐╨╗╨░╤В╨╡╨╢╨╕ ╨┐╨╗╤О╤Б ╨│╨╛╨┤╨╛╨▓╨░╤П ╤З╨░╤Б╤В╤М ╨┤╨╛╨╗╨│╨╛╤Б╤А╨╛╤З╨╜╨╛╨│╨╛ ╨┤╨╛╨╗╨│╨░ ╤Б╨╛╤Б╤В╨░╨▓╨╗╤П╤О╤В ╨╡╨╢╨╡╨│╨╛╨┤╨╜╤Л╨╣ ╨┐╨╗╨░╤В╨╡╨╢. ╨з╨╕╤В╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡ ╨▓╤Б╨╡╨│╨┤╨░ ╤Е╨╛╤А╨╛╤И╨╛ ╨╕ ╨╝╨╛╨╢╨╡╤В ╨┤╨░╤В╤М ╨╖╨░╨╡╨╝╤Й╨╕╨║╤Г ╨╕╨╗╨╕ ╤Д╨╕╤А╨╝╨╡ ╨▓╤Б╨╡ ╨┐╤А╨╡╨╕╨╝╤Г╤Й╨╡╤Б╤В╨▓╨░, ╨▓ ╤В╨╛ ╨▓╤А╨╡╨╝╤П ╨║╨░╨║ ╨╜╨╡ ╨┐╨╛╨╗╨╜╨╛╤Б╤В╤М╤О ╨░╨╝╨╛╤А╤В╨╕╨╖╨╕╤А╨╛╨▓╨░╨╜╨╜╤Л╨╣ ╨║╤А╨╡╨┤╨╕╤В ╨╝╨╛╨╢╨╡╤В ╨▒╤Л╤В╤М ╨▒╤А╨╡╨╝╨╡╨╜╨╡╨╝ ╨┤╨╗╤П ╨╖╨░╨╡╨╝╤Й╨╕╨║╨░ ╨▓ ╤А╨░╨╖. ╨Ч╨░╨╡╨╝╤Й╨╕╨║, ╨▓ ╤Б╨▓╨╛╤О ╨╛╤З╨╡╤А╨╡╨┤╤М, ╨┤╨╛╨╗╨╢╨╡╨╜ ╤Б╨╛╨▒╨╗╤О╨┤╨░╤В╤М ╨╕╨┤╨╡╨░╨╗╤М╨╜╤Г╤О ╨┤╨╕╤Б╤Ж╨╕╨┐╨╗╨╕╨╜╤Г, ╨▓╤Л╨┐╨╗╨░╤З╨╕╨▓╨░╤П ╨┐╤А╨╕╤З╨╕╤В╨░╤О╤Й╨╕╨╡╤Б╤П ╨┐╤А╨╛╤Ж╨╡╨╜╤В╤Л ╨▓ ╤Г╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╜╤Л╨╡ ╤Б╤А╨╛╨║╨╕. ╨Т ╨┐╤А╨╛╤В╨╕╨▓╨╜╨╛╨╝ ╤Б╨╗╤Г╤З╨░╨╡ ╨╡╨╝╤Г, ╨▓╨╛╨╖╨╝╨╛╨╢╨╜╨╛, ╨┐╤А╨╕╨┤╨╡╤В╤Б╤П ╤Б╤В╨╛╨╗╨║╨╜╤Г╤В╤М╤Б╤П ╤Б ╨┐╤А╨╛╨▒╨╗╨╡╨╝╨╛╨╣ ╨╛╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╨╛╨╣ ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╨╕╨Ю╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╨░╤П ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╤П╨Ю╤В╤А╨╕╤Ж╨░╤В╨╡╨╗╤М╨╜╨░╤П ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╤П тАУ ╤Н╤В╨╛ ╨║╨╛╨│╨┤╨░ ╨╖╨░╨╡╨╝╤Й╨╕╨║ ╨▓╨╜╨╛╤Б╨╕╤В ╨┐╨╗╨░╤В╨╡╨╢ ╨╝╨╡╨╜╤М╤И╨╡ ╤Г╤Б╤В╨░╨╜╨╛╨▓╨╗╨╡╨╜╨╜╨╛╨│╨╛ ╨▒╨░╨╜╨║╨╛╨╝ ╤Б╤В╨░╨╜╨┤╨░╤А╤В╨╜╨╛╨│╨╛ ╨┐╨╗╨░╤В╨╡╨╢╨░. ╨в╨░╨║╨╕╨╝ ╨╛╨▒╤А╨░╨╖╨╛╨╝, ╨┐╤А╨╡╨▓╤Л╤И╨╡╨╜╨╕╨╡ ╤Б╤Г╨╝╨╝╤Л ╨┐╤А╨╛╤Ж╨╡╨╜╤В╨╛╨▓ ╨╜╨░╨┤ ╤Б╤Г╨╝╨╝╨╛╨╣ ╨▓╨╖╨╜╨╛╤Б╨░ ╨┤╨╛╨▒╨░╨▓╨╗╤П╨╡╤В╤Б╤П ╨║ ╨╛╤Б╨╜╨╛╨▓╨╜╨╛╨╣ ╤Б╤Г╨╝╨╝╨╡ ╨║╤А╨╡╨┤╨╕╤В╨░. ╨з╨╕╤В╨░╤В╤М ╨┤╨░╨╗╨╡╨╡, ╨╖╨░╤Б╤В╨░╨▓╨╗╤П╤П ╨╡╨│╨╛ ╨┐╨╗╨░╤В╨╕╤В╤М ╨▒╨╛╨╗╤М╤И╨╡, ╤З╨╡╨╝ ╨╛╨╜ ╤Д╨░╨║╤В╨╕╤З╨╡╤Б╨║╨╕ ╨┤╨╛╨╗╨╢╨╡╨╜ ╨▒╤Л╨╗.

╨а╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╡ ╤Б╤В╨░╤В╤М╨╕

╨н╤В╨╛ ╤А╤Г╨║╨╛╨▓╨╛╨┤╤Б╤В╨▓╨╛ ╨┐╨╛ ╨│╤А╨░╤Д╨╕╨║╤Г ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░, ╨░ ╤В╨░╨║╨╢╨╡ ╨┐╨╛╤И╨░╨│╨╛╨▓╤Л╨╣ ╨┐╨╛╨┤╤Е╨╛╨┤ ╨║ ╨┐╨╛╨┤╨│╨╛╤В╨╛╨▓╨║╨╡ ╨┐╨╛╨│╨░╤И╨╡╨╜╨╕╤П ╨║╤А╨╡╨┤╨╕╤В╨░ ╨▓ Excel. ╨Ъ╤А╨╛╨╝╨╡ ╤В╨╛╨│╨╛, ╤Б╨║╨░╤З╨░╨╣╤В╨╡ ╨▒╨╡╤Б╨┐╨╗╨░╤В╨╜╤Л╨╣ ╤И╨░╨▒╨╗╨╛╨╜ Excel. ╨з╤В╨╛╨▒╤Л ╤Г╨╖╨╜╨░╤В╤М ╨▒╨╛╨╗╤М╤И╨╡, ╨▓╤Л ╨╝╨╛╨╢╨╡╤В╨╡ ╨╛╨▒╤А╨░╤В╨╕╤В╤М╤Б╤П ╨║ ╤Б╨╗╨╡╨┤╤Г╤О╤Й╨╕╨╝ ╤А╨╡╨║╨╛╨╝╨╡╨╜╨┤╤Г╨╡╨╝╤Л╨╝ ╤Б╤В╨░╤В╤М╤П╨╝:

• ╨Ъ╨░╨╗╤М╨║╤Г╨╗╤П╤В╨╛╤А ╨╛╨▒╤Й╨╡╨╣ ╤Б╤В╨╛╨╕╨╝╨╛╤Б╤В╨╕ ╨║╤А╨╡╨┤╨╕╤В╨░
• ╨У╤А╨░╤Д╨╕╨║ ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╨╕ ╨┐╨╛ ╨╕╨┐╨╛╤В╨╡╨║╨╡
• ╨в╨░╨▒╨╗╨╕╤Ж╨░ ╨░╨╝╨╛╤А╤В╨╕╨╖╨░╤Ж╨╕╨╕
• ╨Ъ╤А╨╡╨┤╨╕╤В ╤Б ╤А╨╡╨│╤А╨╡╤Б╤Б╨╛╨╝